Credit - July 2007

i've made every payment on time and same with my other bills. but i've hit a rough patch in the road and i'm a little low on money this week because of other bills i needed to pay.. and i need groceries now.. does anyone know how to extend a chase credit card limit?

2007-07-04 16:41:43 · 7 answers · asked by Amanda 2

I have a cash card with some value in it and recently the cash card reader is showing error whenever I tried to use this cash card. Appreciate if someone could tell me who and where can I ask for a replacement or refund? Is there a validity period for cash card?

2007-07-04 15:42:44 · 1 answers · asked by Starcom John Lim 1

2007-07-04 15:23:00 · 11 answers · asked by book writer 6

Say you have a car that's paid off and you could get $15,000 for it. And if you sold it, you could pay off your credit card debt in full. Then you'd go out and buy a new car for around $300 a month (cheaper than what your credit cards cost per month!). Would that be a wise decision?

2007-07-04 14:54:48 · 9 answers · asked by Anonymous

i just got a credit card and im want to start building credit.... i was wondering what would be the best way to build credit.. i have heard i should only take care of the minimum, or something along the lines of that.... but never pay the entire balance.... i need help cause i would like to build my credit the right way.

2007-07-04 14:52:05 · 14 answers · asked by Anonymous

how much will my payment be at 6% interest 30 yr fixed for 1124,000.000

2007-07-04 14:48:36 · 2 answers · asked by kidkorral61 1

So here's the deal, due to situation I have used my amex, alot. Now it's to the point I owe well over 20K and my payment is more than my car payment. I haven't been going out on shopping trips, just had to use out of necessity. Anyway so I can barely keep up with the payment and the $300+ of interest that gets added to the card every month is about to put it over the limit. I know I can go thru consumer credit counseling but I don't want to pay them to do something I can do myself. So here's my question, does anyone know how to get the credit card company to help me out by stopping the interest and lowering my payment? I wouldn't have to use it if my bill wasn't so high but ...you get the picture. I have created this mess I know that. If you have any insight or help I would appreciate it. Thanks

2007-07-04 14:28:51 · 3 answers · asked by buttons799 2

and closed. will it be hard to get a loan for a house

2007-07-04 11:55:48 · 6 answers · asked by kathy 2

I am in debt and am unemployed, I want the creditors to stop calling, how can I get them to stop calling leagally? I feel like the are harrassing me because I am not working. If I were working I would be paying off my debt. So if you know of any books or local lawyers that help people for free with debt in the Cleveland area that would be very helpful. Also I am not interested in filing bankruptcy I'm to young for that. Thanks.

2007-07-04 11:06:28 · 5 answers · asked by Miss 6 7

Only a tiny bit so I can buy a pizza and a drink, my work place 'lost' my invoice and won't pay me so i have literally nothing. Thought it was worth a try :)

2007-07-04 08:56:38 · 6 answers · asked by Katrina W 2

I am aware of "how to raise it". I need to know how long (months,days,years whatever) after paying off debt before the number will change :)

2007-07-04 08:51:31 · 5 answers · asked by Anonymous

i have a house and i'm concern that they will go after that, can they?

2007-07-04 08:22:41 · 12 answers · asked by concerned 1

2007-07-04 07:52:05 · 2 answers · asked by Michael and Janette S 1

I have heard of companies that you pay a $250.00 fee to and they make your credit clean, and promise you a credit score of 620 or better within 4-6 months? Is this a scam or do companies like this really exist??

2007-07-04 07:25:10 · 7 answers · asked by Melissa M 2

2007-07-04 06:40:17 · 2 answers · asked by Rayvin 2

2007-07-04 06:18:00 · 9 answers · asked by Young Gun 2

My husband and I moved out of our apartment last year. We did break the lease so there are some charges we are responsible for, but I think we are being ripped off? (we owe about $2200 of the $4,558 they are trying to collect)

If we received a statement from the aprtment complex right after moving that we disputed charges (like carpet cleaning, etc) and requested itemized statements and receipts for those charges, how long do they have to get back to us? We made the request Dec 06 when we got the first statement from the apartment complex and just now are getting a letter from a collection agency that we owe and they are going to report us to the credit bureaus? Don't they have to attempt to collection the debt first before reporting to the bureaus? This is the only other contact other than the first statement we got that we requested receipts and had disputed. Is there some kind of statue of limitations or laws allowing x amount of much time to collect before reporting?

2007-07-04 05:43:18 · 3 answers · asked by Anonymous

The only negatives on me credit report are a 60 day late car loan that I cosigned for and my credit card debt is a little high. But all other payments have been made on time. I need to move and purchase a home before the end of the summer. The home I would ilke to purchase is listed at 119,000. I am a teacher and I make 48k per year. Please help.

2007-07-04 05:31:42 · 10 answers · asked by Renaisannce Man 1

2007-07-04 05:15:56 · 6 answers · asked by pinqinya 1

my car was impounded three days ago, due to upaid parking tickets. i owe a total of $1400 bucks + impound release fees. i can't afford to get the car out anytime soon. i'm still making payment on the car to the bank. can the car most likely be reposess if i don't come with the money? what should i do?

2007-07-04 04:01:54 · 5 answers · asked by Anonymous

2007-07-04 01:48:36 · 3 answers · asked by hxs 3

I get paid on the 25th and have to work everyday till then, I live in london and its extremely expensive. I have nothing and im not sure what to do as i can't get an overdraft or loan because i have bad credit. I don't want to ask my parents either as they dont have much themselves. Im at my whitts end!!

2007-07-04 01:33:51 · 12 answers · asked by cyber_reb84 1

A bad debt on my credit report is due to come off in Oct. BUT, it has now been turned over to a coll. agy. and IT now appears on my credit report. So, for ONE bill owed, I have TWO negatives on my credit report. And this has happened with more than one account. I have 5 bad accounts on my credit report, but, I have 12 negatives on the report because some have been turned over to more than one collection agency. HELP!!

2007-07-04 00:44:35 · 8 answers · asked by beacon1954 1

Is it possible to get an unsecured credit card after only being an authorized user on someone elses credit card for a few months?

2007-07-03 19:14:02 · 6 answers · asked by easyflowjoe 1

I need to build my credit again and planning on getting a secured credit card. My credit score now is 550 so i would like to raise it up to 700+. Just curious as to how long will it take to build my score up again? How much points does a person gain in a month? Thanks.

2007-07-03 19:00:37 · 5 answers · asked by Anonymous

I'm Jillian and I'm rebuilding my credit. I been paying my credit card on time and evaully i would like to get a discover credit card will i be able to get one someday?

2007-07-03 17:52:09 · 8 answers · asked by mrs_harris25 1

is there a way I could find out? And can I get a credit report is I don't have credit card?

2007-07-03 17:28:51 · 2 answers · asked by Lhan R 1

Is there a specific age limit for credit cards? And if there isn't then can anyone of any age (ahem under 18) actually carry a credit card around and sign for it? Or does their parent have to sign for them?

2007-07-03 14:57:00 · 3 answers · asked by imhuntingforwitches 2

What can I do about this? It says the funds are being held by the Malaysian goverment and they need $850 for some kind of tax form in order to release my loan into my account. I dont understand. Help me what can I do?

2007-07-03 14:31:13 · 11 answers · asked by Anonymous

2007-07-03 12:23:54 · 3 answers · asked by catlover 1