Credit - November 2006

How is the balance of the car loan paid off after the car has been auctioned off?

2006-11-30 09:18:29 · 3 answers · asked by jeff 1

My credit card bill didn't arrive in the mail like it should've, what would happen if my credit card bill doesn't come at all?

2006-11-30 09:08:12 · 11 answers · asked by Fell In Love 7

I keep getting tons of credit card offers in the mail from many different companies. How can I get off of this mailing list?

2006-11-30 09:07:35 · 8 answers · asked by Dan 1

2006-11-30 08:37:19 · 6 answers · asked by heavyD 2

2006-11-30 08:29:37 · 9 answers · asked by JBoogy 1

About a year ago, I opened a joint bank account and the co-applicant deposited a payroll check. Assuming the check was good, bills were sent out, but only to find out that the employer of the coapplicant couldn't support the amount nor payroll for a hand full of other employees. Several over draft fee's were applied to my account. So being the head of the account, I was then legally responsible for the amount of the co-applicants payroll check, in addtion to several over draft fees. I have tried, but cannot open an checking account with banks without comfermation that the co-applicant has assumed responsability, as he has claimed to have. He has also stress that the employer was addressed in court and that she was found not responsible for paying it back or redepositing it."so he says"and issue has not been resolved. I would rather pay a lawyer a , hopefully smaller amount, before taking responability.Should i go ahead and start to make payments or waite for a lawyer?

2006-11-30 07:51:53 · 4 answers · asked by natalie g 1

i've got a visa and mc, but want to know what amex can do that those can't..

2006-11-30 07:43:41 · 7 answers · asked by sugarbaby 2

I apply for a credit card from some of the dept. stores and I'm alway denial do to a bk I did 6 years ago, how long will they hold this against me, I know the bk stays on your credit for 10 years, but will it be 10 before I can get a store credit card, and how much does a bk and inquires lower your credit score???

2006-11-30 07:31:18 · 3 answers · asked by mel 1

I really don't understand credit scores --- I don't have a credit card or anything -- could some please explain a little about establishing good credit -- what's a good credit score and all that stuff -- thanks

2006-11-30 07:08:47 · 10 answers · asked by . 1

I filed bankrupt about 2 years ago. I've considered contacting the creditors that were involved to see if they'd work something out with me as far as my paying these debts off. I'm wondering if I pay them off would they put something on my credit report that states that I've paid as agreed or something that wouldn't make the bankrupt look so bad. At the time I was ill and I tried to work with a company to work on the debt however the company was being paid a lot and was offering me no service at all. I've since then gotten my money back but the end result was my filing bankrupt. My car was included in the bankrupt in error and I've been paying on that faithful because I explained that my car was never suppose to be added to the bankrupt. I faxed some original documentation that stated that the typed documents were incorrect therefore the company was willing to work with me. Do anyone know if there is anything that I can do to clean up my credit history as far as the bankruptcy?

2006-11-30 06:55:10 · 9 answers · asked by Pisces Princess 6

2006-11-30 06:17:55 · 4 answers · asked by Anonymous

2006-11-30 06:14:23 · 10 answers · asked by lady b 1

i need 3 grand very very very soon... like now! and i have bad credit so i want to know how to find a loan shark... i live in a college town in indiana! please help!

2006-11-30 06:11:54 · 6 answers · asked by J. P 1

Just curious. I'm driving a 2003 automatic. My MPG on the gauge is around 47 lifetime, but my actual computed mpg is exactly 44. Is this about right for you also? Not bad, but not up to specs on sticker. Do others have a 3+ mpg difference in what the car says you are getting and what you are actually getting? Thanks

2006-11-30 05:32:11 · 1 answers · asked by Smitty Carmichael 2

2006-11-30 05:25:06 · 6 answers · asked by swtbread 1

When do I make my first payment for my car loan? I am financing a car and picking it up tomorrow, just needed to know if I need the first payment up front or if I pay the first payment in a month?

I had the dealer set up the financing for me, it was cheaper that way.

2006-11-30 05:14:49 · 14 answers · asked by ivegotquestions 1

Almost 6 years ago I received CCJ's for unpaid credit cards which I have paid off in full. I have run good accounts since, my bank have now given me a Visa Debit Card again and a cheque book but no one except for capital one will lend e anything at all.

Now I am older and more sensible, I would like to clean my record, but it seems impossible. I know people who went bankrupt just a couple of years ago who can already get credit.

What do I need to do? Can anyone advise?

2006-11-30 05:11:49 · 6 answers · asked by jacobsdad1979 1

I just checked my credit report and I have a credit card listed as "Closed by Grantor". The card was closed after debt management. My credit score is in the excellent range, should I be overly worried about this and how would I go about changing it?

2006-11-30 04:41:23 · 4 answers · asked by lvrgrll 1

I think my credit score is funked up. I used to own a house and I missed a payment or two when I was laid off from my job. I sold it and I paid off all my credit cards. I recently applied for a credit card and was denied.

I need to fix my credit score. Any suggetions?

2006-11-30 04:27:42 · 16 answers · asked by Anonymous

I have about 5, but only really use 1. Should I cancel the others, or does it not affect anything if I have them?

2006-11-30 04:24:14 · 7 answers · asked by tinnisk 1

I rec a call they asked me if i was in the military 1970's or 80's. soon after i rec a bill from a co. in the mail said that i owed $1200.from a loan at a credit union back then. i told them it's not mine is this fro real??

2006-11-30 04:22:04 · 6 answers · asked by doc a 2

basically this is a selfish question, because a friend of mine is moving out of state, and he wants to buy a home, and basically I dont want him to leave
:(
but on the other hand, if he does leave i do want to help him and be successful in getting his own home. He has no open lines of credit, everything on his report (almost everything) is a charge off or collection. I am a loan officer but i dont do mortgages. I just want a little info: could he get a mortgage at all? would he have to put money down? would he get a horrible interest rate? does his chances vary from state to state? any and all information would be helpful. Thanks!

2006-11-30 03:30:36 · 5 answers · asked by Anonymous

I have 3 store credit cards that I just paid totally off this week. The only other credit card I have is a Amazon Visa. Since the Visa has a lower intrest rate than the store CC I carry.......it is the only one plan on using in the future. Should I call and cancel out the 3 of the store CC I still carry around? Would this hurt my credit rating at all. My rating has slipped because of 2 late payments, but those were on the accounts I have currently paid off. The credit limits on them are: $120.....$650........$1,000.

The one I carry has a limit of $6500. I have heard that if you call a CC company and ask them to lower you CC limit, it also hurts your rating.

Any help would be greatly appreciated. ThX!

2006-11-30 02:15:05 · 13 answers · asked by stolibabe2003 3

I owe $54.00 on my car payment its about two weeks late? Does anyone know if this is cause for car reposession. by the way this is my first time being late.

2006-11-30 01:26:40 · 7 answers · asked by terjar4 1

I've been deliquent on paying my bill and today while I was gone they showed up at my house, if I refuse to let into my home to recover the furniture will they get a court order?, or just put the bill on my credit? I asked a similar question pertaining to this matter a couple of weeks ago, but I really need to know what will happen from this point,- thank you

2006-11-29 18:58:52 · 3 answers · asked by Anonymous

Hi, if i get a simons mall gift card (i think it has like a visa number) can i use this card like a credit card on the internet to purchase items? Thanks.

2006-11-29 16:44:30 · 9 answers · asked by kefrazier08 1

If a debt collector is trying to find you to collect on an unpaid debt and you haven't applied for credit for years so they don't have your current address, can they find you when you maybe apply for credit or apply to rent a home or apartment?

2006-11-29 16:41:37 · 8 answers · asked by insertnamehere 2

Prefferebly a free credit report via web site/online.

2006-11-29 16:30:43 · 6 answers · asked by rojojr 1

I applied online for a credit card offer I was given. I was trying to balance transfer and considerable sum of money. after entering my information I was told they needed more time to process my application and I would hear back in the mail. Does that mean I am most likely declined or do they really just need more time?

2006-11-29 16:17:07 · 5 answers · asked by infynitik 1

I need a new bank account because I moved yo a different state and I don't wanna use my old one can i start an account online and what are some good banks to use?? How do I apply for a credit card?

2006-11-29 16:13:38 · 5 answers · asked by Mickey 2