Where to apply for a loan with really poor credit other than these payday loans?

Answer 1

Instead of making your first step to apply for the loan, I recommend you prepare for the loan. I am a financial advisor. You can get in even more trouble by applying when your score and credit report is low. Best to work toward getting negative items off your report and your score up higher. Web page that will assist you with this is www.mydebtfreedate.com/consumer

Answer 2

Try www.prosper.com
Alot of people with bad credit have been getting loans with this program-

Its a private lending community