At my previous address I had a credit card which I maxed out. Times were quite hard (I was living alone as a student) and I was only 18.
I moved house over two years ago now and have never heard anymore about it ever again. Not that I'm daft enough to think that's the end of that. Although I admit I was daft enough to bury my head in the sand over all this.
However, I now wish to sort this out and I want to pay back what I am due. However, I am on a low income so would need to pay back small amounts at a time. I'm worried that if I inform the credit card company of my current address that they'll send the bailiffs straight round (and this is my parents' home), I really can't let my parents be dragged into this.
Ideally, I'd be able to set up some sort of repayment plan.
However, if bailiffs WILL be sent, would I be best to "stick it out" and just hope they'll write off the debt? I'd much prefer not to do this, but may have no choice? Don't wish to be dishonest
2006-11-28
11:43:20
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9 answers
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asked by
Jimm Joe
1