Credit - February 2007

I have horrible credit and I want to fix it. Are any of these "fix your credit" deals legit?

2007-02-25 13:38:38 · 7 answers · asked by supergirl789 2

2007-02-25 12:57:53 · 4 answers · asked by jesreekakorb 2

Hi, a friend of mine had been sued by his landlord in 1993 ....will it still be on his credit in 2007? Or does it clear after 7 years?

2007-02-25 12:33:44 · 8 answers · asked by Anonymous

just checked my credit score. it was 652 is this a good score? could I get a home loan with this?

2007-02-25 12:19:34 · 4 answers · asked by fejji 2

2007-02-25 12:16:20 · 5 answers · asked by ALLEN E 1

not pay for 1 year already

2007-02-25 11:57:45 · 7 answers · asked by Anonymous

i mean...what do you do if you have a credit card from canada that has payments that need to be made...then you move to japan. How do you pay off the payments? can you move the debt from the canadian credit card to a japanese credit card? or can you continue to pay off the canadian card from japan?

2007-02-25 11:34:10 · 3 answers · asked by Japan_is_home 5

you illeagaly charged me for 6 months when i posted a one month subscription! that's stealing AND it's the reason we had problems in the past! fix it one month only!!

2007-02-25 11:08:16 · 2 answers · asked by rick s 1

It doesn't make any sense. I am a "deadbeat" to them, and I have a 0 credit balance. I have reported them to the bbb, and I have called, sent certified mail, and emailed them regarding the situation and it has yet to be cancelled. They added (without my consent) a 10.00 a month charge to my credit card and when I tried to cancell that I berated and made to feel like an idiot. DO NOT EVERY USE THEIR CREDIT SERVICES, YOU WILL REGRET IT! Please tell me, other than having an attorney settle this, is there anything I can do to stop this madness?

2007-02-25 10:47:23 · 11 answers · asked by Lindsey 2

Once i send my money is there any way to get it back and do you have to sign up for an account to buy and is it safe to use like for example will it steal my credit card information.

2007-02-25 10:38:54 · 2 answers · asked by stopsign21212 2

2007-02-25 10:31:34 · 10 answers · asked by Anonymous

I dont want to get my kids a regular credit card but they need to have some form of money when they go on road trips with the games. I dont want to have to worry about excessive $$$.

2007-02-25 10:22:47 · 4 answers · asked by jacjerkids 1

i have so many things i want to buy online that arnt avalible in stores but my parents wont let me use thier credit card...is there ANY way to get the things i want?

2007-02-25 10:03:43 · 13 answers · asked by Anonymous

I recently decided to pay off a car loan and imagine my surprise to find that I owed another $4,000 in interest because I paid after the stated DUE DATE, even though I paid BEFORE the penalty date. I've never had to pay a late fee. I've researched my loan papers and in VERY small print it states that there is a penalty for not paying by the "due date" but no specifics are stated. I guess my complaint (other than $4,000! due) is that there is no statement on the coupon book about a late assessment between the "due date" and the "late penalty date" and.............I have never received a statement from the car company informing me of the growing interest charges. I have excellent credit and COULD have paid this on the exact date it was due but left it in an account to grow MORE MONEY. I think this practice is unethical. I just called my sis-in-law and she found out she was doing the same thing! Any ideas out there how I can get some money back...........short of suing?

2007-02-25 09:03:14 · 5 answers · asked by dj 1

on one my credit reports there have 9 inquiries looking at my credit history, some are widely spaced (by time) and some are not(been looking for a good lender to buy a home) and according to the report these will stay on my report up to a period of 2 years,does that hurt my credit rating any?

2007-02-25 08:23:22 · 3 answers · asked by kys_rosered 2

I need a good place to fix my credit i have two credit card debts and don't have enough money to pay off all my bills... my fiancee and i got into a really tough spot for a while there with both our jobs... i just need a good place to go... i don't mind if they give me a loan and i have to go ahead and pay them off... also... im a student... do you think i could get low interest at some places?

2007-02-25 08:08:47 · 7 answers · asked by Evette 2

I'm going to be turning 19 in a couple weeks and I need to reestablish my credit. I have went negative on a coulpe of bank accounts. One is paid off and I closed it, the other is being paid off by March 7th....The question is how do I get good credit? I would like to start now. All of my negative activity is behind mne. Do you think a mobile phone account will help? Also I pay regularly on an Express Fasions bill...Thank you in advance...I hope someone could be of help.

2007-02-25 07:56:41 · 8 answers · asked by Mr. Prep 2

I have to take out some "huge" amounts for school and get an apartment......In both their going to check my credit, so which inquiry will have less impact on me getting approved for the other?

2007-02-25 07:45:51 · 2 answers · asked by too_much_flava 1

I am useing a scientific calculator with no obvious % sign. I am trying to figure out the interest on a 100,000 dollar loan at 6.5 % for 30 years. I am doing something wrong with the calculator or something. Explain it as if to a 3rd grader how to figure this out and what i am doing wrong. Simple please. I am taking 100,000 times 6.5 hitting return and getting 650,000 i want to figure out the interest and my monthly payment. Help i am obviously not blessed with math skills......help me please.. (why can't you spell check in the "add detail" block also?? from: stupid!

2007-02-25 06:41:20 · 2 answers · asked by Crazy Ray!!! 2

I applied for and was supposedly approved for a loan through www.norwoodcapital.com however, I was told I had to pay an insurance policy upfront. After paying, and sending the money to Canda, I never saw the loan or my money again. Later I realized that there is no phone number on their website and the 1-800 number I was given, is no longer accessible in my area.

2007-02-25 05:50:16 · 4 answers · asked by Anonymous

Here is my situation I'm 25 years old. I just checked my credit score, it says 640. I have two credit cards and a personal loan. My first Credit card is a small Capital One of $500. My 2nd Credit Card is a Circuit City account for $1000. My personal loan balance is $2000.

Both credit cards were maxed out, plus my personal loan. I just finished paying off everything this weekend. I have no debt now. Can someone give me an estimate on what my credit score should look like, once they know everything is paid off.

Should I open a Target account and a gas account, will that help or hurt my score?

At, 25, Am I on the right path to excellent credit, or do I still need a lot of work?

Thanks!

2007-02-25 05:49:11 · 5 answers · asked by Bryan P 1

Bank America is known to over charge, steal, loose payments from US citizens as it is. They are a part of the group of banks who charge as much as 27% interest by how they roll over the payments and also got the bankruptcy laws tightened. What they do is offer an initial low interest rate to get people in then as soon as they accrue any debt they begin jumping it up like they did to me in college then my student loan after 5 years never got paid up or down and I only borrowed 3 thousand. I paid at least 50 dollars a month and they claimed the interest was 7%. They lied to me and the IRS about my interest charged along with payments. When they asked to refiance I paid it off with another credit card because when I tried to pay it off with check they would find a way to absorb the payments so I could do nothing. They are doing the same to many other people who got student loans through them. First they transfer it to some student loan corporation before they really begin ripping off

2007-02-25 05:47:55 · 2 answers · asked by Faerieeeiren 4

I am 20 years old and im about 2,000 in debt. Most of the websites I check into start with about 7,000. I am really considering going to school and id really like to stop worrying about them.

2007-02-25 05:34:26 · 10 answers · asked by Anonymous

In 2006, I went to this website and got my "free" annual credit report. Or so I thought. Later that year I noticed that $12's had been taken out of my bank account every month by Triple Advantage since I got that "free" credit report. I don't know how they even got my credit card info, since I didn't give it to them. When I called Triple Advantage to cancel the membership (that I hadn't even signed up for), they told me that they hadn't been charging me money and that I didn't even have a membership w/ them. Hmmm. So I called all 3 credit company's with the annual credit report and all of them told me that they had no membership on file for me. So who was taking my money if the very ppl that show up on my bank statement deny doing it? I canceled that credit card, so they can't take my money anymore, but still....could this come back later to haunt me?

2007-02-25 05:22:10 · 10 answers · asked by cuddlz123 2

2007-02-25 05:11:52 · 5 answers · asked by PAUL L 2

Ie... say you can only use a card if you spend a min. of $10. I thought its illegal

2007-02-25 05:10:46 · 8 answers · asked by dexter020281 2

2007-02-25 03:33:20 · 9 answers · asked by cb000983 1

And do you feel save about; please give three reason why or why not you feel save about it

2007-02-25 03:21:07 · 2 answers · asked by Dave 4

i bank with chase and i deposited a 600 check. it said the available balance was 100, present balance is 600. whats up with that??

2007-02-25 03:16:17 · 4 answers · asked by duh baby 1

and the amount is $100..it was used on my home computer..what would the bank do ? would they refund me my money back ?

2007-02-25 02:35:07 · 5 answers · asked by ali_ed2001 2