Credit - July 2007

I am told that getting an auto loan from a credit union is the best way to go and some even offer you 100% auto financing but how would that work would I have to become a member, do I need perfect credit, do I have to have an account for a long time before I can apply for a loan or what?

2007-07-02 10:45:06 · 5 answers · asked by Ash D 1

2007-07-02 10:10:27 · 6 answers · asked by edly40 1

I am in the process of paying a debt from a credit card. I just wanted to know when it would be free from me credit report. Should I request a written statment from the collection agency upon when they will remove the negative info? Thank you all so much.

2007-07-02 09:56:36 · 8 answers · asked by Anonymous

2007-07-02 09:18:38 · 21 answers · asked by ez 1

card that clebrities,singers and rappers talk bout. why is that card so special

2007-07-02 08:28:45 · 4 answers · asked by D.C 2

Do I have to pay charge offs that are on my credit report?

2007-07-02 06:29:03 · 8 answers · asked by Anonymous

2007-07-02 05:50:53 · 8 answers · asked by L-A-N-C-E 1

what would happen when the person who got sent the merchandise? criminal charge? or what.

2007-07-02 05:50:09 · 2 answers · asked by Anonymous

2007-07-02 03:10:48 · 5 answers · asked by alen m 1

2007-07-02 02:49:38 · 14 answers · asked by DW 2

When I handed my notice in to my last employer, they insisted that I work my full months notice, then , 8 working days before I was due to finish, they told me to pack up my things and they then escorted me from the office. I have since received my last payment and I noticed that they didnt pay me for the last 8 days. Do they have to pay me for the last week?

2007-07-02 01:19:22 · 7 answers · asked by ADavies 2

For example my min. monthly payments are $50 and my balance is $1000. Would it be best to make the bare minimum monthly installments and save my money until I can pay the $1000 in one shot or make a $100 payment each month?

2007-07-02 00:23:07 · 12 answers · asked by Anonymous

2007-07-01 23:34:51 · 11 answers · asked by rudgey76 1

I was thinking of signing up for an account.

2007-07-01 21:58:38 · 8 answers · asked by nicoleband0 3

It's a dumb question but I've always been curious about this.
Do you have to have a job or at least proof of one in order to get/apply for a credit card? If you don't, how you are going to pay for things is another story but im not trying to get into detail.
Just the main question is all im asking an answer for.

2007-07-01 21:48:36 · 5 answers · asked by Anonymous

Im trying to clean up my credit and wanted to know once Ive paid a all my debts off how long it takes to show on my credit report?

2007-07-01 21:41:27 · 6 answers · asked by Anonymous

stopped paying on a couple credit cards because I thought I would be out of a job (stupid mistake). One was opened in 1999 and the other in Jan 2001. I stopped paying around 2001/2002 respectively. Owed is $980 on one, and around $2000 on the other. I'm wondering if the collection agency will take me to court for such small amounts. I've thought about contacting them but I would have to make payments for quite some time. From what I've heard that can't go after my wages/bank accts unless they actually send me a letter stating they are suing me in court. I have a PO Box so they don't know where I live and I just changed jobs. An accounts manager I know told me not to worry because the amounts are so small that it would cost them more just to get a CA lawyer (1 collection agency is in Nevada, the other in Michigan) and take me to court. I wish I had never done this, but I did and just ignored it. Should I worry?

2007-07-01 20:54:22 · 10 answers · asked by stephen s 1

I have no credit and no job. I keep getting these "pre-approved" cards in the mail. I want to build credit so this is my strategy. Buy three cards A,B,C card A I buy 700 bucks is consumer goods. Before the time comes for them to add interest I pay it off with credit card B, then pay B off with C and rotate it. I do this before late payment interests are tacked on. This will inevitably raise my score, is there any problem with this method??

2007-07-01 18:10:33 · 11 answers · asked by bboyballer112 2

My dad put a cheak on the talb a few days ago and he wanted to take it to the bank but it is gone and we are panicing it was over $300 or $400 dollors and can we get the money back some how Beacause my dad is crying and scraming Where is the cheak


If you know please help

2007-07-01 15:07:33 · 4 answers · asked by claudia#1 1

I need a $600 loan and would like about 2 months to pay it off.

2007-07-01 15:01:29 · 5 answers · asked by grundsty_83 1

2007-07-01 13:39:55 · 9 answers · asked by MikE 2

my wife and I have terrible credit and no matter how hard we try to rebuild it just never gets there. I do have a side business restoring furniture and ive heard that if I incorporate we can buy a home under the incorporation even with terrible personal credit what I need to know is that true? and how do I go about it?

2007-07-01 13:30:38 · 5 answers · asked by Anonymous

i have 5 credit cards with a total credit limit of about $15000.00 and i owe a total of about $600 all together...will closing my two most recent cards really hurt my score or not? or should i just cut up the cards and not use them? would it hurt my score to have just two dormant cards that are never being used?

2007-07-01 12:51:42 · 10 answers · asked by little_m_red 1

im trying to build credit but i cant find a credit card that takes people with no credit history.

2007-07-01 12:12:34 · 14 answers · asked by cook320 1

me and my husband live with my grandmother with our 2 children and its a bad enviroment here for them.. but we can get approved for a home loan because he has a low credit score of 524.... does anybody know who could help us to get out of here????????????

2007-07-01 11:39:23 · 10 answers · asked by Anonymous

Is it humongous? How much should I feel sorry for you?

2007-07-01 11:32:27 · 5 answers · asked by Anonymous

2007-07-01 10:52:19 · 10 answers · asked by nenahk 2

My mom helped me get a car... She was the primary name on the loan and title and I was the co-signer. My Mom and I are still doing good no problems, but she wants to help my sister get a car too and wants to take her name off the loan and I want it off the title. Is there anyway for us to get her name off the loan and just have me on there and also the title? Thanks in Advance.

2007-07-01 10:31:42 · 5 answers · asked by Anonymous

my mom is getting me a credit card for me to shop but since she wasnt born here she said she would get me an internatioal savings account?

how would that work?

is it possible for a 13 yr old to use or someone has to sign every time you buy something?

i am not asking for you to tell me that thats not ok.

2007-07-01 10:12:35 · 6 answers · asked by Anonymous

I just checked my credit card statement and they are $130 for things i dirent even oder i have never used this. whats is it and how do i get that balance out off my account ?

2007-07-01 09:37:24 · 1 answers · asked by Anonymous