as i have been turned down in the past by the more common high street lenders and banks it has resulted in me applying for high interest loans mainly throough brokers who charge to locate you a loan or charge a fortune in phonecalls while taking ist second and third applications, my credit file as far as i can see is clear apart frommy applications i have made over thelast couple off years which have really gone against me. Can anyone help or know ofany lenders who will bw willing to accomodate me with a loan
or even a bank account where i could be considered foa a loan
thankyou
2007-02-01 05:13:09 · 7 answers · asked by katedekippa 1 in Business & Finance ➔ Credit
www.CashCall.com
2007-02-01 06:50:49 · answer #1 · answered by Anonymous · 0⤊ 0⤋
I don't know the situation clearly enough to say that I can help you, but there are several of my clients that I have helped in situations where they have had horrible credit. It's generally with a hard money lender, with high interest rates if your credit is below 500, as high as 14%. But if your credit is above a 500, you should be able, all other things being where they should be, to get a decent interest rate.
Maybe you haven't had the right broker, or maybe there are too many marks against you, I can't say which.
As for the phone calls, you should have them call you, not the other way around. Apply online. Trust me, we want to call you, and you should not foot the phone bill. We brokers do earn our money, if they are honest, from what you pay, not from the lender we place you with.
If you have more questions, or want some more details, email me or check out our website.
Kevin
Baconshmals@yahoo.com
http://aapexfund.com
2007-02-01 05:34:25 · answer #2 · answered by baconshmals 2 · 0⤊ 0⤋
in case you have time to devise then connect a credit Union,they're large in case you have a low earnings and want even very small loans,at very existence like costs. you may organize for an quantity to be paid into your account out of your pay a week or month. you may open an account with £a million and that they assist you borrow as much as 3 cases your discounts on your credit Union account, they're run no longer for earnings and on the top of the year you will get a dividend on your discounts.
2016-11-23 20:37:25 · answer #3 · answered by blomquist 4 · 0⤊ 0⤋
There are some through lending tree that allow you to qualify with lower credit scores. They match you with several lenders that compete to earn your business. You can get up to 4 offers for a loan.
Their referral service is free as far as I can tell.
2007-02-01 05:58:06 · answer #4 · answered by Anonymous · 0⤊ 0⤋
Definitely want to contact the credit agencies and dispute the inquiries. Tell them that you didn't authorize the inquiries.
They will remove quite a number for you.
Best of luck
2007-02-01 05:55:48 · answer #5 · answered by Anonymous · 0⤊ 0⤋
Richard Tocada in charlotte will help you, in addition you do not pay BROKERS they are paid by the company that gives you the loan. if you were charged they were shady to say the least. have you tried a credit scrub?
2007-02-01 05:16:43 · answer #6 · answered by swimmyfishy 4 · 0⤊ 1⤋
i doubt it sorry
2007-02-04 02:25:02 · answer #7 · answered by jerry 7 · 0⤊ 0⤋