Credit - March 2007

2007-03-27 12:22:46 · 4 answers · asked by cnote 1

They tell me they want money and the program starts on the 10th of April. Do i send them money or just ignore them and have my counselor deal with them?

2007-03-27 11:50:42 · 8 answers · asked by sandlerfan29 2

2007-03-27 11:45:02 · 7 answers · asked by NIKKI N 1

My boyfriend bought his car brand new in 2003 - its a Mitsubishi Lancer. He's almost halfway through a 7 year finance deal on it but still owes about $12,000 at 12% APR. He has pretty bad credit.

Lately he has been thinking of leaving his full time job at a car dealership that he hates and working back at a job he really liked that paid less so he can go to school part-time and re-fi his car loan so he can afford it AND go to school. Part of him is also trying to find other options, like if it is possible to sell his car back to the dealership or something and get a cheaper vehicle. He wishes he could go back in time and never buy the car because $435 a month is a lot to spend!

What options does he have? He's open to any ideas as he isn't sure what he can do with his car. He owes more than he's paid so far, so he can't sell it outright as he won't get enough for it. Any help will be greatly appreciated!

2007-03-27 11:30:50 · 8 answers · asked by Miss Linda 3

2007-03-27 11:20:42 · 7 answers · asked by AJ 3

it now we need to show proof to the judge that the sol really is expired. We have called all the parties involved and ran a credit check with no luck. Help!! Thanks in advance.

2007-03-27 11:15:29 · 4 answers · asked by washingtoneagle 1

2007-03-27 11:11:12 · 7 answers · asked by Anonymous

I believe this company to be a total ripoff artist. They won't work with debt consolidation agencies and they lied about the interests rat quoted to me on the phone to be at 18 %. I get the paperwork finally, and it's an insane 99% interest. I've written to the Better Business Bureau, and they're no help at all. How can this company have an "A" rating and charge people like this? This appears as the country is allowing this company to legalize Loan Sharks in a most evil Format. Any Help with this would be appreciated.

2007-03-27 11:09:54 · 3 answers · asked by Angie W 1

If I use this card and slide it as "credit", will it still go through if I don't have enough on the balance? I really want to buy something but I don't have enough money currently, I wouldn't mind if they billed me later or something

2007-03-27 11:09:53 · 3 answers · asked by si1enc3d 2

I've had trouble with this and want to find out if anyone else has. The Fair & Accurate Credit Transaction Act requires this. Seems like merchants not doing it are leaving us open to identify theft.

2007-03-27 10:59:11 · 3 answers · asked by SickofRipOffs 1

2007-03-27 10:30:38 · 11 answers · asked by Anonymous

A friend of mine told me that I could settle out my old credit card debt for .10 cents on the dollar. Has anyone had an experiance with this or could someone give me some information on how I would go about settling my debt?

2007-03-27 09:38:28 · 8 answers · asked by Anonymous

2007-03-27 09:36:30 · 7 answers · asked by lmw 1

I want to check lending rates without applying for a loan. I want to see who has the best rates and what your credit score needs to be for those rates? research puroses.

2007-03-27 09:34:08 · 7 answers · asked by Anonymous

I have received 2 phone calls from Ford Motor Credit looking for a "Deadbeat" neighbor, who I do not know and she no longer lives on this street. They have also called me on another person in the neighborhood that no longer lives here. Ford repossed his van about a month ago. How do I get them to stop calling here for other people? I'm the only one that I know of that is getting these calls. Maybe I'm the only one that's answering the phone when they see "Ford Motor Credit" on the caller ID. I shouldn't have to put up with this. Does anyone have a suggestion other then not answering the phone? Thanks!

2007-03-27 09:27:14 · 7 answers · asked by lv51 2

I'm 17 years old and I just got a part time job with an average of about 20-30 hours per week. I attend an Independant Study High School where I make my own hours as long as I meet the minumum so that I can work more and save up. My questions are:

Since I'm under the age of 18 can I have credit?
If not, is there anything I can do now that will set me up for excpetional credit when I turn 18?
If, so how can I find out my score and what can I do to raise it?
What are some things I now to improve my chances of renting an apartment (or anything, at that rate) at a young age?

Please give me any and all info that you can even if it doesn't directly involve the question asked above.

:)

2007-03-27 09:26:33 · 10 answers · asked by Clay B 2

Do they check for matters of public record such as a bankruptcy, or do they see personal credit items such as late-pays etc...

2007-03-27 09:26:28 · 7 answers · asked by Dave 2

my fiance and i r trying to buy his late grandmothers property, it has been appraised at 160,000 and we want to borrow 180,000 so that we have some extra money for repairs and some extra to save for any unforseen needs. (water heater, furnace repairs etc.) we both filed bankruptcy 4 years ago.

2007-03-27 09:24:41 · 6 answers · asked by frostytink 2

I work two jobs already, I cut back all expenses except the necessary. By the time I pay the payday loans I don't have money to pay the bills, forcing me to go back. What do I do?

2007-03-27 09:19:52 · 10 answers · asked by jojo 4

I am a student living in the Athens, GA area, if that helps.

2007-03-27 09:11:31 · 6 answers · asked by bob_smith_6666 1

2007-03-27 09:07:29 · 5 answers · asked by Anonymous

Friends and family don t qualify and I ve gotten all I can from federal loans. Please respond.

2007-03-27 09:01:48 · 6 answers · asked by bizzleness 1

if i buy one of those washington mutual gift cards that work for like every store will i be able to sign up on ebay with that card and spend and get money on that card? thanks

2007-03-27 08:59:49 · 4 answers · asked by john s 3

i cant have a proper bank account as i dont have the correct id, i currently have a cashaccount which is rubbish as i can only take money out via the lloyds hole in the wall, i am sending off for a passport and provisional license to change this but i'm quite impatient and was woundering if there was a way around setting up a contract for a phone?

2007-03-27 08:55:35 · 4 answers · asked by Anonymous

What formula would I use to compute it myself?

2007-03-27 08:52:13 · 5 answers · asked by Lisa C 1

hi everyone is there a bank that will notify you before charging insufficient funds fees?

2007-03-27 08:46:01 · 6 answers · asked by WellaTeam 2

don't need any other info. just need a very quick loan (by the end of the week) have no bank account, just a post office account for disability allowance. have tried EVERYWHERE with no luck. not interested in provident or goldstar. D E S P E R A T E!!!

2007-03-27 08:37:22 · 7 answers · asked by ? 6

Because I am now too young to own a credit card now but im trying to own a paypal account because it seems that many websites trusted and use paypal so I am wondering if I can sign up without a credit card? Or rather use my bank account?
I live in Singapore..

2007-03-27 08:33:42 · 5 answers · asked by SKyLaR 3

2007-03-27 08:32:02 · 5 answers · asked by debolakey 1

My wife and I owe over $150,000 in student debt with interest rates around 9-11% on each loan. Is it better to just refinance our house and pay it all off, for a lower monthly payment and interest rate?

2007-03-27 08:23:16 · 8 answers · asked by HoustonJustin 1