If I have a bill in collections and it's paid, does it get removed from my credit report? and how long ?

Question

i have a few outstanding bills that are in collections and I was wondering if I wanted to pay them, do they get removed from my report and how long will they show up for

Answer 1

They will remain in your credit file (marked as paid) for seven years from the time at which you paid the debts. That's part of your credit history.

Answer 2

Send a letter with your paid in full documentation to all three credit agencies.
They have absolutely no incentive to make sure the reports are accurate. YOU have to do that. You will be entering a "dispute" which the agencies have 30 days to respond to or you can demand to have the item removed; paid or not!

Answer 3

They will likely remain for 7 years unless you use credit repair. . Usually companies charge hundreds of dollars to simply pull your credit and send correctly worded dispute letters—this is the key…..people will tell you that you can do this yourself for free but the truth of the matter is that the credit bureaus will throw your letters away or simply reject them. There is an easy to use online kit that will deliver the results you want available for just $19.95 at the source website. A similar kit is being sold via infomercials and radio talk shows for seventy dollars more but they try to solicit you repeatedly for other services after the fact.

Answer 4

I've done the same, and unfortunately, even if you pay it, it will stay on your credit report. It will be marked "Satisfied" or "Settled" and closed, but will still be on your report. Typically these stay on for 7 years...Hope this info helps!

Answer 5

take 7 years from the date u paid it off

Answer 6

nope it will show up as paid but its still a delinquency on your report. it takes 7 years to come off