Credit - November 2006

I paid 300.00 on my card balance at the bank on Tuesday. They told me that the payment would show immediatley, itr didn't. The next day I phoned MC and was told that it sometimes takes 1-3 days for a payment to show. Yesterday it still had not shown up, so I called MC again and they told me to go to the bank where I made the payment and get them to fax them something on the banks letterhead stating the payment had been made and when I get home to call trhem and they would apply the payment right away. I did this, and they told me that everything is fine now. Well, this morning I went online again to check and I found that instead of applying the payment to my balane, they had only raised my limit by 300.00.
I am wondering if this is a commkon problem with MC.

2006-11-03 07:59:50 · 2 answers · asked by lucyr2xoxo 2

my question is here the last time i used my credit card at the begining of the month for only 202.00 and then my card was stolen from me and i looked up on my account for my credit card there was a transaction for 302.00 i called up the credit card company reported stolen there was a transaction for the 302.00 dollars my card is blocked how do i set my parents down and tell them my card was stolen from i do live at home and i'm 30 years old i do pay rent there sending me out a new card and forms to dispute the that big amount that i didn't take out on the credit card. i was sacred to report it to the police i was hopeing that someone would turn it in.

2006-11-03 07:27:47 · 9 answers · asked by Anonymous

2006-11-03 06:48:20 · 2 answers · asked by Leonid R 1

But what I would like to know is for which department clothing stores credit cards he can apply for and be likely to be approved? Even if he has bad credit.

2006-11-03 06:30:36 · 3 answers · asked by Anonymous

2006-11-03 06:20:53 · 4 answers · asked by bin25 1

for replacement windows. He doesn't have any debts and his credit card is well up to date. (He showed me his experian report and there are no late payments, ccjs or anything negative at all). He isn't financially linked with anyone else and has checked that there are no outstanding debts on his house.

Anyone got any suggestions why he can't get any credit and what he can do about it?

2006-11-03 05:27:48 · 6 answers · asked by nettyone2003 6

Former UK Resident,Debts Unsecured and have been in arrears for 3 Years now.I have heard nothing from the Court.

2006-11-03 04:08:57 · 19 answers · asked by BAKKUS 2

I have several late payments on accounts that closed long ago. Can I get them cleared?

2006-11-03 03:51:06 · 6 answers · asked by Thundercow 2

Hello, I started my credit history in May and I have credit cards that are reporting positive things about my payment history. My current credit score is "0" due to a "thin file" how long does it take to get a credit score? I am using Identity Guard and they are the ones telling me I have a score of "0", is this true? Or may the agencies have scores for me? Thank you for your help.

2006-11-03 03:45:48 · 2 answers · asked by John F 1

How do you protect yourself from further fraud?

2006-11-03 03:44:00 · 4 answers · asked by milomax 6

2006-11-03 02:37:16 · 3 answers · asked by chestnut45431 1

Yup, just pulled ye olde credit reports and someone got gas, electric and phone service with my social. Of course, these bills were not paid and have been sent to collections.

I'm disputing, of course -- I can prove that I was living in CA during the time these bills were run up in CT -- but man, this is frustrating. I'm sure I'll convince myself that it's better for me to find out now instead of a couple years on down the line, but tonight... Well, my grandma would wash my mouth out with soap if she heard me.

2006-11-03 02:35:05 · 6 answers · asked by Anonymous

2006-11-03 02:06:01 · 10 answers · asked by Simbalion 1

that have higher limits but we also want to pay them off. My question is should I keep the credit card open with a $0 balance or close it. I dont want to much credit on me because me and my wife are about to buy a house

2006-11-03 01:39:05 · 7 answers · asked by Jeremy D 2

A credit-card company I have a balance with just called me and said there may be fraudulent activity on my card. A few expensive purchases have been made online, which were red-flagged since I had never activated the card.

I have no idea how this person found out my information, besides the credit card company, nobody else knows this information. I have only used this card for a balance transfer, and the card itself stays locked in my house.

I'm not trying to figure out how they got my information, but what steps should I take now to prevent any fraudulent activity on any of my accounts. All it looks like now is they had my name/number/3-digit code on the back.

Thanks!

2006-11-03 01:09:34 · 11 answers · asked by Anonymous

2006-11-03 00:45:40 · 4 answers · asked by steve h 1

2006-11-03 00:34:46 · 13 answers · asked by ajay patil 1

Does anyone know where i can get a copy of my credit report, without having a credit card.

2006-11-03 00:26:34 · 7 answers · asked by scragette2000 5

2006-11-03 00:01:35 · 17 answers · asked by Clare B 3

I just recently transferred two of my credit cards into two 0% for 15 months each. They both have a $4,000.00 balance. Should I double up payments on both or do one at a time?

2006-11-02 23:32:45 · 5 answers · asked by Anonymous

I would like to know what my credit rating is, is there any way to check this on the internet for free??

2006-11-02 22:22:11 · 9 answers · asked by Anonymous

i have a 40,000 401k pension and im on a medical leave and need funds to get by pay bills, living expensces, ect my credit is toast can i use this 401k as a way to secure a loan of about 10,000 max if i can any suggestions would be helpful

2006-11-02 20:40:15 · 6 answers · asked by lansingmale43 2

2006-11-02 20:03:19 · 7 answers · asked by Anonymous

I have been "approved" for a credit card I applied for, but according to the approval letter, the issuing bank requires a photocopy of all 3 of the above items before my account can be opened. Additionally, a deadline of about 3 weeks is imposed. Is this legitimate? The letter says this is required by federal law. It seems like either a reasonable way to prevent fraudulent accounts, or just a clever scam. The credit card and circumstances of application otherwise seem reputable.

2006-11-02 18:25:43 · 8 answers · asked by gbekommen 1

My credit score is good. will it go downhill now that I was convicted of a felony

2006-11-02 17:46:23 · 7 answers · asked by rangerdude88 1

Do you think it reasonable to have cashier checked your ID when you pay with creditcard?

2006-11-02 17:15:25 · 9 answers · asked by Shar-Ching 3

I need to support a child of 2years old. And I had been without a job for almost 4 years. I got bad credit history such as debt written off and late payments.

2006-11-02 16:53:45 · 6 answers · asked by averageMandy 1

2006-11-02 16:28:12 · 12 answers · asked by Anonymous

For example, if i had a credit card and never used would i still have to pay a monthly fee or anything?

2006-11-02 15:24:36 · 12 answers · asked by sweetbutter 3

i checked my credit score online and found that i owe a few places out of state but i dont know where a couple of the companies are from is there a company that will find that out for me? I have the money to pay it all off but like i said i need help finding out exactly who i have to pay

2006-11-02 14:34:38 · 6 answers · asked by Anonymous