Credit - March 2007

I assumed it was not allowed but quite a few advertisers of loans respond to questions and their postings dont get deleted.

They are presumably getting responses to their adverts or they would have given up. Surely no responsible financial services company would even think about placing adverts on here.

2007-03-28 20:37:17 · 2 answers · asked by brian t 5

I reported a lady(an overstayer) who used fake documents to open a current account with a high street bank.Upon investigation,if it is found that the bank granted a loan to her,ie,she owes the bank,what will happen?

2007-03-28 19:29:40 · 9 answers · asked by efo k 1

need to sign up for paypal but i don't have any credit card, can i use ocbc personal atm card or else thanks

2007-03-28 18:29:39 · 8 answers · asked by claire 1

I was looking at my credit report today and noticed that there was an experation date by an old cell phone bill that i never paid----Dose that mean that after that date it will no longer afect you credit and be erased or dose that stuff stay on there forever.???

2007-03-28 17:58:28 · 5 answers · asked by jackalope 2

This bill was from 2003 and I have never recieved a bill from the credit agency or the place of service. What should I do? I did not save my paid slip, and now the place of service is telling me I owe them money.

2007-03-28 17:50:39 · 2 answers · asked by Lilly 1

I am 17 years old, I work full time and go to college full time. I have had a checking account for 1 year with a debit card at BOA, I have never overdrawn or had any issues with the account. I pay my own car payment as well as my insurance. I want an early start on earning great credit, where can I get a credit card at such a young age?

2007-03-28 17:05:02 · 7 answers · asked by liltdogg619 2

2007-03-28 16:18:38 · 9 answers · asked by bluebunnimilkshake 1

I have minimal debt on my credit rreport (less than $2000) but there is some that went to collection and is still outstanding, any suggestions on how to repair and rebuild my credit rating? Should I go to credit councelling? or is that also a negative on your credit report??

2007-03-28 15:23:53 · 4 answers · asked by Lily's mom 1

My husband had a credit card account (in his name only) with Providian that got bought out by Washington Mutual. We have had some financial difficulties over the past year or so and the account has gone into collection. My mother-in-law (who lives in a different state) has told us that she is getting calls for my husband. He hasn't lived there for 10+ years. They are also sending bills to her house. Are they allowed to do this? ALSO...we have 2 companies trying to collect the same debt...one company is representing Providian and the other Washington Mutual. We're not sure how to handle this and we're sure as heck not going to pay 2 companies for 1 debt. Please help! Hope this isn't too confusing. Thanks in advance.

2007-03-28 14:59:09 · 15 answers · asked by higherlovetx 5

I have a chapter 7 discharged 7 years ago. I don't want to be filling out offers for credit cards that are hopeless, I also think our credit is better than rock bottom as we have a car pmt thru the credit union and have refinanced our home twice in the past 7 years. We have not been late on a house payment in at the very least 10 years. And never on our car payment.

2007-03-28 14:53:38 · 3 answers · asked by jde 2

2007-03-28 14:39:24 · 5 answers · asked by babyblueeyez21200172 1

If i get approved with a car dealership and I decide i want to go else where does the bank or whoever willing to finace me finace me at a different place.?

2007-03-28 14:32:23 · 7 answers · asked by amy m 1

hi!!! im rona .its a big deal to me to know your answers because this year i received a mail tellng me that i won $400,000 and they send me a payment form...and i am very confused....and bothered about this....

2007-03-28 14:20:33 · 3 answers · asked by rona 1

Is it possible to get a pre-paid credit card from a: Fist National Bank, State National Bank, City Bank (yes with a -y).
And, how does this work is the money deposited into an account or how?????
Thank You

2007-03-28 14:14:22 · 6 answers · asked by Chad L. 1

2007-03-28 13:59:52 · 6 answers · asked by Chris k 1

me and 2 buddies want to open a sports bar in our hometown. the town is growing. after being in the navy for 4 years and coming back i have seen it grow tremedously in just those 4 years. just to list some business that our now there in those 4 years. o reilly auto parts, home depot, lowes 2 blocks down, cvs pharmacy, starbucks,gamestop, office depot,numerous banks. so its growing and only getting bigger. so we are wondering with a well thought out business plan 2 houses with equity, 15,000 down, each of us has credit scores in the 600s how much money we can get from a bank or the sba. cause cost for commercial property for our proposed location is very high. none of us have any business experience. plan to work our regular jobs to help finances while the business is up in running. any advice to get this party started would be great.

2007-03-28 13:54:47 · 2 answers · asked by Zack K 1

I have 2 Credit Card (CC), one has APR 0f 0% till Nov 2007 (teaser rate) after the the interest rate goes upto 12% and the other loan I have is for larger $$$ amount with 16% APR ... I have got some saving, should I try to pay off the 0% APR by Nov, which if I try I can before my 12% kicks in .. or should I put my savings toward the high interest loan ... which is going to take some time before I can pay it off even if I put in my saving there ...

2007-03-28 13:44:28 · 3 answers · asked by hawkeye_san 1

I had a hardship about 6 years ago my husband lost his job and I was only making 6.00/hour. I had no choice but to contact the dealership I bought from and they suggssted that I bring back the vehicle, I did and I have not heard anything from it until today a man from a collection agency called me at work and was really ugly with me and would't listen to me he said I needed to wire the money today or I would be served with papers and could go to jail for stealing. Is this true?

2007-03-28 13:40:40 · 7 answers · asked by goof66 1

I have 3 credit cards, 1 gas card, and 1 auto loan. Is that good. Bad. Whats your opinion.

2007-03-28 13:19:37 · 3 answers · asked by jesse w 1

Comcast charges my credit card every month. Now I just want to recieve the bills. How should I do so? I have called 1800-COMCAST but it does not word and they said that I should just go to comcast.com. So can you help me?

2007-03-28 13:18:35 · 3 answers · asked by catfight_007 1

I had an account go into collections about a year ago. I paid less than the full balance. Basically it was my fault. Is it possible to call the collections agency and ask them to remove it? I know the length of time for something to stay on is 7 years from time of transaction. But, is it possible to get it removed earlier than that? Is it out of the collection agencies hands now? This may sound stupid, but I am only 23 and still learning about this very important crap. And I would say that I am learning it the hard way.

2007-03-28 13:07:14 · 5 answers · asked by jesse w 1

I had an account go into collections about a year ago. I paid less than the full balance. Basically it was my fault. Is it possible to call the collections agency and ask them to remove it? I know the length of time for something to stay on is 7 years from time of transaction. But, is it possible to get it removed earlier than that? Is it out of the collection agencies hands now? This may sound stupid, but I am only 23 and still learning about this very important crap. And I would say that I am learning it the hard way.

2007-03-28 13:03:14 · 6 answers · asked by jesse w 1

HELP!!
I bought something on ebay and paid throght paypal (with my visa debit card)... The item received not as described...The seller is a crook and not a longer register user on the site... Do i have to send the item back to the seller and file a dispute or should i keep the item untill i get my money back...? Thanks!..

2007-03-28 12:58:09 · 4 answers · asked by Anonymous

I know for sure that I don't have a credit history, how do I start one?

2007-03-28 12:53:20 · 6 answers · asked by nick t 1

How many days does it take for adjustments to be made to your credit report? 30 days? 60 or more? If you have a negative item on your report and you pay it off ... what does one need to do to expedite having this reflected on your credit report? Petition the creditor? Write letters to the credit agencies? Anyone have success stories on boosting FICO scores fairly quickly?

2007-03-28 12:50:14 · 4 answers · asked by QueenADRock 1

Im going to UK and im not sure my master card can use at ATM machine in UK or not bc my friend told me to use my card at foreign country u should call a number to activation ur card . Im using capitalone bank.any help ?

2007-03-28 12:48:41 · 5 answers · asked by whitemirc 1

2007-03-28 12:47:01 · 3 answers · asked by donnaten2 1

So does this mean that each statement, my interest is only .05%, or is it 19.24%?

I had about 400 on my credit card this statement, and my finace charges (is that interest?) were only like $6? I

I am really confused, what does that mean?

2007-03-28 12:40:46 · 8 answers · asked by Anonymous

I AM THINKING OF RETIRING SOON.
MY QUESTION IS A CREDIT CARD QUESTION.
WHICH IS BETTER: DO I PAY MY CREDIT CARDS OFF AND CLOSE THE ACCOUTS. OR DO I PAY THE CREDIT CARDS DOWN TO ZERO (O) AND KEEP THE ACCOUNTS OPEN.?

HOW WILL THIS AFFECT MY CREDIT SCORE?
THANK YOU,

UPCOMING RETIREE.

2007-03-28 12:39:39 · 3 answers · asked by ETHEL M 1

I try several times to follow the steps but it keep saying try in 5 minutes. No one is using my identity so please credit my account so I can make phone calls.
Thank you

2007-03-28 12:21:09 · 5 answers · asked by zineb1297 1