Credit - February 2007

Can we converted to Chapter 7 so we don't have to give it up?

2007-02-01 11:29:17 · 6 answers · asked by latovat 3

I need a loan for 1500$ but with poor credit, i just dont know where to begin looking, ive looked thru the personal lenders and i dont feel very comforteble paying collateral up front to someone ive met online? is there any way i can achive my goal?

2007-02-01 11:28:13 · 7 answers · asked by Kendrix:Evolution 2

well i was bored so i tried to guess my two small deposites, then paypal said i made to many attempts, so now i have to add my bank account then it gives me an option to give my 2 payments, now my bank statment arrived yesterday so i wrote them down (it was the costomer support) now they said paypal will be reading the letter....whats going to happen now?!?!! im confused i relly want to be virified...

2007-02-01 10:59:15 · 2 answers · asked by d o double g 1

trying to purchase a home and everyone has rejected me to include VA since i am in the military. But if anyone has a good site let me in.Ive went through all the big companies such as lending tree ditech beneficial. Thanks in advance for your help

2007-02-01 10:37:17 · 7 answers · asked by d_smoooth2002 1

I want to get a used sports bike for $3000. I just opened a bank account and have a job. I am only working so that i can get this motorcycle. I want to leave for military for 4 years in a few months and just want to ride this bike until i leave and pay if off using financial plan when i join for the military. I have no co-signer and know most lenders will not give me loan without credit history. All I want is to do payment plans on this bike with everything i make at my job which is about $800 to $1000 a month. I opened a bank account. Is there any place or way to get this loan as soon as possible instead of years.

2007-02-01 10:01:47 · 6 answers · asked by PLUSMC 1

2007-02-01 09:52:35 · 5 answers · asked by Anonymous

I met my fiance in July 2005, we are engaged and living together but the problem is im paying him more than half of the bills to him as they come out of his account. every month i get paid £773.00 rough for my work, but i pay my fiancee £350 for the bills and then at least another £300 to pay his loan off. Which is ok but i dont leave me much he says its optional me paying his loan of but i hate credit an he is has to much and is over spending.
The thing is i pay off so much for him as i am still expected to pay electric then any essentials i.e his luxuries. But i cant afford to even buy my self a new pair of shoes which i need desperately let alone cloths. My collegues from work have told me to be careful as he still spends while im paying out this money. and they are worried he is gonna use me. i love him and dont wanna lose him but should i give up my luxuries like clothes etc to pay his loan etc off as he pays £60 pounds towards the loan a months and i desperatly need clothes that

2007-02-01 09:40:36 · 15 answers · asked by Anonymous

my credit score is up 60 points since then, I want to lower the interest rate.
thanks

2007-02-01 09:18:45 · 3 answers · asked by Anonymous

I filed bankruptcy last year and I just received my first credit card. It has a small limit which I like ($300). I'm using it for things such as gasoline or groceries. I was told that if you pay the balance in full at the end of each month that the credit card company won't report that you have a good record with them as revolving credit account. Is this true?

2007-02-01 09:11:24 · 21 answers · asked by kemonfoster 1

I just need the money for about three months and no lender will lend it. I tried all of the website service and my credit score just keeps going down from the inquires. Any suggestion?

2007-02-01 09:10:01 · 21 answers · asked by HHIDawn 1

unlike other scams, I have been instructed to go to the bank the check is drawn on to cash it, and then send the remaining balance. Anyone else had this one?

2007-02-01 08:01:55 · 13 answers · asked by Anonymous

I settled my collection staus with an electronic funds check. Shud I have done that? They said they sent me a settlement in Full letter in the mail. Was I wrong for doing this???

2007-02-01 07:29:19 · 10 answers · asked by Anonymous

Are these people as bad as I have read??? Anyone had a bad experience with them? I'm trying to settle a debt I have. Don't know if sending them the money is the right thing to do after reading about them!!!!! HELP!!

2007-02-01 06:42:41 · 2 answers · asked by Anonymous

My husband is on disability and with his car loan, medical bills, credit cards, etc. his debt is approx. $15,000.
I work full time and he is receiving disability payments and we want to take care of it but we can't afford all of these monthly bills. What can we do???

2007-02-01 06:36:53 · 7 answers · asked by mlosolla 1

My friends have about 60,000$ of debt with about 18 different companies. They have struggled for over 3 years to pay these debts, but all the time they are only contributing to huge amounts of interest.In England you can write a letter and as of the day it's dated the interest stops whilst you sort out the debt. Is this possible in the u.s.a?

2007-02-01 06:30:48 · 6 answers · asked by areyou.receiving 2

2007-02-01 06:26:48 · 1 answers · asked by L J 1

I am trying to access my mastercard account with HR Block

2007-02-01 06:07:51 · 2 answers · asked by Rae G 1

2007-02-01 05:47:32 · 10 answers · asked by debi h 2

A credit scrub do they work? you have to pay money to these people to scrub your credit, get rid of bad things.. sounds like a scam to me...

2007-02-01 05:17:48 · 4 answers · asked by swimmyfishy 4

as i have been turned down in the past by the more common high street lenders and banks it has resulted in me applying for high interest loans mainly throough brokers who charge to locate you a loan or charge a fortune in phonecalls while taking ist second and third applications, my credit file as far as i can see is clear apart frommy applications i have made over thelast couple off years which have really gone against me. Can anyone help or know ofany lenders who will bw willing to accomodate me with a loan
or even a bank account where i could be considered foa a loan
thankyou

2007-02-01 05:13:09 · 7 answers · asked by katedekippa 1

Buy this and that, can't live without it. I see parents buying stuff all the time and bribbing there children with materialistic garbage. Aren't Birthdays, Christmas, and Valentines enough? Don't you think that when these children get older and can't afford every thing that they want, that they will start to steal, therefore setting into action a whole new set of problems?

2007-02-01 05:12:58 · 9 answers · asked by Cheryl 6

I just don't understand why people are so materialistic, they put them selves into such hardships. What ever happened to good old cash, and I can't afford that?

2007-02-01 05:03:04 · 5 answers · asked by Cheryl 6

I am curious why some people are getting loans through the Georgia Lending Group, even able to go to an office, and some people are getting their money taken and getting nothing for it. I have had $1000.00 taken from me by them and no loan and no refund. Are the people that are writing here and saying they got loans planted by this company to throw people off or are they legitament people that actually got loans

2007-02-01 04:38:39 · 5 answers · asked by Kristine H 1

long story short, i got a credit card through a store several years ago and it went to collections

about a week ago, they started contacting me after years of not even using the card. i keep telling them i have no money to pay it, and they still call at least 2 times a day... i told them i understood i owe money and they started to demand other info which i refused to give them

i did some research online, and found a websie about fair debt collection on the ftc's website.
anyway, they called again last night, and i told them i have rights and if i request them to leave me alone, they need to and if they didnt stop contacting me, i would report them to the FTC and they pretty much said theyd like to see me try that.

i am sending them a letter(the creditors) today requesting they leave me alone, and under FTC rules and regulations they do so.

my question is this, after i send them a letter what if they keep harrasing me?? what can i do to protect myself??

2007-02-01 04:31:00 · 16 answers · asked by ♥charlies angel♥ 3

I saw an add on tv but havn't heard or seen one yet?

2007-02-01 04:16:33 · 6 answers · asked by waterzone 4

I had opened a credit card for a very good friend of mine several years ago. He owes several thousands of dollars to the IRS and now they are taking $2000 from each paycheck...so he is unable to pay on this card. The credit card company is willing to settle for 80% of the entire bill. I am wondering if I should just pay off the settlement fee (it is about $13000), or if I should try to transfer the debt into my friend's name? Do you think that is at all possible? I'm not sure the credit card company would allow that since his credit is pretty bad.
Thanks for your help!

2007-02-01 04:04:59 · 4 answers · asked by diane w 1

i also want a place to check my credit and notes on how to fix my credit quickly?

2007-02-01 04:01:15 · 4 answers · asked by matt c 1

My husband and I just bought a bed and got the 0% interest no payment for 1 year deal. We are planning on paying it off with our tax return but are wondering how to go about it. Would it be better (as far as helping our credit look good) to make smaller payments each month or pay it all off at once? Would it make that big of a difference since the loan is only $2500. I know it looks good to make payments but since the amount is so small would it really benefit us? We both have pretty good credit so if it would just be a waste of time we'd rather pay it all off at once. Please let me know if you have any helpful information. THANKS!!

2007-02-01 03:27:45 · 2 answers · asked by Chrissy 5

I had some credit card debts and 1 car repo a long time ago. Almost 10 years ago in fact. I never filed for bankruptcy but since it's been more than 7 years my credit score is perfect now and none of those negative things are on my report. However, I still receive some collection notices for some of them.Can they still come after me? If I buy a house can they put a lien on my property still? Can they garnish my wages? Please help. Thanks so much to those who will reply.

2007-02-01 03:13:38 · 5 answers · asked by Confused247 1

i have another credit card that only charges $15.00 month, no matter what i spent on the card. Does Wash Mutual do that or do they charge more?

2007-02-01 02:40:43 · 4 answers · asked by Margie M 1