Credit - November 2006

Hi,

I'm looking to renting an apartment. If i get my credit checked two times, how much would my credit score go down?

2006-11-02 03:55:41 · 6 answers · asked by tsolworldwar3 2

2006-11-02 03:24:06 · 10 answers · asked by Good Gushy 3

It seems every credit counseling service needs current credit cards statements inorder to help someone. I don't ahve current credit card statements because they are several years overdue and belong to collection agencies now whcih I don't even recieve statements from. Is there a servce that can help me despite this fact? Or am I SOL?

2006-11-02 03:03:05 · 6 answers · asked by Anonymous

I have a poor credit score but I have credit card debt and medical bills. I need to pay off. I have been in my home for five years got in a financial crisis lost my job that is why credit score went done. I have a job now.Now I need my equity to pay off debt. Do I have a chance due to poor credit now to refinance? If I do can you refer me to a highly reputable/ fair mortgage company or any other suggestions for my situation. need help!! Thanks

2006-11-02 02:54:08 · 8 answers · asked by Anonymous

2006-11-02 02:39:26 · 1 answers · asked by Rao 1

Does a creditor have to take me to court to garnish my wages?

2006-11-02 02:33:23 · 6 answers · asked by emmmay61 1

bought a car, 1 day late on payment, being harrassed by finance company united auto credit

2006-11-02 02:22:58 · 4 answers · asked by huggyb 1

Okay..so I have set up an account with paypal, I have added my bank acct details to the acct but I am still not sure how it works.. When I buy something, and I click pay, does paypal go into my personal bank account and shift the money? Is this how this works? I currently don't have any funds in my PayPal acct, but I do in my bank account. Any experienced paypal users out there.. one more thing..I have not added a credit card number to the acct nor a debit card.

2006-11-02 02:19:00 · 2 answers · asked by oneblondepilgrim 6

2006-11-02 00:53:44 · 5 answers · asked by floridacarguy 1

If I borrowed money on a singnature loan if i can even get one,and then ended up having to file bankruptcy would that loan be tied up in it to.

2006-11-02 00:02:59 · 5 answers · asked by james c 1

I've got a lot of credit card debts ad they're all overdued and notices and debt collectors have been coming daily to colllect the debts. I'm unable to make any payments as i earn only $1K per month and i'm the sole breadwinner to my parents and younger sister who is still schooling. Where can i get financial loan to clear off my debts and repay at a low monthly instalments?

2006-11-01 20:46:49 · 5 answers · asked by jengro_11 1

2006-11-01 19:00:21 · 1 answers · asked by Helen M 1

My best friend needs a co-signer to get a credit card. Will I end up being responsible for any of the debts she had BEFORE this? I love and trust my friend but we are both in unchartered territory.

2006-11-01 17:43:24 · 10 answers · asked by Anne Marie P 1

I used my debit card several times to put about $100 of gas in my car. I got a letter today from a collection agency saying that I owe $600 in overdraft fees and penalties. Each time I went to the pump, and slid my card, the pump said the purchase was authorized. Now the collection agent is saying that my card was approved so "you wouldn't be embarrassed". It seems to me like this is a scam to steal money from me. Shouldn't my card have been declined if I didn't have enough money in my account? I admit I was stupid for not checking my account balance more carefully, but I don't think the fault is all mine. And I might understand if this happened once and they didn't catch it; but I put gas in my car several times and each time the pump said "authorized". The collection agency says I must pay overdraft fees plus penalties for each time I pumped gas. Is it illegal from them to do this since the pump said "authorized"? What should I do to stand up for my rights in this situation?

2006-11-01 16:05:35 · 10 answers · asked by Tertium Quid 2

I opened an account with chase bank because they were convenient and they failed to mail a payment to my credit card company and now my credit card payment is late, the interest has gone way up and I cannot prove to them it is their fault. They are telling me the the credit card company did not cash their check, then they said I had the wrong account number in on online banking, so I checked it over and the correct number is there. Then they mailed double payments out of an old account and my new chase account to my chase credit card. They are soooooo FIRED!
They are costing me a fortune and will not fess up and I am unable to sleep until all my checks come in and I have closed the account. Help

2006-11-01 15:15:21 · 8 answers · asked by happydawg 6

2006-11-01 14:31:56 · 9 answers · asked by jane d 1

We are entitled to one free credit report a year--that's the law. How do you get your credit report without having to enroll in any free trials?

2006-11-01 13:20:22 · 7 answers · asked by Bachman-ette 4

2006-11-01 13:19:24 · 6 answers · asked by Anonymous

i am 23 years old and i once had good credit and messed up when i was 18 with credit cards hospital bills and elictric bills what do i do or who can give good advise becase i want to look for a house or something becase this can be dippressing.also can credit soulutions help or are they bad and can they hurt your creidit..

2006-11-01 13:00:39 · 2 answers · asked by markpaden2006 1

how long does the credit bureaus have to verify/delete/remove items that are disputed?

2006-11-01 11:57:58 · 5 answers · asked by CeCe C 1

I know credit cards,mortgages,and renting can affect your score. But what else? Can not paying medical bills,library late fees,phone bills,newspaper fees due, and cable bills, and also I bought a book from Reader's Digest, and didn't finish paying it off. Could all of these things affect my credit score?

2006-11-01 11:31:32 · 9 answers · asked by indrep33 3

If you have recently got married, and applied for a credit card with your married name, not realising that the company that you applied with is one you had an outstanding debts with before you got married, how easy would it be for them to check up on that?

2006-11-01 11:29:54 · 5 answers · asked by Anonymous

I work at a fast food restaurant, and we accept debit and credit cards. Whenever I ask for ID and someone is paying with a debit card, they get mad and say "Well,it's a debit card,why do I need ID?" I guess it's because they think they need to type in their pin,but that's not always the case. Every card swipes as credit on our machine,even if it's a debit. It's because you have to enter that it's debit manually, and we never do that. Therefore, there's no need to put in the pin. So, if that same person's card got stolen, and we didn't ask for ID, a thief could use their debit card. But the customers still get mad. But it's for their own protection and to prevent identity theft.

2006-11-01 11:26:25 · 21 answers · asked by indrep33 3

I want to understand so that when ever I make my next credit buy I want to make certain that it will be reported and if not I'd like to know if I make a request for this to be done will there be a fee or something charged to the retailer to report my account activity.

2006-11-01 10:50:29 · 3 answers · asked by BIGROME 1

2006-11-01 10:05:39 · 7 answers · asked by EgDelamora 1

my credit score is 597.... i guess that really sux.

I need to improve it, i want to buy a house so I can finally move out of my parents! HELP!

how do i do this quickly?

2006-11-01 09:42:25 · 9 answers · asked by Anonymous

2006-11-01 08:59:23 · 0 answers · asked by defenserocks41 2

2006-11-01 08:56:55 · 7 answers · asked by lilbagel21 2

The cafe in our office building requires a minimum purchase of $5.00 before they will accept your credit card. Is this legal?

2006-11-01 08:49:02 · 10 answers · asked by Portia Panther 1

Just filed Bankrupcy, need to start over.

2006-11-01 08:44:58 · 6 answers · asked by Just-a-wonderin' 2