Credit - November 2006

I'm a single mom with good credit standing. the problem is I have too many cards and my spending has gotten out of hand. I'm not in collections but my whole paycheck goes to these bills. I'm tired of scraping every month.
should I consoladate? please give good and bad experences

2006-11-27 03:09:00 · 9 answers · asked by rhonda c 2

I have been working here 3 years but the banks won't establish credit to foreigners. Would appreciate any help

2006-11-27 02:57:26 · 1 answers · asked by Teresa W 2

2006-11-27 01:19:19 · 7 answers · asked by Chrissy 1

Is there any way or any website from where I can buy any kind of products without using a credit card and then I have to pay when the product is reached to me? Means if they send me my product via post or something like that. I want to purchase something but don't have a C. Card. Please tell me. PLZZZZZZZZZZZZZZZ. PLZZZZZZZZZZZZZZZ

2006-11-27 00:45:26 · 1 answers · asked by Anonymous

like expirean for instance

2006-11-26 22:31:05 · 5 answers · asked by Anonymous

PIN NUMBER REVERSAL "If you should ever be forced by a robber to withdraw money from an ATM machine, you can notify the police by entering your Pin # in reverse. For example if your pin number is 1234 then you would put in 4321. The ATM recognizes that your pin number is backwards from the ATM card you placed in the machine. The machine will still give you the money you requested, but unknown to The robber, the police will be immediately dispatched to help you. This information was recently broadcasted on TV and it states that it is seldom used because people don't know it exists." i got this from my friend. is it true?

2006-11-26 22:06:00 · 10 answers · asked by poyeen 1

My cousin owned the tavern and I was paid cash,I so I have no income verification, he passed away so now the bar is going into default with the morgage company and it needs a new roof and some other repairs. I know I can make it goldmine again but really don't have the cash,any ideas ?? - Vern

2006-11-26 21:35:17 · 3 answers · asked by vern_err 1

I have about $30,000 in debts. Mainly from credit cards dating before 2002. I used to pay my bills on time, however, in 2002 I was diagnosed with a disabling illness and fell way behind on my bills. I no longer am able to work and have been on Social Security Disability Insurance for 6 months now. Would it be worth filing for Bankruptcy? or should I just wait till the "7 year reporting period" from creditors have passed, and not file? I really want to improve my credit rating ASAP! Also, I live in California and I'm planning on moving to Texas very soon. IF I should file for BK, Should I do it in CA or TX?

2006-11-26 21:09:45 · 12 answers · asked by Angel I 1

2006-11-26 20:17:27 · 7 answers · asked by Alexander 1

I need money to pay for lawyer fees (and I absolutely cannot ask my parent for money). I need help as soon as possible... I am desperate. Thank you.

2006-11-26 16:58:00 · 10 answers · asked by geiskm 1

Does anyone know if GEMB the issuer of JC Penny,Dillards, Lowe's,HH Gregg, Old Navy/Gap,Wal-Mart. and who knows what other cards report authorized users to the credit bureaus? If not, do you know who does? Please be specific, like is it a store charge, or a visa/master. Also if you know of anyone that does please list also. I know Target doesn't. TIA :)

2006-11-26 16:19:52 · 9 answers · asked by NETTA M 3

I currently have a cosigner who has two other new car payments he is taking care of (totalling to around $50k). I would like him to cosign for my $35k auto loan, would this be detrimental in any way?

Is there a maximum "loan limit" one can have?

Does having a cosigner "lessen" the amount of credit that is given on my behalf (I have no credit history)?

2006-11-26 16:07:01 · 5 answers · asked by Anonymous

I've been trying to access my credit report through Equifax, but each time I try online it won't let me, so I tried mailing in which didn't work either. A friend of mine who works as a broker managed to pull a copy of the 3 combined which had a load of misinformation on it which she suspects is the reason they won't allow me access (different birthday and address). I even tried the FTC but they haven't done anything and told me to place a fraud alert, which I did with Transunion, and they would then have to send me reports which hasn't happened. That was over a month ago.How can I get my credit report from Equifax when I have no access to it or even a contact number for them that isn't automated?

2006-11-26 15:25:56 · 13 answers · asked by darkwaterz 1

My 12 year old just received a credit card offer in the mail from guess who...Capital One. As if those slimeballs ahven't been in enough trouble with class action lawsuits about predatory practices and marketing for those with bad credit or low income, now they're soliciting minors!

Is there a law that I can cite that would prevent them from soliciting to minors?

2006-11-26 14:59:00 · 8 answers · asked by redheadedskydiver 1

Or can it be kept in lowercase? Grammatically speaking, that is.

2006-11-26 14:29:56 · 2 answers · asked by JudasHero 5

I currently have four credit cards and I only use one of them. I am considering canceling two of the cards I never use, but I want to make sure that this will not hurt my credit score.

2006-11-26 14:04:37 · 12 answers · asked by Beaker 1

do prepaid credit cards help build ur credit score?

2006-11-26 13:18:37 · 10 answers · asked by ANBU 4

i just recently received letters saying i was being sued by two creditors,and if i dont answer they were going to take further actions. does that mean garnishment.

2006-11-26 12:57:35 · 8 answers · asked by bonitat 2

I have about 5 credit cards and it seems like 2 of them (both capitalone) carry an annual fee of $39. I'm in the process of closing one of them with a $0 balance since capitalone operator refuses to remove the charge. So my question is is there a better way at getting the credit card companies to remove this unecessary fee w/o closing the account, which I've heard causes your FICO score to go down?

2006-11-26 12:14:19 · 9 answers · asked by Vboy303 3

What is a good credit card I can apply for if my credit is not that good.

2006-11-26 11:51:39 · 7 answers · asked by Ms. C 1

where to go to check on a order

2006-11-26 11:49:12 · 3 answers · asked by genejudy 2

2006-11-26 11:20:25 · 4 answers · asked by c'mon now.... 1

If i want to purchase an item online, and it asks for credit cards. Am I able to still purchase that item with my debit card?

2006-11-26 10:32:35 · 9 answers · asked by homedawg252 1

When issuing a credit card what is the lowest amount a bank
will go on the credit card.I like to get one only good up to
500.00 this one is what i will use only for internet purchases

2006-11-26 10:08:14 · 3 answers · asked by c.lane 1

this is the first time it has happened and I have had the account for 2 years.

2006-11-26 09:13:21 · 4 answers · asked by stringbeans 2

2006-11-26 09:04:16 · 2 answers · asked by Anonymous

what is your monthly payment? What is the effective annual interest rate on the loan?

2006-11-26 08:43:17 · 2 answers · asked by Lisa K 1

i would like to repair my own credit history but dont know how? i also would like to get a home loan? any help in either case would be greatly appreciated

2006-11-26 08:15:16 · 3 answers · asked by wildpepsilover 2

I have an unauthorized charge of 14.95 on my credit card from shopping essentials. This was not authorized by me and want it off and do not want shopping essentials to show up ever again on my credit card. Please guide me with this scam. Thanks

2006-11-26 08:10:59 · 3 answers · asked by Anonymous

What would be the best way to fix my credit score?
I only own $4,000 but I dont have the money to pay it off.
Plz Help me I want to buy a house for my wife and kid
Thanks

2006-11-26 07:52:47 · 4 answers · asked by Anonymous