Credit - February 2007

I am volunteering to give up my old car with a lot payments in order to get a newer model.
How can this effect my credit score toward purchasing a house?

2007-02-02 00:03:11 · 4 answers · asked by teacher77071 1

This company provides this service for security purposes, and i think it is UK based.

2007-02-01 23:46:49 · 3 answers · asked by Daryal V 1

I know all companies differ, however, if I wanted to pay off a loan that I have had for a year [it's a five year loan] is there a method to working out how much I would pay them including the interest they charge for early pay-out?

Thanks!

2007-02-01 23:20:04 · 6 answers · asked by gigi s 2

2007-02-01 23:18:29 · 3 answers · asked by gotdang2 1

If I lived in rented accommodation and enjoy myself spending money like there’s no tomorrow. What is there stopping me throwing in the towel and becoming insolvent, Bankrupt.
There are enough lenders that will give me more money even though I would have a bad dept problem. So you could, in theory, do it again and again.

Not only that I could have a very happy 3-4 years spending all that money that the banks want to through at me at no real expense to myself.

Now what would happen if we all did it?

2007-02-01 22:47:02 · 11 answers · asked by Nikobix 2

history?

2007-02-01 22:23:10 · 8 answers · asked by beach_babe971 1

2007-02-01 21:51:27 · 17 answers · asked by Anonymous

my friend has foolishly intercepted another friends cashcard when it was posted to their house, she has gone into the bank and withdrawn money on this card, will the police be involved and will my other friend be refunded by the bank

2007-02-01 20:23:49 · 10 answers · asked by lynette r 1

Im 24 years old and have at least $7000 in credit card debts.For some unfortunate situations in my life(was in jail for 6 months) and couldnt pay my creditors for at least 6 months which made it go pastdue on my credit and affected my credit score really bad.Have a full time job now and trying to pay them off step by step but on top off that im in more financial distress.I need at least $1500 within a month for paying the court fines and stuff and was thinking to apply for a bank loan....Due to my bad credit history within past 6 months do you think any bank will give me loan?? Need ideas........PLEASE HELP!!

2007-02-01 20:07:50 · 4 answers · asked by salpirwani 1

2007-02-01 18:59:13 · 7 answers · asked by mavic 1

I have heard that you are suppose to get one, and only one, free credit report but I have filled out forms from all over and have yet to get a free one! Can anyone help me?

2007-02-01 18:50:19 · 6 answers · asked by Anonymous

2007-02-01 18:43:08 · 6 answers · asked by speedy 2

Hi there,i got question to ask,for singaporean we use Identity Card for verification,for american they use social security pass as for nigerian what they use

2007-02-01 18:18:01 · 2 answers · asked by joa c 1

We missed a mortgage payment several years ago and ended up paying it over about 6 months along with our regular payment. When we checked our credit report it showed that we were late on 6 mortgage payments! The bank said it was because technically we were late until the balance of the missed payment was paid in full. This was probably 6 years ago. Since that time we have paid all our payments on time, but I'm worried a mortgage lender may look at this and feel we are a risk.

2007-02-01 17:58:28 · 2 answers · asked by JCritter 1

I do!
I used to drink and do drugs a lot...if I could have controlled it, I probably still would be (but I'm glad I'm not)...still, I'm jealous of those who can.

2007-02-01 16:16:16 · 15 answers · asked by Smooth Criminal 3

Cingular has been harrassing me for about 2 mos. now. They double charged me on my last bill (I know for a fact I did not use that many minutes) so I refused to pay. They charged me with several fees and hiked the intrest to like 20% or something. Now they want to settle. I've always paid my bills before and don't want bad credit. Should I take it or will they go lower as time goes on. Don't even judge me for not paying already. Why should I if they were wrong!

2007-02-01 15:50:24 · 4 answers · asked by Azalea 4

I'm only 19 years old and for some reason I have bad credit...
I always get rejected when applying for a credit card no matter where I go...
Is there any website or number I can call so I can work something out??
How am I suppose to build credit when I can't even get a credit card to start it off??

2007-02-01 15:30:55 · 9 answers · asked by junglegrl44 2

I've been looking at my credit scores for the past 2 years. I know where I stand but it seems like I can't seem to get a good grip on getting rid of my debts. Does anyone know a Credit Repair service for a mixture of debt? I have student loans, a credit card, and old cellphone contract on my report that's really holding me back. I've been paying on them, but nothing seems to be happening. I need more help. Any good Agencies out there, that will really get my scores raised and debt alleviated somehow?

2007-02-01 14:59:19 · 9 answers · asked by jewelsr4ever2000 1

the credit card collection attorney has put a judgement against our home. his fees are outrageous with a 7% interest. how long can a judgement last and can he double the fees and do it again. we have a homestead with our home. can he take away our home -we still owe our home.

2007-02-01 14:32:21 · 3 answers · asked by mari 1

2007-02-01 14:00:08 · 1 answers · asked by rosenfrozen69 3

if anyone has one of these cards from meta bank, and could help me out! thanks

2007-02-01 13:43:57 · 9 answers · asked by Anonymous

buy the item because of a risk of fraud which i am not.i need a good excuse for not allowing papel or credit card payments.like the reason why im not allowing credit card or paypel payments is because ????? sombody help me with this.thank you

2007-02-01 13:30:14 · 7 answers · asked by ? 1

I have a medical bill from 7 years ago, and I've been making consistent payments of $20.00. The problem is my checks have been lost on 4 occasions and I've had to write a check again, but they manage to find the check after cashing the additional check, so that $40 for one month payment. Also, I never receive a statement for balance owe, they call claiming a payment was not received; yet I have a copy of a processed check and I end up faxing to prove the payments. I ask for a run down of payments received, they provide incorrect information about the check numbers, and the months the check number are for, but the amount received is correct. What can I do to solve these harassing acts and inaccuracies, when they are not doing their job properly. Help!!! I wish I could pay more, but I'm on a limited income and I'm unable to settle at this time.

2007-02-01 13:13:17 · 4 answers · asked by Anonymous

If you have a vehicle repossessed, what is the difference to your credit if it is repossessed and sold at auction vs. repossessed and reclaimed?

2007-02-01 12:44:14 · 1 answers · asked by Nikki 1

Yes it would be nice to have a £35 grand bmw stood on my drive. But I cant afford one so I do without. Why does everyone seem to live beyond there means these days?

2007-02-01 12:16:50 · 12 answers · asked by Anonymous

I received a call at 4:50pm stating that it was an investigator trying to recover a debt of a payday loan of $575 and if I didn't come up with the money by the morning he would send a check fraud investigation to the police. He wouldn't verify any information. What are my options?

2007-02-01 12:07:19 · 7 answers · asked by reckupjd 1

my credit isn't great and the older the cars are, the higher the rate gets. can it go over 24%

2007-02-01 12:04:47 · 6 answers · asked by ryle 2

Does anyone else think its unfair that somepeople can get into horrendous debt and then just have the slate wiped clean. Basically that means they have had loads of free money.

2007-02-01 11:46:34 · 3 answers · asked by smudgeuk9 3

2007-02-01 11:43:20 · 9 answers · asked by Brenda L 1

My husband is being sued by a collection agency. He is current with his payments to the business that has filed the claim. Where would I get reference information on wrongfully being sued. Several attempts have been made to resolve this matter on my end. The business and collection agency will not return my calls, what are my options?

2007-02-01 11:40:59 · 7 answers · asked by Tina S 1