this is the first time it has happened and I have had the account for 2 years.
2006-11-26 09:13:21 · 4 answers · asked by stringbeans 2 in Business & Finance ➔ Credit
and is there anything i can do about it?
2006-11-26 09:17:28 · update #1
I am with Chevy Chase and this is the first time it has happened in the two years that I have had an account.
2006-11-26 09:30:28 · update #2
this means that you used your card to make a purchase or authorized a business to make a payment and the amount was not in your account so your bank may have paid it and charged you an overdraft fee of $32.to prevent this you should see if your bank offers overdraft protection.
2006-11-26 09:25:12 · answer #1 · answered by Anonymous · 1⤊ 0⤋
The other answers are correct, it means Non Sufficient Funds. Your bank account is overdrawn, which means you've spent more money than you have in your account. Be on the lookout for bounced checks and more NSF fees. Go to the bank in person tomorrow and try to figure this out. It may not be your fault. A store once charged my card $517 for a $51.70 purchase. It took a few weeks, but once my account got low enough, I had accrued over $900 worth of NSF fees and overdrafts. The store reimbursed me, thankfully. My point is, keep detailed records and actually look at those statements they send you every month. It may save you a huge headache and a lot of money in the future. These fees just keep piling up! Some banks may waive the fee for you - but usually only once during the life of the account, so you may want to save that option in case it happens in the future. Good luck!!
2006-11-26 09:43:12 · answer #2 · answered by Josi 5 · 1⤊ 0⤋
It is a debit card and if you have a balance of $25 bucks and you tried to ring up a purchase of $26 they would process it if you had some in saving but then they would hit you with a Non Sufficient Funds fee because you didn't have the whole amount in your checking account to begin with. You can try and negotiate with your banks customer service desk and let them know you made a mistake because there was an inaccurate hold on your card depending on if it there was.
2006-11-26 09:47:21 · answer #3 · answered by yellowkayak 4 · 1⤊ 0⤋
NSF: Non sufficient funds. You're obviously over drawn and the $32 are the fees accrued.
2006-11-26 09:21:23 · answer #4 · answered by fastlanejiggy 4 · 2⤊ 0⤋
Nsf 1st
2016-12-16 19:26:39 · answer #5 · answered by ? 4 · 0⤊ 0⤋
non-sufficient funds = overdrafted funds; $32 must be the NF fee
2006-11-26 10:53:58 · answer #6 · answered by Chelle 2 · 1⤊ 0⤋