Okay I'm a 30 years old I still live at home and my credit card was stolen from me.?

Question

my question is here the last time i used my credit card at the begining of the month for only 202.00 and then my card was stolen from me and i looked up on my account for my credit card there was a transaction for 302.00 i called up the credit card company reported stolen there was a transaction for the 302.00 dollars my card is blocked how do i set my parents down and tell them my card was stolen from i do live at home and i'm 30 years old i do pay rent there sending me out a new card and forms to dispute the that big amount that i didn't take out on the credit card. i was sacred to report it to the police i was hopeing that someone would turn it in.

I don't know how they figured my pin code out to take the money off the credit card.

Answer 1

I don't understand your dilemma or question. Is it that the charge to your card before it was blocked was higher than the amount you actually purchased? In that case, I'd ask your bank's investigation to check with the retailer or whoever ran the card on that transaction, especially if you still have a receipt. I lost my card once, and all amounts that I disputed were immediately cleared. not a big deal, really, they'll just ask you for details and send you a new card.

If your question is how do yout ell your parents... ok, 1.) you're 30 years old, and their tenant, so why would you HAVE to? 2.) ppl's cards get lost/stolen all the time, why would they care?

Was is stolen under weird circumstances? I don't think you have to/should tell them anything more than "My credit card was stolen. Bank's sending me a new one." IF, on the other hand, you fel that something really bad happened to you, and it was stolen by someone you know, or by force, etc., then you should contact the police and tell them what happened, if you want to. But you haven't done anything wrong, so what's the big deal about telling them?

Answer 2

Wow. Someone needs to be kicked out of the nest.

You say, Hey, mom, my credit card was stolen, would you help me with the forms and a police report?

The vast majority of the time, you must file a police report or you are responsible for the charges. Either pay up or file a report.

Answer 3

I still dont understand your question even after reading it twice-
do you think your parents used your card?
When something like that happens there is a fraud investigation so they will be able to find out when and how the transaction was made- if it wasnt you who made the transaction it will be ammended and your credit card company will fix your balance

Answer 4

report it to the police and get a copy of the report for your credit card company so they can take care of the money that was used on the credit card that the best answer that i can give you

Answer 5

The police will be suspicious that you didn't report the theft til after the money was spent, but that's another question I guess. You'll just have to tell them it was stolen andtake your knocks. That's why we move away from home, so we don't have to tell Mommy and Daddy every stupid mistake we make.

Answer 6

I'm concerned as to why you are stressing the fact that you are 30 and live at home. Do you want us to say something regarding that? And why would you be scared to call the police? I, personally, think your story has a bunch of holes in it.

Answer 7

you must have been careless some way or another and the guy round the corner has nicked in!! I'm rather intrigued that you mention your parents but i cant see the connection or the fact your 30 years old what was your point>>>hope you get your money back

Answer 8

"... well, you're 21 and still your mother makes your bed,
and that's too long."

Answer 9

I don't understand your fear!