Credit - March 2007

is it possible if you card declines.can it still come out of your account,as i think this has happened to me today,as i had money in my account yesterday and only withdrew a little bit.i have gone today and there was only £10 left and there should have been£55 left.i tried using my card last week 3 times when i was at work.and tried different amounts.do you think this is the problem? any suggestions?

2007-03-27 08:15:15 · 4 answers · asked by bigbaps 3

I am getting married in January, but neither of us have stellar credit and we want to borrow money for the wedding. What is the best way to get a loan or credit card with low APR?

2007-03-27 07:59:40 · 9 answers · asked by Curious Kitty 799 2

got it, it wasn't a real credit card. It is like a
buying club; will they refund the $79 fee for it?

2007-03-27 07:57:08 · 4 answers · asked by judy f 3

2007-03-27 07:40:19 · 10 answers · asked by p v 4

2007-03-27 07:38:40 · 7 answers · asked by Fruitful1 3

I had paid off debts years ago, but when I applied for mortgage pre-approval, 1 agency showed that I had never paid off the debt. The loan officer said "it just hasn't been updated."....What does that mean?

How do I get it updated?

2007-03-27 07:32:28 · 2 answers · asked by gg 7

I recently tried to get preapproved for a mortgage. Only 2 of the 3 agencies reported anything. Of the 2 that reported, one was high, the other was very low.

Because there were only 2, the mortgage co. had to take the LOWEST score. Is this right?

Why the difference between the 2?
How do I get all 3 scores around the same?
Don't all 3 have to have the same info?

2007-03-27 07:30:29 · 3 answers · asked by gg 7

When you have bills that go to the collection agency, how many years, if you havent paid them off, do they forget about it for example in illinois.

2007-03-27 07:29:47 · 4 answers · asked by chanlen2005 1

is it a good card?
does help build credit?
any info
thanks

2007-03-27 07:14:42 · 6 answers · asked by shadowrose444 1

2007-03-27 07:01:17 · 2 answers · asked by Fruitful1 3

and sending letters into us in order to reclaim them back. If customers misuse their account they will be charged a penalty, same if you go through a red light you are charged a penalty but you know not to do it again..! I think its totally irresponsible to encourage people to claim charges back as its sending the message ' that its ok to be financially irresponsible' and ' its ok to bounce cheques' because you get your penalty charges back..! Its about time that people took responsibility for their own actions!! Banks actually do want to help people save money and do business with its customers but cant help a customer if their account are crap. What does everybody else think..?

2007-03-27 06:55:39 · 31 answers · asked by Anonymous

2007-03-27 06:54:47 · 2 answers · asked by insaneinthemembrane28 1

2007-03-27 06:46:18 · 22 answers · asked by hahahuhu 1

Who would you suggest going thur

2007-03-27 06:43:01 · 3 answers · asked by Fruitful1 3

2007-03-27 06:42:45 · 5 answers · asked by shannen s 1

I was approved for a low limit credit card from Chase, and I had semi-bad credit. I was wondering if this credit card will help improve my score if I keep up with the payments as i'm hoping to get a condo within the next year or so? Thanks!!

2007-03-27 06:39:39 · 12 answers · asked by atlantagal 5

2007-03-27 06:31:53 · 4 answers · asked by mustang_dimples 1

I have been having zero credit for long time.. Have had 2 credit cards which I've used all the limit and pay finance charges only, 13 inquiries in 12 months... I use a credit monitoring service and they suddenly sent me a quartely update showing 673 as my score.. Is this reasonable?

2007-03-27 06:28:56 · 5 answers · asked by Redeemed 5

I only have one credit card witha balance of about $8500. I am having a hard time catching up on paying it. I am not behind, but I just cant seem to get ahead.

2007-03-27 06:24:54 · 5 answers · asked by misscongeniality711 2

2007-03-27 06:16:40 · 4 answers · asked by knnetic 1

What's the point if I want an entry level card.

0% Intro APR* on Purchases for 6 Months
No Annual Fee
$0 Fraud Liability Guarantee
Easiest Online Account Management Options
5% Cashback Bonus® in popular categories that change four times a year like gas stations, restaurants, clothing stores, travel and more*
Up to 1% Cashback Bonus on all other purchases automatically*

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% on Purchases* 6 Months * 16.99%* None* N/A* Good Credit*

2007-03-27 06:04:22 · 8 answers · asked by Anonymous

I am trying to get an auto loan but there are some negitives on my credit. I am trying to get them off. How hard is it to get a brand new car with bad credit?

2007-03-27 05:54:04 · 14 answers · asked by amy m 1

I was just served court papers for a hospital bill $1300.00. The court date is April 10. I was wondering what happens in these matters? My debt to income is $ -712.46 a month how do they expect me to pay it? Will they garnish my wages?

2007-03-27 05:46:01 · 8 answers · asked by 2shay 5

2007-03-27 05:43:33 · 9 answers · asked by MS.B 1

2007-03-27 05:38:25 · 9 answers · asked by ladydodgecaravan 1

I am currentlyl going through a bitter divorce, I was an authorized user on my spouses credit card, however, now he pays when ever he feels like it and his bad habits get reported on my credit report because I am a user, how can I get off his cards, I have asked and he has refused to call and have me removed. It is not a joint account.

2007-03-27 05:25:58 · 8 answers · asked by sjtj8888 1

I hear that even if you pay off your old debt it does not help your credit score, is that true? Is it better to go directly to the company pay them or go through a debt consolidation company? I need help fast, I'm trying to raise my score.

2007-03-27 05:20:05 · 7 answers · asked by Raya 2

2007-03-27 05:00:34 · 4 answers · asked by troys wife 3

Is it better to send regular monthly payments to the credit card companies or to just pay off the debt in one lump sum? Which will help me get my credit rating back up faster?

2007-03-27 04:31:29 · 19 answers · asked by lululimolee 1

Does anyone have an american express credit card? If so; whats the 1-800 phone number on the back of the card?

2007-03-27 04:25:46 · 3 answers · asked by cj F 1