Credit - March 2007

If there are any good ones who are they

2007-03-31 23:46:17 · 7 answers · asked by oleemitch 2

I had my credit report obtained a few times by some large companies like Capital one, and Washington Mutual, can they d this without my consent?

2007-03-31 20:21:40 · 3 answers · asked by Anonymous

im in a desperate need of money right now. :)

2007-03-31 19:25:49 · 1 answers · asked by ♥♥♥ H☮TMAMA ♥♥♥ 3

I'm a new immigrant and does not have any account yet. I live in St.Louis, Missouri. Which bank and what account to start do you suggest? What about secured credit card?

2007-03-31 19:19:44 · 5 answers · asked by aeg22 1

I was told that I need one more revolving show of of some type of credit loan.... showing that I can make continuous pym in good standing..my credit should raise within 6 mos bc I paid off my outstanding debts 241 only!!! 2 collections.... but when these show it should raise my score. But I still need some type of credit history! ( I paid off my truck but they don't report! ) but the realator said that he can still use this as a credit show.... with written proof from the dealership..... sooo I need one more....But on my credit report I have no credit history... Who can give a small loan with a credit score of 588? Or a decent credit card ? Any ideas? I would really like to start astablishing a good credit history.... I don't have bad , Just NONE!

2007-03-31 17:50:15 · 4 answers · asked by Anonymous

My husband was a NY resident and had got his first checking account in 2001. He was 20. His boss helped him open it. It was at a credit union, with only 4-5 locations. The name of this credit union was Empire FCU (www.empirefcu.org).

He used the account to simply cash his paychecks at. Then he bought an online service so he could go online.

The online service double charged him and he went -$16.00. The bank didn't charge over-limit fees but allowed him to correct the issue by repaying the charge. They gave him until Tuesday that next week, he told them he didn't get payed until Wednesday so he went in Wednesday and paid the $16.

They failed to take into account he wasn't payed until Wednesday and put a charge on the account, which he payed off. He infact to this day has the account in good standing.

They put him, however, into Chexsystems for $16 and put on his report Electronic Transfer Abuse. They didn't specify an amount. He has disputed this over and over again. Help?

2007-03-31 17:44:18 · 2 answers · asked by Anonymous

o.k., last week i went to circuit city and tried to finance a computer but i didn't qualify. It was because of a phone bill i haden't paid. But i paid it all 2 days ago in full and i was wondering if i applied for the credit to get the computer again, would i qualify? if not how long would it take me and what is the quickest thing i can do to get the credit for the computer???

2007-03-31 15:18:16 · 4 answers · asked by Anonymous

Hi there, I have gotten two first notice letters in the mail for paying my debts.
I paid them, and I was wondering if you have to call and give them the receipt number for it to be accepted as the bill is still showing up on my online banking.

2007-03-31 14:56:38 · 3 answers · asked by Hanako 1

Okay, I'm signing up for something (a membership) with a debit card, and there are these 2 fields that are confusing me. There's one field that says "valid from" field and then you enter a month and a date, and then there's an "expiry date" field and you enter a month and a year. I understand the "expiry date" thing, but what is the "valid from" field for? Thanks.

2007-03-31 14:24:16 · 1 answers · asked by Invader Z 1

on letting it go to collections so they can settle it for cheaper amount its for 15K! He called to put it in his name and knows its his debt but the credit card company denied it and it just remains in both names is there anything else to do? should i just dispute it.. those charges are not mine i dont even have a card.

2007-03-31 13:40:17 · 4 answers · asked by ~MS A 1

If someone wanted to file a chargeback to me via paypal.....because they purchased somnething from me....HOW LONG DO THEY HAVE TO DO THE CHARGEBACK? is there only a certain time to do so or can they do it any time they want??

HELP :O

2007-03-31 13:22:03 · 1 answers · asked by Yo momma S 2

Why is it necessary to charge such high fees?

2007-03-31 11:02:42 · 5 answers · asked by Redeemed 5

i have just been told by my dad the age u are the credit goes up im 18 now and have got a bad credit will it improve in the years

2007-03-31 10:03:00 · 14 answers · asked by Anonymous

2007-03-31 09:53:32 · 3 answers · asked by aztecs950 3

2007-03-31 09:11:39 · 5 answers · asked by Healy2006 2

My father and I have the same first, middle and last name, the only difference is the suffix, I am a junior. I fear that his bad credit is affecting my non existant credit. I can't even look at my credit report because it thinks I am him! Any suggestions on what I should do?

2007-03-31 08:01:24 · 9 answers · asked by dar_ci 1

we have a large credit card debt. we have been unable to pay it we had a lawyer payed him 300.00 but then couldn;t come up with rest,we also trie one of those debt consolitation places and they just made things woorse. can any one toucn are retirement pension

2007-03-31 06:58:06 · 1 answers · asked by ALBERT 1

I just relized that when you use your debit card at the gas station they charge you a $1.00 plus whatever you paid. But it is never shown on your banking statement. ONLY when you look at you statement online then it shows but even then i think that it is added back on? im not really sure does anyone know why?

2007-03-31 06:42:57 · 9 answers · asked by XQZ-moi 2

Emphasis on mainly. Please explain your reason. I use both but there sure isn't much room to write a check because the pin pad has been connected to the counter. I see people in line where they have to use their reading glasses to read those pin pads, and then they have trouble with the glare on the pin pad. If you want, also tell us your general age, too.

2007-03-31 05:47:59 · 15 answers · asked by Rae 3

2007-03-31 04:36:43 · 5 answers · asked by mmajoefighter 1

Particularly a student loan

2007-03-31 04:30:26 · 7 answers · asked by webjnke1 7

2007-03-31 02:18:38 · 4 answers · asked by oobb123 1

I've had occasion to speak five times to a person from VISA credit card company. Each time the person has been rude and the whole phone call, customer-unfriendly.
Needless to say I no longer have that card.
Does anyone out there put up with these rude telephone-guys/gals?

2007-03-31 01:47:17 · 4 answers · asked by Ya-sai 7

I'm being sued and am wondering if they will hold off until I get money from a mortgage note payable in 2011. My ex-husband owes me half equity in our house but I agreed to let him stay in the home and not pay up until 2011.

2007-03-31 01:38:12 · 6 answers · asked by LAURIE 2

I went to head out last night and went to the ATM to get money out, knowing I had at least £60 in my account. It wouldnt let me take it out, said I had insufficent funds. So, I checked my balance and I have the grand total of 23p in my account!!! Eh?! I then printed out a ministatement to see exactly were this money went to. The £60 had been taken out of my account on Tuesday past at an ATM machine in a town ten minutes away from me. But, I was in Belfast on Tuesday, over an hour away, so it sure as hell wasn't me who took it out! I'd already taken out my limit for the day as well. I actually had a problem a week ago as well were I was short roughly £100 in my account, should have had around £250 but only had £150ish. Printed out a statement- £100 from the ATM machine that my £60 had disappeared from had been taken out. I WAS in the town that this money disappeared from that day, but I dont recall taking any money out, neither does my mother. What can I do about this?

2007-03-31 01:37:25 · 16 answers · asked by Anonymous

2007-03-31 01:31:31 · 5 answers · asked by Richard C 1

2007-03-31 01:13:42 · 4 answers · asked by sonimissu2003 1

Someone I know needs petrol money (This person is very trustworthy) Unfortunately on their travels they had to spend money on repairs to their car so have run out of money I would like to pay for their petrol (by the way this person is many miles from where I live at the moment) but is it safe to give my credit card number over the phone to the gas station owner to pay for this person`s petrol

2007-03-31 01:12:15 · 5 answers · asked by mystic_chez 4

Could they send "different" money & charge as cash advance?
What is the best way to withdraw?
(capital 1 card)

Thanks.

2007-03-31 00:58:24 · 5 answers · asked by Anonymous

Can I use my Wal-Mart credit card at other stores Like Dick's sporting goods? or any other place?

2007-03-31 00:53:58 · 1 answers · asked by Andrew B 3