i would like to know if our pension is safe from garnishement or lawyers, we our badly in debt because of badr

Question

we have a large credit card debt. we have been unable to pay it we had a lawyer payed him 300.00 but then couldn;t come up with rest,we also trie one of those debt consolitation places and they just made things woorse. can any one toucn are retirement pension

Answer 1

Most pensions in every state are exempt from garnishment.

You should look up your states exemption statutes to see if your pension falls within those statutes.

You might go to the following link and look up your state. Even though it is bankruptcy exemptions, the exemptions are generally the same for money debts.
http://www.bankruptcyaction.com/bankruptcyexemptions.htm