I have an unauthorized charge of 14.95 on my credit card from shopping essentials. This was not authorized by me and want it off and do not want shopping essentials to show up ever again on my credit card. Please guide me with this scam. Thanks
2006-11-26 08:10:59 · 3 answers · asked by Anonymous in Business & Finance ➔ Credit
Call Shopping Essentials or whoever it is and inform them of the unauthorized charges. If you are not getting any resolution from them, contact your credit card company to dispute the charges. The vendor will have to provide a authorized signature slip or some sort of authorization to prove you made the charges. If they fail to do this within 30 days, the charges may be removed.
2006-11-26 08:15:42 · answer #1 · answered by Kami 4 · 1⤊ 0⤋
That would make no sense at all. If the charge is an unauthorized one, then something fraudulent has occurred and it isn't your fault. If you can prove that the signature, or other verification required to make a purchase happened without your knowledge or consent, best I understand it, you are going to be off the hook. Now, if your little brother or sister "borrowed" your card and used it to run up some purchases, you might just have a little problem convincing the Credit Card Company that you aren't trying to pull some sort of a "no-pay" scam on them, lol.
2016-05-23 05:16:09 · answer #2 · answered by Anonymous · 0⤊ 0⤋
Freeze your card (by calling your card company [Discover, Visa, etc.]) and then talk with your card company about what you can do about the charges.
2006-11-26 08:16:18 · answer #3 · answered by OwNaGeR 3 · 0⤊ 0⤋