Credit - February 2007

I do not keep financial records for 16 years. I have moved often and do not even know the bank I used to write a check to pay the bill. Is there a statute of limitations on bills?

2007-02-28 11:21:40 · 4 answers · asked by bearworm52 1

A credit card company sent me a letter agreeing to accept a reduced amount as payment in full for credit card charges. I called them and we discussed the terms. After thinking about it, I decided I should get the new terms in writing from them before I started making the payments. Well, they refuse to send me the terms until they set up the payment account (my bank account # for drafting). So now we are at a standoff. Is there a law that requires them to provide the specific agreement in writing?

2007-02-28 10:54:37 · 4 answers · asked by karlbritt 1

i got 2 credit cards about 2 yrs ago... i had no credit....since i was using those cards activley...i didnt mind pay their monthly fees of one being 6.00 and the other of 14.00 one card i called an cancelled and th other i asked it to be waived...and they could not...i have other cards with higher limits. and no monthly fees...will cancelling my card affect my credit history? im cuurently building a new history...with the new cards.

2007-02-28 10:01:42 · 4 answers · asked by justsomeone 1

I am one credit card away from being consumer debt free!!

Can you congatulate me? You can share your personal experiences as well..

Thank you Thank you!

2007-02-28 10:00:53 · 12 answers · asked by Anonymous

my mom wants me to go get her a new headlight for her car, and some dog food, and she said i could get stuff if i needed anything.. and she gave me her credit card, and i told her i dont think i can use it because they are going to ask to see my id and see im mat, and the card says leah

but she says they dont check, but do they?

i might just go use my own bank card but if i could get a couple things and have my mom pay that would be sweeet

2007-02-28 09:56:40 · 13 answers · asked by Mat 2

I have bad credit and i would like to know if anyone knows of any apt in San Diego or El Cajon that would take me in. I am looking for an 1 bed room fo my daughter and I. I make enough money. i dont want to pay more that $675 a month

2007-02-28 09:51:06 · 2 answers · asked by treron3 1

pay their credit card bills cuz the credit card people were ripping us off. I was driving and couldn't write the phone # down. It started with 1-800-900 and that's all I got. Haven't heard it anymore. Anybody out there know about this???
I believe pay what you owe, but if I'm getting ripped off I'd like to save a few bucks if I can.

2007-02-28 09:36:12 · 2 answers · asked by Hank the Trucker 3

I need a credit card to help build my credit back up. Is there an agency or bank who speacializes in this? Where should I apply.

2007-02-28 09:01:38 · 6 answers · asked by Audrey B 2

What should I do to stop him?

2007-02-28 08:35:51 · 6 answers · asked by amy l 1

For debt consolidation.

2007-02-28 08:17:50 · 5 answers · asked by Harold W 1

2007-02-28 08:07:22 · 6 answers · asked by Judy C 1

2007-02-28 07:41:47 · 12 answers · asked by Ryan 1

2007-02-28 07:14:16 · 6 answers · asked by dena m 1

I decided to go ahead and cancel my account with FCR, so after drudging through their website to find a way to do this, I finally found the number you're supposed to call tucked away in a very small F.A.Q. link at the bottom of the page.

Well, I called that number, and the lady there seemed very nice, but also very hard to understand. Anyway, she said something about having "something free for me if I check into my account today." I had to have her repeat it, and she did a few times until finally, I caught the words "we'll keep you're account open so you can, you can just call back later to cancel."

I had to tell her, "I'm sorry, I don't want it. Just cancel my account." I had to tell her this three times, and she kept doing her spiel.

Finally after the third time, she whined, "Why don't you want this free offer sir?" I said, "Because I just don't. Cancel my account." Finally she agreed to cancel it outright.

Anyone else have this problem with them?

2007-02-28 06:54:10 · 4 answers · asked by This Is Me Being Grumpy 3

I accidently missed my credit card payment by one day, and now I've noticed that my monthly minimum has gone up (alot too). I know this is bad for your credit, really bad. So what should I do, should I cancel this card? How long will that late payment be on my credit history? And also is it going to affect me THAT much? I've read mixed answers so I turn to you fine folks.

2007-02-28 06:30:11 · 4 answers · asked by champ 2

2007-02-28 06:27:17 · 3 answers · asked by Anonymous

I'm thankful that Citi Card helps our elderly relatives.

Do you deal with CitiCard?

2007-02-28 06:08:24 · 4 answers · asked by Anonymous

2007-02-28 06:07:02 · 5 answers · asked by Roean W 1

Just want to know how long a court judegement stays on the account? And alos collections ? Do they every clear?

2007-02-28 05:53:57 · 2 answers · asked by dozgal 1

2007-02-28 05:07:26 · 8 answers · asked by frustrated 1

I have a credit card that started out with a $500.00 limit. I used it and payed over the minimum (All on time-CURRENT) for a few months and now after it being almost a year it is up to $750.00 limit.
I also have an auto loan with Wells Fargo Financial. I've been making payments on that for over a year. (All on time-CURRENT)

I WANT TO KNOW HOW I FIGURE OUT IF THESE COMPANIES ARE REPORTING MY ON TIME PAYMENTS TO BE SEEN ON MY CREDIT REPORT. AND WHO MUST THEY BE REPORTED TO?

I am 19... My fico score is 197. I have been paying ontime but I don't think Wells Fargo Financial is reporting my current payments.

2007-02-28 05:07:25 · 5 answers · asked by sac_baby_girl 3

I currently have no credit and can never get approved for anything. There are somethings I would like to do, but first i need to build up my credit but i can never get a chance b/c im always denied. What can i do or use to establish my own credit.

2007-02-28 04:56:39 · 14 answers · asked by dangerously_inlove_01 1

2007-02-28 04:46:21 · 8 answers · asked by sissy G 1

I was wondering i am collecting unemployment right now ,and i was just wondering how to get a loan, i have the steady income of 1448 bring home a month from unemployment.Most sites ask if you are working?But I am not working and wondering with making unemployment how do i get a loan I heard of people doing this but dont know what site and how,,please help???????

2007-02-28 04:27:44 · 6 answers · asked by kcir1979 1

Hi
I have some confusion about the billing address for a credit card. I want to know does billing address have anything to do with payment of my merchandise ? In another words, does the seller or whoever I buy from , does they use the billing addres to get their money for the merchandises I bought ? Or this billing address is just a place where the bill will go to .
Please anyone who have a certain information about this matter answer . and thank you .

2007-02-28 04:26:16 · 5 answers · asked by CJ 2

The data values collected in the study appear to be normally distributed with a mean of 25 charged purchases and a standard deviation of 2 charged purchases. Out of the total number of cardholders, about how many would you expect are charging 27 or more purchases in this study?. 94.8%, 47.8%, 68.3%. or 15.9%

2007-02-28 04:12:51 · 1 answers · asked by true2b 1

these payday loan fees are absorbing my paycheck. can anyone help me???? i work full time

2007-02-28 04:07:27 · 9 answers · asked by john727 1

How many days does a company have to respond to your request of proof of credit agreement before they must remove the default for not replying in time... Im doing this with GE Capital and EGG Banking PLC (I'm in the UK)
Thanks

2007-02-28 03:41:39 · 1 answers · asked by Tia S 2

Does anyone know a good site to reclaim back bank charges? that doesnt charge alot for there help?
Thanks

2007-02-28 03:41:28 · 7 answers · asked by Mariette 2

My Fiance has a credit card in her name, I also have the same card, but I am not the primary card holder. Is it possible for me to sign up for a credit card and transfer the balance of the other card to it, or does she have to be the one who is the primary card holder on the new card for the balance transfer to work?

2007-02-28 03:17:25 · 11 answers · asked by Yoi_55 7