2007-02-01 18:43:08 · 6 answers · asked by speedy 2 in Business & Finance ➔ Credit
I've been a loan officer for a mortgage company for 6 years. It depends how "less than perfect" your credit is. Nowadays there are many options with creative financing. This best thing to do is apply for a loan and then let the loan officer, if he gives a ****, tell you what you can do to improve your score. Who knows you may be able to get a home loan right now. It's hard to say without looking at your credit report. Give me a call at 253-446-1500 and we can discuss your options.
2007-02-02 02:59:55 · answer #1 · answered by Brian K 2 · 0⤊ 0⤋
I think having your downpayment for a certan percentage helps also if your a first time buyer in the United States I think you can get an FHA loan if you qualify. I think it's based on income. There are plenty of Agencies that work with bad credit however be ready for high interest rates and a high amount down.
2007-02-02 02:46:51 · answer #2 · answered by xx_muggles_xx 6 · 0⤊ 0⤋
Find a loan officer who can say "yes." Check out
www.totaldebtsolutionsllc.com
They have an extended loan officer network that specializes in non-conforming loans. Take a few minutes and fill out the free evaluation form so they can have a loan officer contact you.
2007-02-02 12:08:46 · answer #3 · answered by CALIFORNIA GOLD 3 · 0⤊ 0⤋
Find an assumable mortgage with no qualifying ... but be prepared to pay a hefty down-payment ... or find a seller that will finance you for his equity.
2007-02-02 02:46:16 · answer #4 · answered by C J 3 · 0⤊ 0⤋
You can have a home anywhere. A home is not a house and a house is not a home.
2007-02-02 02:46:12 · answer #5 · answered by ? 6 · 0⤊ 0⤋
Rent.
2007-02-02 02:45:48 · answer #6 · answered by littlechrismary 5 · 0⤊ 0⤋