my mom is getting me a credit card for me to shop but since she wasnt born here she said she would get me an internatioal savings account?
how would that work?
is it possible for a 13 yr old to use or someone has to sign every time you buy something?
i am not asking for you to tell me that thats not ok.
2007-07-01 10:12:35 · 6 answers · asked by Anonymous in Business & Finance ➔ Credit
well the whole point is that is there any kind of credit card for a 13 yr old to use it legally without getting into trouble with the law?
2007-07-01 10:27:01 · update #1
She should be able to open you bank account here. I don't know why you are linking getting a savings account with getting a credit card they are opposite.
If you have a credit card you shouldn't have any trouble using it. She will need to be responsible for the card with you.
2007-07-01 10:17:54 · answer #1 · answered by shipwreck 7 · 0⤊ 1⤋
If you have papers that show that you are legally here, you can walk into just about any major bank, and open a US bank account.
Bank of America and Washington Mutual are both good places to start.
Now back to your question.
If your mom has a credit card she can call the credit card company and ask them for a card for you. 9 out of 10 banks will give your mom an additional card with your name on it.
So you will be able to use the card without a problem.
I had a card like that since i was about 13 as well.
I am pretty well versed in this area so if you need more info just ask.
2007-07-01 17:19:33 · answer #2 · answered by kngrnr 1 · 0⤊ 1⤋
You can't own a credit card at 13 because you aren't legally responsible for your own debits until you are 18. You may piggy back off her card, but you are going to have a devil of a time using it because the signature will not be accepted.
2007-07-01 17:17:13 · answer #3 · answered by wizjp 7 · 1⤊ 0⤋
well visa has a card they call Visa Buxx card
heres some of the information about this card
Visa USA | Personal | Visa Buxx
Visa Buxx is not a credit card. It’s a prepaid card that enables you to load the card online or over the phone and monitor spending, so you can work with .http://usa.visa.com/personal/cards/prepaid/visa_buxx.html -
a lot banks offer this card,
US bank,as well as .wachovia. and bank of america
2007-07-01 18:04:56 · answer #4 · answered by mobilemark 7 · 0⤊ 1⤋
Parents sometimes give teenagers credit cards for "emergency's", but unless you are extremely thrifty, i say no.
2007-07-01 17:18:28 · answer #5 · answered by Lizzy 2 · 0⤊ 0⤋
What's wrong with cash?
2007-07-01 17:16:51 · answer #6 · answered by Anonymous · 0⤊ 0⤋