Hello, I started my credit history in May and I have credit cards that are reporting positive things about my payment history. My current credit score is "0" due to a "thin file" how long does it take to get a credit score? I am using Identity Guard and they are the ones telling me I have a score of "0", is this true? Or may the agencies have scores for me? Thank you for your help.
2006-11-03 03:45:48 · 2 answers · asked by John F 1 in Business & Finance ➔ Credit
After a history of about 6 months, you should have a credit score, but the 3 credit bureaus won't come out with it at the same time.
2006-11-03 06:53:41 · answer #1 · answered by Anonymous · 0⤊ 0⤋
No you just have thin credit at this point in time. To little time and few accounts since opened. Give it some time you will get a score in or around January. To have no score is not a bad thing. To have a low one is.
2006-11-03 14:39:31 · answer #2 · answered by golferwhoworks 7 · 0⤊ 0⤋