Credit - July 2007

what should i do consolodate,bankruptcy, im at my wits end and im only 25 going on 26.I have credit cards,medical bills,and back child support from when i was out of work.I don't have a license and i barely make rent.I've got my credit report to see what i owe but i don't know where to turn

2007-07-08 21:56:02 · 9 answers · asked by cuddlybear 3

2007-07-08 19:50:35 · 5 answers · asked by reggie 1

After just checking my credit score according to equifax it is

680

I was wondering if that score was high enough to get a semi decent loan on a motorcycle. Oh and I'm 19

2007-07-08 18:19:44 · 8 answers · asked by Anonymous

I never had a credit card.I do alot of online shoping and pay tv,phone,and Intrenet bills with my debit card.I do fly alot or drive.Is there a card for my uses?I want a card to start gaining credit score.HELP please because don't want the card to cost me alot.i live in zip code 11692 if u need to see with banks r near by.thank u

2007-07-08 17:40:07 · 12 answers · asked by johanie j 1

This is a complicated situation. Here goes. About 3 years ago my daughter's father was in a car accident. Roughly 2 years later (one year ago) he received a letter from the other person's lawyer about a pending lawsuit. He called the other guy's lawyer and discussed his options. The lawyer told him instead of taking him to court, he would accept monthly payments on his client's behalf. Long story short, my daughter's father hasn't made the last few monthly payments and received a certified letter from the court clerk that the lawyer filed suit to withdrawal money from the checking account. Even though we are not married, we share a checking account. However, my mom's name is also on the account. Is it legal for the lawyer to take money from the account when my daughter's father is not the sole account holder, nor is he the original account holder? All the money in the account is mine, he just uses it to cash his checks. Why wouldn't they just garnish his wages instead?

2007-07-08 15:16:09 · 7 answers · asked by lilqtpie 2

My grandmother has 3 credit cards with me on them jointly. (I have a card with my name on them is what I mean.) But the accounts were opened in her name, and she added me to them.

She is in poor health now, and I am unsure if I will be accountable for the debt on these cc's if she passes on. Meaning that, will the credit card companies be sending me a bill after her death and will I actually owe them money?

Sorry for the poor wording, this is difficult to describe. Hope it made sense to someone...

2007-07-08 15:13:25 · 14 answers · asked by anahamkarah 2

2007-07-08 15:07:52 · 7 answers · asked by trying hard 2

I been thinking of getting a credit card but i wanna know if i get approve for a credit card will that still bring down my credit score.

2007-07-08 12:32:53 · 11 answers · asked by JESSIE G 1

i have to file a written answer to a court summons tomorrow morn. to avoid a default judgement. i dont know what to write or how to write it. We're being sued by credit coll. agency for old credit card debt. We cant pay it.

2007-07-08 11:38:50 · 5 answers · asked by Anonymous

I want to report this scamer!!
--------------------------------------------------------------------------------
.... we will be donating a sum of $800 to you..

So,In the mean time,We will be needing you to provide us with your personal information(Full name,Full
address and Phone number)so that we can remit a certified Check or money order to you...
i want you to know that we are going to send you a check or money oder what of $4500.....All you need to do when you resive the check or money oder, you will take it to your bank cash it, then you ...
we remove the amount we are willing to donate to you , which is $800. After taking away the $800 from the
$4500 send to you, then you will have to send the remaining money back to some of our workers...We are going to send you the check or money oder...
we will be very happy if we can trusted you by sending the remaing money back as will said...
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2007-07-08 10:50:08 · 5 answers · asked by audrey 1

I'm trying to repair my credit score, and my by the time I am done paying for my truck it will be worthless. I just need to know on average what a repossession will do to my credit score? I'm already late on payments, and will have to continue to make the payments for a average of another 5 years, and by the time its paid for, it will SERIOUSLY be useless. Help if you can!

2007-07-08 09:28:30 · 7 answers · asked by carissa1_99 2

I was wondering what is considered a good credit score? I checked mine, and it seems pretty high, but I need a personal loan for 3000, so that I can move accross the country... I work as a Student Loan Specialist, answering questions and what not, but we're still not trained on what is considered a "good" credit score... does anyone know the ranges on them? any help would be great, thanks.

2007-07-08 07:19:56 · 5 answers · asked by Brittany B 1

just wondering because i'm thinking of asking my parents

2007-07-08 06:50:02 · 5 answers · asked by Anonymous

Also, I don't get payed for helping around the house, anyone got any ideas on how i can earn myself some money? (p.s, i'll be 13 in a week)

2007-07-08 06:49:17 · 7 answers · asked by Anonymous

Asking this question because I know it still shows on credit report as paid but was in collections. Paying it off, will it boost my credit score? Thats my BIG question. Or wait until 2010, does it become clear after 7 yrs? How true is that?
I am trying to purchase my first car in my name.

2007-07-08 06:06:19 · 6 answers · asked by Sidnei 2

I owed $5500 to a credit card. I was trying to pay it off in full, but between high interest rates (22%), and the fact that I am over the limit ($1500 over), i decided to settle. They offered me a settlement of $2600, which I have to pay over a 6 month period. Now, upon looking on yahoo answers, everyone is saying that settling is the same as not paying it at all. Should I continue to pay on my settlement? If it is going to look the same overall, then there is no need to keep paying, however I am trying to fix my credit as best I can. Any advice would be appreciated!!

2007-07-08 05:05:15 · 4 answers · asked by Anonymous

I signed up for www.daily.co.uk, for a domain name (I dont live in the UK), and I picked a one year service plan, does that mean if you have an account and you just pick one year, as soon as the one year is over they cancel your domain name, or does it stay and you keep paying once a year? Thanks.

2007-07-07 19:17:49 · 3 answers · asked by ? 4

Like...I've been getting charged for a Credit Inform service taht I never authorized. Has anyone else experienced this?!

2007-07-07 18:35:06 · 1 answers · asked by Anonymous

Can something purchased from BestBuy.com be paid with a gift card code?

2007-07-07 18:12:07 · 5 answers · asked by Justin C 1

I seen people with bank gift cards. They use it like a regular credit card or something.. does washington mutual bank sell them?

2007-07-07 17:53:05 · 3 answers · asked by sk8rvolcomstone 1

2007-07-07 17:42:46 · 6 answers · asked by Anna C 3

Basically what I want to know is that who regulates this amount? What if the government of a particular country simply decides it will print some more money and use it, who will stop them and how will they be caught?

2007-07-07 16:24:45 · 4 answers · asked by nethead23 2

So what kind of credit score do you think I have now with that type of limit? The last time I checked my credit score it was 640.

2007-07-07 14:18:39 · 8 answers · asked by Sweet Honey 4

I ordered Checks from the bank and i want to buy a new pair of shoes....but i wont have the money in the bank till about 5 days later......will the bank cover this for me or will the check go through at the store until i cash my check???

2007-07-07 13:17:40 · 4 answers · asked by slimblack24 1

2007-07-07 12:43:55 · 6 answers · asked by Anonymous

I wish to warn ppl of a computer company scam. They are called BLUE HIPPO. Do NOT buy anything from them!! They will take your money and run and/or they will take FOREVER to get you your stuff, and its all from the last century. Old , very old not up to date, and their 7-10 business day line will take about 3 or 4 months!! Its for low-income to middle income ppl, and thier "free" stuff that they throw in for you is SHODDY, not worth the hassle. Also, Blue Hippo has many pending lawsuits against them, check them out with better business bureau, and you will see for yourself. My older brother and his family found out the hard way, called me for help, but there is nothing I could do about it.

2007-07-07 11:31:17 · 12 answers · asked by elf_lore 3

is it even worth it? i have 6 lines of credit open. i want to bring it down to 2. should i even bother? should i wait? what is the best strategy for me to build credit to start my real estate empire?

2007-07-07 11:15:31 · 10 answers · asked by ztim21 2

First of all, I'm a junior in college. I'm clueless about finances. I have three high interest rate credit cards. One has a $1500 limit, and I have about $1200 on it. One has a $500 limit, and I have about $400 on it. Another has a $300 limit, and I have about $200 on it. Most of this is due to medical bills. I know that medical bills are a priority to pay off, so I'd rather pay a monthly credit card bill than default on those. I've never been late on a credit payment. My credit score with Equifax is 625. I'm trying to my financial situation. My mother told me to apply for a bunch of lower interest rate credit cards and then transfer my balance to it and close my other credit cards, but I'm finding out that looks bad with so many inquiries into my credit and with closing my credit card accounts that have been open the longest. I'm really confused. I don't know what to do. Advice?

2007-07-07 11:10:34 · 5 answers · asked by Anonymous

I heard of a website CREDIT SECRETS BIBLE that has a book explaning alot of different ways to improve your credit score within a few months. But im not sure if its real or not. Plz help!!!!

2007-07-07 10:45:42 · 5 answers · asked by TjD 1

First let me say that I have several credit cards. One though has really begun to screw with me. First they raised the interest rate to 21.9% and now the monthly payment is unreal (I have never been late on the payment but because we bought a house and car they feel they are justified to do this). Because the raised the interest rate it caused us to go over the limit and they have tacked on overage fees. What happens if I just stop paying the bill and when I get my taxes back in Jan. pay off the whole account? I don't know if I will end up in court if I do that or what will happen. Please Help!!!!

2007-07-07 10:38:31 · 11 answers · asked by Angela F 5