Credit - November 2006

I got it 2 months ago and got 2 statements already, both with a balance of negative $15 because they gave me 15 for signing up. I just sold 2 items on ebay using it and what I wanna know is, when will they charge me interest, when I get my next statement, is it gonna have due what I used, or is the interest going to be on it already? Or do they charge interest if I don't pay it off when I get the statement?

2006-11-26 07:33:36 · 2 answers · asked by psxfff123 3

Just bought a new Suburban, my interest is higher than I expected. When could I refinance for a lower interest rate?

2006-11-26 07:25:43 · 2 answers · asked by Garland Red Neck 1

I found someone was collecting money from me every month on my credit card and I never signed up for that. Is there some kind of phishing device that collects critical credit card data from your computer without your knowledge?

2006-11-26 06:56:00 · 3 answers · asked by devotionalservice 4

I found out that my parent has a credit card in my name. I didn't even know about it until I got the first bill. I was shocked by this and knew that it was my parent that could've done this. I was right and now I'm angry and upset because I can't pay it and they can't pay it either. It's been about 4 months since I found out and I don't know what to do. I've called the company to cancel the card but I haven't reported my parent. I don't really want to go to the company to report as fraud because I don't want this person to go to jail and if I report it as not knowing who did it they will figure out it was my parent. I need help. What would you do? Will my parent go to jail if I report to the credit card company?

2006-11-26 06:52:45 · 9 answers · asked by vmars_7 1

2006-11-26 06:43:29 · 2 answers · asked by Sean H 1

I know the legal issues, like you would have to pay if the other person doesn't and all that. But what happens to your credit? Does the score go up or down, how is that affected? I'm asking because I want someone to co-sign for me so I can move, there won't be any problem with me paying my rent but this person is worried about their credit score.....

2006-11-26 06:40:01 · 3 answers · asked by advicemom 4

I have capital one, like most first time credit card owners.
I pay off the balance often ( if I havee the cash I will blow it anyway, this way I am building history) and I have never been late. I still have a measly 300 limit.. When do people normally get their increase and how much?

2006-11-26 06:17:50 · 4 answers · asked by akkemebay 1

i just got my amex blue card and im just wondering how much point do i need to travel in asia (philippines) specifically. i tried to check it but it says there that 'A minimum of 5,000 Membership Rewards points is needed to redeem for travel'. i dont have enought points yet to see it???

2006-11-26 06:06:31 · 3 answers · asked by Lynx S 1

2006-11-26 05:39:38 · 3 answers · asked by THOMAS D 1

2006-11-26 05:23:02 · 7 answers · asked by x1 2

2006-11-26 05:12:56 · 3 answers · asked by Anonymous

2006-11-26 03:34:12 · 2 answers · asked by Anonymous

My fiancee owes $10K on a charge off auto loan. Basically (and I know this doesn't matter for the loan's sake), in 2003 she was dating an abusive deadbeat who coerced her into cosigning on an auto loan he couldn't afford by himself. He didn't make the payments, and the truck was repossessed. The credit companies went after her since he had no job and no money. She also had no money at the time (she was in college) and the loan was considered a charge off.

I just found all this out recently after applying for a mortgage. When I submitted the pre-approval application, I found that surprise, and saw we're supposed to pay it off to get the mortgage. Is it possible to get the mortgage without paying that off, since I'm the primary borrower and have nothing to do with the charge off? We both have excellent credit scores and good jobs, the only black mark is her mistake when she was in college -- but our ability to repay the mortgage is as good as it gets. Does this matter?

Thanks!

2006-11-26 03:31:03 · 4 answers · asked by Drz 1

I never received the 30 day free trial, you have been taking $8.99 out of my account for the last few months yet still tell me I'm not signed up. I have cancelled the credit card withdrawal and would like confirmation that you will not try to take out any more money for a service I am not receiving.

2006-11-26 03:18:31 · 2 answers · asked by Patti K 1

Or even somethilng like virtual credit cards.
Is such a service available in INDIA.
Since am a student i dont get a credit card, and without one,i miss all the great deals on the internet.

2006-11-26 02:52:44 · 3 answers · asked by damchey l 2

Have they really got the right to charge you whatever they want? It seems so unresonable that when you are late for a few weeks, then they can increase the fine 2 or 3 times more of the original amount

2006-11-26 02:52:27 · 4 answers · asked by Pat L 2

I just bought some stuff of eBay and the guy said i can use paypao or money order. My paypal isnt wrokin so ima do a money order. Is Western Union a money order? Could i send the payment to his house?

2006-11-26 01:53:20 · 3 answers · asked by PrettyBoi 1

2006-11-26 01:22:39 · 5 answers · asked by bonjovi4ever 1

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2006-11-26 00:35:36 · 6 answers · asked by Viran 1

2006-11-26 00:31:40 · 3 answers · asked by mycentarus 1

im in the military and have bad credit, i already have a loan out with a military lender and i am still paying that off now but i need this new loan for a family emergency...does anyone know any lenders that help out with bad credit???

2006-11-25 23:43:35 · 7 answers · asked by lile052001 2

2006-11-25 23:02:31 · 14 answers · asked by Gerald S 1

I really dont want to wait to get paid for what has happenend to me. I would like to get money now instead of waiting like 10 years to start getting paid month by month = (... This is horrible! By the time I can start getting money it wont be worth crap... I will have to wait 20 years until my settlement is completley done with. Does anyone please know of any way I can get my money now or even some of it without loosing lots? Even a bank loan would be great! Thanks in advance!

2006-11-25 22:55:40 · 6 answers · asked by HelpMePlease 1

2006-11-25 22:55:23 · 3 answers · asked by chmizell2000 1

2006-11-25 22:47:32 · 1 answers · asked by colin c 2

2006-11-25 20:41:54 · 1 answers · asked by peyman a 1

EMERGENCY SURGERY ON MY INTESTINES.aNY HOW...THAT WAS IN MAY. NO SEAT BELT AND ILLEGAL UTURN.....I DID NOT SEE A NO UTURN SIGN....i. i KNOW THESE CARRY POINTS. i AM CURRENTLY SEEKING EMPLOYMENT AND i AM JUST BEARLY LIIVING. i WAS THINKING OF A NOT GUILTY PLEA, SO THEY MAY REDUCE THE POINTS. THE WERE THE FIRST TRAFFIC TICS I EVER GOT. DOES ANYONE THING THIS IS A GOOD IDEA TO PLEA NOT QUILTY.pLEASE ANSWER ASAP /THANKS IN ADVANCE;

2006-11-25 20:19:19 · 5 answers · asked by natasha 2

2006-11-25 19:49:39 · 3 answers · asked by manoj s 1

I see some people have have several credit cards, i don't understand the reason, i mean if you have a good credit history than you can have large amount of credit limt on any one card. Why bother keeping several credit cards? Is it in any way benificial?

2006-11-25 19:27:10 · 0 answers · asked by UpNorthDownSouth 2

i want a prepaid reloadable debit card i hate carrying cash and i want to save up i fyes then where

2006-11-25 19:18:03 · 4 answers · asked by bnbnbnb123 2