My credit card bill didn't come?

Question

My credit card bill didn't arrive in the mail like it should've, what would happen if my credit card bill doesn't come at all?

Answer 1

When mine doesn't show up I make an on line payment, or call customer service and pay the bill over the phone. You can also send a payment by mail even w/ out a statement. Just make sure your not able to see through the envelope. Write your credit card number at top of payment and acct. number on the bottom. You know you spent the money, so instead of receiving late charges just take the initiative and pay the bill! Better be safe then messing up your credit over a bill you know you owe. No matter what excuse you give to the credit card company there still going to charge you. Really theirs no excuse when you have other alternatives.

Answer 2

Most credit card company's can take a payment by phone but charge you a fee to pay that way. See if your card has an online website. Most cards do these days and pay your bill this way to avoid any late fees.
Call the number on the card to see exactly when the bill is due, and if it is already late, see if they will wave the fee.
Try and keep a list of your nills with due dates (I use Microsoft money) so you will know when to expect your bills in the future. I'm not saying this is the best program, and a simple list works great too, but I use it so I don't forget.

Answer 3

You have internet access sign up for electronic billing it is more secure. The credit card company would rather you pay on line it saves them money. I have had credit card payments, mortgage payments lost in the mail. If I can pay it on line I do now. And if the due date has not arrived you may still have time to pay on line.

Answer 4

If you think that it is past the time that the bill usually arrives, call the credit card company and tell them that you have not received your bill and that you would like another. You also might think about having your card numbers changed because someone could have stolen your bill out of your mailbox.

Answer 5

You could be charged a late fee. Call the company and offer to pay your bill over the phone. Better to do that than to have to pay late fees because of lost mail.

Answer 6

If it doesn't come you are still responsible for making payments. give the # on the back of your card a call and see what's going on. if you haven't made your payment before the cycle date then they're gonna smack you with a past due fee. (however much your company charges) they might charge you to get a new statement sent out. but just call and make sure that they have your address right. hope i helped ya

Answer 7

The billing is once a month. Opening a savings and checking is best. If you are trying to establish credit, being a student, I would only apply for one, keep timely payments and do not abuse or impulse spend, that is the biggest downfall to most younger people starting out, they tend to go charge clothes, and items that are not essential. Use it to purchase gas, etc., and make your payments each month, and keep the balance low.

Answer 8

Call the credit card company to find out what happened to it.

It might be lost in the mail, it might be scam to steal your identity, or it may be on the way today.

Answer 9

CALL THEM NOW!

They won't care if you didn't get the bill. They'll charge you late fees etc..., report to credit bureaus...

Ultimately, as the consumer, it is our job to know who we owe money to and be proactive in paying it back on time.

If you're lucky, and it's a first time, you may be able to get them to waive fees. If it's your first bill, maybe there's a mistake in their mailing address.

Answer 10

Then you will have a late fee charge if you don't pay it on time. You should check your credit statement online and try to pay online. It is much easier and faster than mail, maybe safer also.