Credit - February 2007

I have worked for this private contractor building a fence for the last mounth and a half and he owes me about $1500, and still wont pay me, so can i put a lien on the truck that he let me use until he pays me the money he owes?

2007-02-26 21:42:05 · 7 answers · asked by Yoda 1

2007-02-26 21:03:44 · 1 answers · asked by digital f 1

2007-02-26 20:43:03 · 11 answers · asked by Keli D 2

I have tried 2nd time to apply for loan with different company but it has been declined again. what shall i do? i need 3000 pound..help me how to and where to apply as i believe its my credit history making problem..

2007-02-26 20:31:17 · 17 answers · asked by Gagan S 2

Bank is asking to pay the money..is it possible to get my money back?how to find out the culprit..need ur help.. and i blocked that card no now

2007-02-26 18:31:48 · 5 answers · asked by pranav 1

2007-02-26 17:45:27 · 12 answers · asked by ot 1

i live in alabama..title pawned my car..dont give me crap about it..but the interest was due today..hoping someone knows if i can still pay it tomorrow...or will my car be gone before i get up

2007-02-26 16:26:10 · 5 answers · asked by jenabama 1

Here's the situation:

My husband and I both have poor credit ratings due to one point in time when we had some financial problems beyond our control. We had several missed payments on several accounts (some as late as 90 days, but none were sent to collections).

Over the past 3 years or so, we have making on-time payments on all our bills, but usually just the minimum... so our cards are pretty much maxed out.

My husband has recently finished his training, however, and will be making six figures once he starts his new job next month.

We should be able to pay everything down within two months.

We would like to buy a house asap, but have no money to make a downpayment at this time. Combined with the spotty credit history... what are the chances that we can get a mortgage? How about a mortgage with no downpayment? Any suggestions???

Thanks in advance!

2007-02-26 16:11:39 · 5 answers · asked by Anonymous

Ok I recieved a letter in the mail by Capital One? First of all, are they any good? But I really wanted to know what does APR mean. I know what it stands for, but what does it do? And is 5.9% a good rate?

Yes this is my first card if u didn't notice. So I would love to take any additional information you could give me.. Like how could a build my credit without puttin myself in debt. (BTW I'm 19, if that is a concern)

2007-02-26 15:18:42 · 4 answers · asked by Quin 2

I need a consolidation loan and am scared to death to go to my bank with my co-signer. I dont like to hear "sorry but we cant help you at this time". I dont want credit counseling. I need to get these debts paid off , I need to buy a house ..

2007-02-26 15:14:49 · 9 answers · asked by Anonymous

I found this card and it looks like a good deal. I am just 18 and I have never had a card. I plan to use it to build a little credit. I will buy things and then pay them off in full before the grace period is up. Advice please!!!!????

http://www201.americanexpress.com/apply/Fmacfservlet?csi=38/12987/b/3/0573212503/057203233299/0/n&mgmID=undefined

2007-02-26 14:57:34 · 4 answers · asked by moonkissedwarrior 2

Blue for Students® is an essential tool for students. The Card has no annual fee and currently offers a fixed 8.90% APR for purchases for the first 6 months, then Prime plus 7.99%, currently 16.24%, for purchases with a grace period of 25 days.

Does this mean that I get 25 days to pay the balance in full before I get charged intrest?

2007-02-26 14:36:30 · 5 answers · asked by moonkissedwarrior 2

i am only on centerlinc payments about $840 a fortnight so ineed low repayments i only want australian loans only

2007-02-26 14:17:33 · 0 answers · asked by Anonymous

i purches somthing on ebay. it did not work when i got it. the seller refunded my money. dose any one know how long it takes to be put back in my acount? don't want to send it back untill i get my money back. asked ebay, but they take so long to answer back, & i don't want the seller to think i'm trying to stiff him. thanks.

2007-02-26 13:58:51 · 4 answers · asked by rblankenship_rblankenship 5

I had to a fire a flooring contractor that was doing work in my home. There is no signed contract between us, and i gave him a small cash deposit. Can he put a lean on the property or effect my credit as he has threatened to do.

2007-02-26 13:48:42 · 5 answers · asked by scooby 2

I have a friend who is having a hard time getting Wamu to talk to her about her account. This is a HELOC (2nd ) on her house. She took it out last July. There was some fraud (someone tried to send money to this account, it was a bogus money order to the tune of 108K). She transfrered 75 to her wamu acct as sho thought it was a credit from somewhere else and did not know it was fraud.
As soon as she found out it was fraud she transfered the $ back.
They closed the credit line.
Months went by. She never got a statement beyond the first one which she paid on.
Every time she called she got the run around.
Finally, in Nov 06 her atty when to the bank with a notorized statment and Wamu report to the effect that there was fraud and what should she do.
No Joy. Fast forward and I am doing the same investigation: how much is she supposed to pay to get caught up? We are getting the complete run around and can not work it out. Does she have any rights to pay?? To get caught up?

2007-02-26 13:46:23 · 2 answers · asked by artguy90291 2

getting even one kiss...?

2007-02-26 13:38:21 · 7 answers · asked by cejones345 1

and why are there so many people who try to justify it?

2007-02-26 13:27:52 · 12 answers · asked by cejones345 1

2007-02-26 13:04:07 · 5 answers · asked by cejones345 1

2007-02-26 12:35:16 · 6 answers · asked by michelell42 m 1

off overdue late accounts if something says charge off what do I do? How long do these things stay on my report?

2007-02-26 12:35:16 · 2 answers · asked by bjr4613 1

on the internet.

2007-02-26 12:10:17 · 6 answers · asked by loy569 1

I have about $8000 in CC debt and I have not been able in to make my payments in over a year due to lack of work and the amount of money I make. Can I still use a credit counseling service or would bankrupcy be the better choice? One of my CC is past collection and being taken to court, would counseling help or is bankrupcy the only choice?

2007-02-26 12:04:16 · 6 answers · asked by jessica l 1

2007-02-26 11:55:46 · 4 answers · asked by cerx2oo3 1

Bill pay says it has already this payment but it does not show it in upcoming payments

2007-02-26 11:48:37 · 1 answers · asked by ryenehc 1

can i get a credit card or do i realy havve to be 18.....THANKS FOR THE HELP!

2007-02-26 11:29:48 · 18 answers · asked by Anonymous

Hi. I recently just got my first credit card ever and used it to make a $1600 purchase. The credit limit is $3000, so obviously I'm over 50% of the balance, and I just learned that's bad for credit scores. I expect to be able to pay off the purchase in the next two or three months. Will my credit score go back up immediately after I get the balance on my card down, or will it take a while? Thanks.

2007-02-26 11:25:03 · 3 answers · asked by Casey 4

wrong SSN as well as Last name?

2007-02-26 11:24:29 · 5 answers · asked by poopy 2

I got notice today. It looked almost like junk mail. Any current balances will move to APR after 4/2 unless you notify them in writing.

Perhaps all Target Visa's don't have the same terms, but I wanted to give a heads up.

2007-02-26 10:59:33 · 2 answers · asked by ME 4

And they deposit your check......but the account has been closed?? MY friend isn't working right now but get's cash aid from the state.....her money was held up so she couldn't pay when it was due.Her account was closed because her boyfriend stole her atm card.Do you know what they will do??She is worried they will call the state and take her money...can they do that?? It was only 100.00. Thanks for your help!!

2007-02-26 10:34:29 · 6 answers · asked by sugar_n_spice 5