2007-02-28 04:46:21 · 8 answers · asked by sissy G 1 in Business & Finance ➔ Credit
I don't want to do a 2nd on my house. I just need to pay off some old bills and my car.
2007-02-28 14:46:49 · update #1
Please give a few more details. You can add information below your question. The better information people give, the better the answers in general.
Regards,
RG
(begin edit)
As the other posters below mentioned, you can refinance by borrowing against your home, but remember if you can't pay the loan, they could file a lein on your house that would make it harder to sell eventually.
There are also debt consolidation loans that are offered through various banks and institutions. These are generally "unsecured" and have high interest rates, but could provide some relief from a cash-flow standpoint.
BUT
As I stated at first, the quality of answers/advice will go up with the amount of information provided, so if you could add some information, that would be helpful in finding a good option for you.
2007-02-28 04:50:56 · answer #1 · answered by Random Guy from Texas 4 · 0⤊ 0⤋
You could take out a line of credit on your house, but that might be risky. You should speak to someone at your bank about this--they might be able to advise you on what is best based on your situation. This site also has some helpful loan information that you could use as a resource. Best wishes! http://loan.divinfo.com/
2007-02-28 05:51:15 · answer #2 · answered by Reenie 3 · 0⤊ 0⤋
If you have equity and the debts are delinquent, check out the source website. They specialize in getting settlements or reduced rate payoffs to possibly get you out for 1/2.
2007-02-28 14:07:18 · answer #3 · answered by CALIFORNIA GOLD 3 · 0⤊ 0⤋
Comparison-shop for a debt consolidation loan at the below website
2007-02-28 05:20:00 · answer #4 · answered by Anonymous · 0⤊ 1⤋
Maybe if you have enough equity you can finance a second mortgate on your home. All depends on your credit score.
Good Luck.
2007-02-28 04:51:34 · answer #5 · answered by devilgal031948 4 · 0⤊ 0⤋
I hate to hear people wanting to tie unsecured debt into their home.
2007-02-28 06:48:24 · answer #6 · answered by Brandon 2 · 0⤊ 0⤋
Is there enough Equity in your home to add $30,000 to your mortgage amount? E-mail me and I could help.
2007-02-28 04:51:51 · answer #7 · answered by whatevit 5 · 0⤊ 0⤋
email me at paulaloans@hotmail.com.
what state are you in? How much do you owe on your home? and how much is it worth? how bad is your credit? do you know your fico score? how much money do you make a month? gimme a buzz and maybe i can help you!
2007-02-28 04:53:13 · answer #8 · answered by Anonymous · 0⤊ 0⤋