Credit - July 2007

im still to this day getting calls from creditors bout bills that have passed the 7yr mark, i thought after 7yrs they fall off the cliff , my credit is perfect now and it was bad then , what do i do??? tell them off or take deals to pay it off , talk to me people??

2007-07-25 12:44:47 · 4 answers · asked by steve-o 3

2007-07-25 11:52:19 · 5 answers · asked by Anonymous

Im 18 years old, and have had a Capital One card for about 6 months now...$300 limit. I've made all payments on time, and use it regularly for random purchases here and there. So i'm comfortable with my spending habits, and feel responsible enough to dip my toes a little deeper into the credit lake of death.

I've had my eye on a few Flat Panels and DLP's...and i've had a few friends tell me about their experiences with places like Rent a Center, etc...i obviously cant get a line of credit at a big store like Best Buy or CCity, so what has everyone elses experience been with the Rent to Own chain stores?

Thanks!
Nick

2007-07-25 11:38:48 · 2 answers · asked by Nick G 1

I am looking to buy a home. When I got my credit reports from the bank, I noticed an address on there, that I have never lived. I do not even know where that came from! What can I do to have this address removed from my credit report?

2007-07-25 10:54:33 · 5 answers · asked by ? 4

I got this letter saying if I don't pay the initial minimum payment to activate my card my account will be canceled. It also said all fees previously posted to my account will be reversed within two billing cycles. What does that mean? Do I still have to pay the fees even if I don't activate the card?? Please help!

2007-07-25 09:59:52 · 8 answers · asked by lvbrdy4vr 1

My bank is so stupid.Last night I checked our account and there was quite a lot of money in there when I woke up this morning.I was in overdraft.I have made 2 deposits to cover this amount and they are still hit me left and right with charge.They are saying that the charges are from april cause I cancelled the card because someone had gotten the number and the charges that were pending went back into the account no they did not and we are being charged again for them what can I do about this please help.

2007-07-25 09:29:18 · 13 answers · asked by what did you say 4

2007-07-25 09:18:49 · 12 answers · asked by estojones 1

2007-07-25 09:16:49 · 12 answers · asked by Chris B 1

I made payment arrangements with a CA before I learned anything about valid of debt or disputing. I made 1 $100 payment for Mervyn's. Then last week I send valid of debt letter. They received it Monday. Then today I received message on cell phone from CA saying that I have until 4 pm today to call them and try to work this out because I have been ignoring their calls. He says if I don't call, they will proceed with possible lawsuit. The collector is Arches Financial but they work with Law Offices for when I call, I get the law offices secretary lady. Any advice? I live in TX and reseted the SOL when I made payment! Big Mistake!

2007-07-25 08:59:23 · 6 answers · asked by mellie 1

I am trying to select an american express card to apply for and I'm not sure which one would work best for me or what my options are.

2007-07-25 08:58:05 · 1 answers · asked by cbcubs 1

I have many outstanding balances on credit cards and cell phones, and an old electric bill that are all in collections. I currently have 4 open credit cards.
I want take care of them all but I can only afford to pay the current ones so I don't get further in debt. Is there any agency that can help without giving me a huge monthly payment...I'm barely getting by with what I pay now.

Thanks!

2007-07-25 08:40:07 · 2 answers · asked by J K 2

can their next of kin (sister ) be made responsible for the bills?
The person incurred the bills while in the US on vacation.The next of kin resides in the U.S

2007-07-25 08:32:09 · 5 answers · asked by ballygirl 2

I want to remove a collection from my credit history, but I am kinda confused. When I got the bill was in Feb. 28, 2004 shortly after that I moved in Mar. 5, 2004 (barely paid in about a month ago). I was told that I could show the collections agency this and they could remove this from my credit history. Is this true????

2007-07-25 07:24:49 · 4 answers · asked by Anonymous

the loan was processed through my email and the processing fee was debited from my account and i never receive the loan. the name of the website is approvalswithbadcredit@akwbi492c.com

2007-07-25 07:18:48 · 7 answers · asked by Anonymous

I am asking because I have a feeling that it does and it makes it hard on People to do things with bad credit on their credit report.

2007-07-25 06:28:29 · 19 answers · asked by Lightbright 3

2007-07-25 06:28:17 · 3 answers · asked by cyaneta 1

i have a few outstanding bills that are in collections and I was wondering if I wanted to pay them, do they get removed from my report and how long will they show up for

2007-07-25 06:15:09 · 6 answers · asked by JASON M 1

Will I need to read the fine print to make sure when I get a credit card that the interest rate or apr won't change???

2007-07-25 03:18:29 · 7 answers · asked by babysteaks3 2

2007-07-25 01:54:27 · 13 answers · asked by deepdebt 1

2007-07-25 01:03:29 · 27 answers · asked by Mommyof3 3

I am traveling to the UK next month and I have a question about credit card vs. debit cards. Hotels, restaurants, shops….etc, do they charge me more when I am using the credit card rather than the debit card? …………..Thanks

2007-07-24 19:25:48 · 4 answers · asked by a d 1

2007-07-24 18:00:38 · 2 answers · asked by Anonymous

You know when you can use it for anything?

2007-07-24 16:49:48 · 10 answers · asked by Anonymous

2007-07-24 16:13:40 · 10 answers · asked by dtigers15 1

2007-07-24 16:03:54 · 5 answers · asked by Peaches 1

how do I do this? or do I do this, the interest is killing me.Its about $18000

2007-07-24 15:33:55 · 8 answers · asked by Anonymous

I've been summoned to pay a debt in my name, but in my divorce settlement, it states that my ex-husband is responsible to pay it. It was a home improvement expense, the home was left to him, and he has sold it since our divorce, but did not pay the debt. I need advice on how to approach this. Thank you in advance for your answers.

2007-07-24 15:24:36 · 4 answers · asked by princesa06152003 1

Recently Durant (a professional athlete) signed a contract for 60 million dollars over a certain number of years. My question is....with all the money professional athletes, actresses, models, others make. Are there as many printed green dollar bills in existence for the "money" they earn? If Durant asked to see his 60 million dollar bills instead of credit...would they have it printed? A lot of money is being printed in these modern times....

2007-07-24 15:20:40 · 3 answers · asked by Anonymous

2007-07-24 14:40:55 · 6 answers · asked by invizeable916 1

2007-07-24 14:40:50 · 8 answers · asked by jamarcum24 1