Credit - November 2006

I am just now starting working and i want to get my credit started and i want a credit card.

2006-11-06 11:36:53 · 5 answers · asked by Anonymous

2006-11-06 11:31:25 · 4 answers · asked by Anonymous

2006-11-06 11:25:02 · 9 answers · asked by LOREN M 1

with out filling bankrupt and taking care of the problem legit

2006-11-06 11:06:44 · 7 answers · asked by ji 1

I was given the option to pay in full or settle for almost a 3rd of the amount. how big a difference am i going to see on my credit report if i settle rather than pay in full.

2006-11-06 10:54:18 · 4 answers · asked by skee_bumm 2

We received a debit or credit card from the Red Cross because we were flooded out of our apartment, I am trying to find out how much balance is, we've used it a few times. I found a site once but now I'm just searching . it also has a chase bank logo.
ANY IDEAS APPRECIATED, THANKS

2006-11-06 10:48:52 · 2 answers · asked by josanne@sbcglobal.net 1

2006-11-06 10:21:08 · 10 answers · asked by susan g 2

2006-11-06 09:57:21 · 5 answers · asked by Anonymous

I am 26 years old and I don't have a credit score. I have unpaid medical bills on my report. They don't add up to much so I should be able to pay them off fairly easy when I have extra money. How can I get credit so that I can have a score? Every credit card that I wanted to apply to (that would even give me one) has all kinds of fees and doesn't seem worth it to me. I have student loans which I don't have to start paying back until I graduate (2009). Will these loans help improve my credit when I start paying them back? If so, what can I do now to get a credit score? I want to buy a house in the next couple of years but I need to build my credit first. Any suggestions?

2006-11-06 09:55:55 · 5 answers · asked by wendy 3

Last year I signed a lease to help 3 of my friends. They moved into a 4 bedroom apartment and per stipulations from the property management, it required 4 lesees or else they would have to move into a smaller place, which the complex didn't have. I signed, but I repeatedly emphasized that I could NOT afford to move in. I was told not to worry, I was just a signature to help them keep their place. They said that they would pay in cash, or if I happened to be around (it wasn't often), they'd give me the cash so I could write a check. Either way it would be taken care of. I thought everything was okay, as they are responsible people. Then a few months later "I" was served with an eviction notice because "my" rent wasn't paid. I have a collections agency after me for $1000 debt that I wasn't supposed to have. I didn't know what to do then, and my 30 day window for dispute is gone. Now, I'm being told that there could be legal action involved, and possible garnishment. How can I fix this?

2006-11-06 09:44:48 · 6 answers · asked by Anonymous

2006-11-06 09:18:08 · 1 answers · asked by nichole s 1

its in the process of transferring from my bank account

2006-11-06 09:17:17 · 2 answers · asked by mojo jojo 1

2006-11-06 09:05:17 · 5 answers · asked by James D 1

This technology is used all throughout Europe, and specifically in the UK - they have made it mandatory, and have outlawed signatures as authentication for purchases. I will be traveling to the UK soon, and will need a credit card with this chip to buy anything.

I have called Bank of America and CITI so far, and they didn't even know what the technology was. Can anyone help?

2006-11-06 08:35:46 · 2 answers · asked by joedustin 1

and they sent me something from an attorney saying i have 30 days to pay the full balance. i cant pay it. what will they do to me? will they put me in jail? or court?

2006-11-06 08:34:20 · 5 answers · asked by Anonymous

2006-11-06 08:33:43 · 2 answers · asked by natalie 1

2006-11-06 08:22:42 · 4 answers · asked by omarengas 1

My husband's identity was stolen and I think they signed up for one of these cards but I cant find their number anywhere to call and ask.....Thanks

2006-11-06 08:16:43 · 2 answers · asked by Amanda 1

I recently got a copy of my credit report & it shows a 60 day late payment on my Sears card & a 30 day late for my Providian card. Both of these are accurate, however took place in 2001. Is there any way I could get these late payments removed from my credit?
Is anyone willing to share a sample letter they may have used to do this or a link to a letter like this?

2006-11-06 07:50:14 · 5 answers · asked by Jessica B 1

I am trying to refinance my house to pay bills and home improvements. Are they fair and reliable

2006-11-06 07:35:34 · 1 answers · asked by lectric lady 2

Ok, i want a credit card just so i can have one for back up reasons.. But I have no credit and keep getting turned down for applying, how can i get credit if i have no credit . please help.

2006-11-06 07:30:52 · 5 answers · asked by bluemnky1 2

I have really good credit, but have a really high interest rate on my credit card! I know there are ways to get it lowered, but how do I go about doing that? What exactly do I say to them?

2006-11-06 07:15:09 · 6 answers · asked by Anonymous

My husband and I just refinanced our home and paid off all open loans (both cars and all credit cards). Our only obligation is now our house payment. I would imagine that our credit scores will improve pretty soon, but some people say it will be at least a year until that will show up. Anyone know for sure?

2006-11-06 06:43:16 · 7 answers · asked by Anonymous

2006-11-06 06:36:22 · 10 answers · asked by jessica j 1

2006-11-06 06:34:38 · 6 answers · asked by Anonymous

I have got 5 credit cards all with high monthly payments I need one loan to pay off these debts and nobody will help.

I am a council tenant, self employed cash in hand with only commission slips to prove my income. My working tax gets paid into my bank account so I have bank statements just showing my tax credits. On all these cards I pay every month and never missed a payment ( Why dont they take this into account). I would never miss a loan payment as it would be direct debit I just need to reduce my monthly payments Does anyone know a sympathetic lender that will help me. Without going through debt management agency?

I go to all these companies that say they can help and they all say no, what am I to do?

Thank you

Debbie

2006-11-06 06:28:26 · 14 answers · asked by DEBORAH M 1

I'm asking this question for my mom because she's paranoid about depositing a check that is written out to my dad, but he died 2 years ago. It's a deposit from AT&T because I have recently switched phone companies and my mom never switched the name because the phone company kept saying it didn't matter as long as someone paid the bill.

2006-11-06 06:14:27 · 4 answers · asked by Blargh 2

I recive only 603.00 per mo. I know there has got to be some kind of program out there. If anyone knows please tell me or help me.. Bad credit and all,,,,,,,,,,,,,,,,,,,,,,

2006-11-06 05:47:02 · 6 answers · asked by r.humes 1

My husbands drivers liscence has expired and the bank won't let him cash his check. Is there anyway he can sign it over to me, without him having to show his ID?

2006-11-06 05:34:42 · 6 answers · asked by Yeah. 5

The total is $6000.00 vs. $3000.00 it is already in collection if we pay the 50% will it be far worse than still trying to work out paying the total balance?

2006-11-06 05:23:25 · 8 answers · asked by Rob W 1