i've made every payment on time and same with my other bills. but i've hit a rough patch in the road and i'm a little low on money this week because of other bills i needed to pay.. and i need groceries now.. does anyone know how to extend a chase credit card limit?
2007-07-04 16:41:43 · 7 answers · asked by Amanda 2 in Business & Finance ➔ Credit
The following 5 critical factors affect your credit score in a major way. By knowing these you can keep a check on them and make your credit score a healthy one.
1. Re-payment history
This factor carries the highest weight in your credit report. How steadfast are you in repaying your loans, makes your credit report shine. Experts claim that this factor alone accounts for 35% of points in your credit score. So, if you falter on repayment front it is sure to be reflected poorly on your credit score.
2. Outstanding debt
The next comes your debt burden. How much you owe is a factor that according to experts carries about 30% weight in your credit score. This is
30% is based upon outstanding debt. To get a better score it is advised that you keep your outstanding debt to a minimum.
3. Length of your established credit history
The time for which you have a credit history also matters. The longer your established credit history the more credit reporting agencies believe in you. This could be simply because of the fact that they have more data to analyze your financial position. Experts give it a 15% weight in determining your credit score.
4. The state of your financial accounts
How much money do you have in your bank account, your income levels, your house, car, your assets etc. comes the next. A healthy bank account reflects a healthy credit score. Experts find that credit reporting agencies give this factor 10% weight while determining your credit score. Readmore from: http://www.credit-card-gallery.com/article/204,5_critical_factors_affecting_your_credit_score
2007-07-04 23:21:16 · answer #1 · answered by grierGRIER h 3 · 34⤊ 23⤋
Extend Credit Limit
2016-10-31 22:13:25 · answer #2 · answered by ? 4 · 0⤊ 0⤋
As long as your credit history is in good standing and you still have fairly good credit scores an increase should be easily attainable. Simply log online to your credit card company's website and request an increase online if they permit it, or simply call the 800 number on the back of your card and request an increase. You can request whatever you increase you would like but chances are they will only increase your limit as much as they see fit. If you have a younger credit profile then you will probably only see a small increase. If you have a long established credit history, then you may see a large increase. Approximately $300-500 is a standard increase. Good luck and check the credit blog out below for credit tips.
2007-07-04 17:04:27 · answer #3 · answered by dzwreck 4 · 9⤊ 0⤋
Hi
The bank which issued credit card, has some parameters to increase the credit limit of the card holders. If your salary has been increased , you can take a copy and fax across to the customer care for credit limit increase. In the fax you need to mention the credit card number as well as mention the word " credit limit increase" .
Bank normally verifies your payment made histories and credit worthiness before they increase your credit card limit.
all the best
regards
balaji
2007-07-04 17:22:49 · answer #4 · answered by balaji s 1 · 3⤊ 2⤋
The absolutely free reverse vin check sites generally provide fake information. To get real information, money will have to be paid. The free searches provide fake information so they can get your email address to send spam.
Stay away from shady reverse vin check sites, most likely you won't get any information after you make the payment. Not to mention you won't get a report and you won't get an answer if you try to call for a refund. Stick with a reputable reverse vin check site like http://www.reversevincheck.net that has been around since 1995.
2014-09-25 08:35:38 · answer #5 · answered by Anonymous · 0⤊ 0⤋
Call your credit card company and ask for an increase. The telephone number should be on your bill and or on the back of your credit card.
2007-07-04 16:51:34 · answer #6 · answered by Wanda A 2 · 10⤊ 0⤋
I actually have a Chase credit card. You can go to their website www.chase.com and sign up if you haven't already to view your card information online. Over on the right side is a link to request a credit increase. If you don't want to do that you can call their 1-800 number which is on the back of your card.
Good luck!
2007-07-04 16:46:52 · answer #7 · answered by laurenm49 4 · 19⤊ 2⤋
Here you will find an answer:
http://extendcreditcardlimit.credit-advisor.net
Good Luck!!
2014-06-08 08:15:52 · answer #8 · answered by Anonymous · 0⤊ 0⤋
Try calling and just ask for the amount you wish. Nothing beats a failure but a try.
2007-07-04 16:47:10 · answer #9 · answered by Kippy 1 · 9⤊ 2⤋