Business & Finance - 21 August 2007

I have been told that they legally they must accept an offer of regular payment no matter how small. Is this true or can they reject my offer and start collections or judgement proceedings? What are my real rights and options?

2007-08-21 10:18:50 · 9 answers · asked by Anonymous in Personal Finance

Do you have to have a degree to become a DJ for a radio station?? i didnt know if u needed a degree in broadcasting or not? Also, if u dont need a degree does anyone know how to become a DJ for a radio station?

2007-08-21 10:18:02 · 3 answers · asked by squiggles 2 in Other - Careers & Employment

I heard this somewhere and I was wondering if it was true. Thanks.

2007-08-21 10:09:10 · 2 answers · asked by lovinglife13 1 in Small Business

I work in California. Is there a department I can file a complaint in?

2007-08-21 10:07:20 · 6 answers · asked by Sharon 2 in United States

2007-08-21 10:07:00 · 12 answers · asked by Anonymous in Personal Finance

I feel physically sick at the thought of going in 2moro.....really don't know what to do. :o(

2007-08-21 10:04:11 · 25 answers · asked by anonymouslylady 2 in Other - Careers & Employment

I recently took a supervisor position in which I was offered $30/hr. I was not told until after I started that it would be a salaried position and given a letter to sign ( I have yet to sign it ) that stated my income would be 62, 400/hr. I do have to clock in and out like everyone else and today was told it was expected it work 45 hours a week! This works out to just over $26/hr according to my calculation. I hate to cause problems this early in the game (I'm on my second week!!) but I feel I've been completely mislead and being taken advantage of. The original amount made sense with a 40 work week but I wouldn't have taken the job had I known it would be a salaried position in the first place. What's my question? Do I make sense here? Do I have the math right???

2007-08-21 10:03:57 · 5 answers · asked by bella36 5 in United States

an Exempt and a Non-Exempt employee?

as far as:
Pay
Benefits
Taxes?

Thank you for your answers

2007-08-21 10:03:51 · 4 answers · asked by Anonymous in Other - Careers & Employment

Can you go to jail for two years ago claiming someone elses kid on your taxes and you don't remember their name and now that person is being asked did you claim anyone for that year. The kid's aunt wanted my friend to claim the kid on his taxes and give her the money. Now he is screwed cuz he can't remember the kids name it was in another state and if it shows up that he did claim this kid on his taxes and he is saying he didn't wow would that be fraud?

2007-08-21 10:03:30 · 5 answers · asked by biking for life 4 in United States

LIVING IN AN APT. W/ A DISABLED MAN. LANDLORD IS SELL NOW. DUPLEX! HE WANT TO INTERUPT OUR LIVES WHENEVER HE CAN HAVE SOMEONE SEE THE PLACE NOW . WE HAD TOLD THEM NO ONE COMES IN UNLESS SOMEONE IS HOME NOW THERE SAYING THERE COMMING IN TOMORROW AT 1PM . I JUST TIRED OF BEING NICE AND PEOPLE TRAMPELING IN MY HOME !!!!!!!

2007-08-21 09:53:23 · 6 answers · asked by Anonymous in Renting & Real Estate

I am a single mom of two children, I just got them enrolled in daycare for a very low cost each week, but I don't have a job!!! I have NO income what so ever! Not even child support. Does ANYONE have any suggestions where I can start working ASAP. I have a GED, I have some exp in clerical/office type work, and I can work 1st and/or 3rd shift.

2007-08-21 09:53:04 · 6 answers · asked by Sunshine 2 in Other - Careers & Employment

I'm thinking of going to law school. My undergrad is in accounting and I really enjoy accounting and taxation. I'm working at a larger law firm now, but am unsure of the enviroment due to all the egos. Also, everyone keeps advising against law school. I do not come from a professional family and would be doing this without many personal connections. HELP

2007-08-21 09:52:12 · 3 answers · asked by Christina F 2 in Law & Legal

I'm looking for work and also use the computer to job search. Is it just me, or have the job ads been disappearing? There are hardly any new ones. And now when a lot of people are going back to school and leaving jobs there should be more. Is the stock market crisis to blame?

2007-08-21 09:49:23 · 8 answers · asked by Paula K 3 in Other - Careers & Employment

Is it better to go through a Credit Union or a Regular Bank for a auto loan? The APR is the same and the monthly payment would be the same. Does your credit score benefit more from the regual bank?

2007-08-21 09:49:02 · 7 answers · asked by luvmyarod 1 in Credit

I AM APPLYING FOR A JOB. I DONT KNOW HOW TO MAKE A RESUME. I HAVE NO EXPERIENCE WITH FOOTLOCKER AND I NEED TO PUT SOME GOOD STUFF IN WHAT SHOULD I DO?

2007-08-21 09:46:39 · 8 answers · asked by discalls4atoast 1 in Law & Legal

2007-08-21 09:46:18 · 4 answers · asked by MichaMarie 1 in Other - Advertising & Marketing

So, I cheated on this exam today. I got away with it, and what a rewarding feeling! I can run a few more laps and enjoy a well deserved brewskie!
Are there any legal consequences beyond being expelled in for cheating on exams in Uni?
Ahhh, the rewards. I feel for the poor suckers who actually studied, whilst I was enjoying vintage wine and beer and actually enjoying LIFE, whilst the suckers had their noggin in some stupid book...

2007-08-21 09:43:47 · 8 answers · asked by Anonymous in Law & Legal

I work in a retail clothing store and I absolutley love my job! There are, however a few drawbacks, mostly being the handfull of customers that come in and want to screw me over with the "I'm the customer, I'm always right." It's not true! For example, I had a customer completley destroy a skirt and wanted to return it for the full price she had paid for it. I couldn't return it at all because it had been altered, but she swore up and down that she "bought it that way". I know it was total crap because the same skirt, unaltered was directly to my left. She was mad and threatened to call my home office to report me. Our district manager even told us to not give her money back for it! So, why do people think this way? I firmly believe in superior customer service, but this is getting absolutley ridiculous.

2007-08-21 09:41:00 · 6 answers · asked by Kitty! 3 in Other - Business & Finance

I have a one year rental agreement that states that I am to make monthly payments of $XXXX amount, but it doesn't say anything about what day of the month each payment is due by. For instance, I made the monthly payment for August before the first of August. What I'm wondering is if I have to make the payment before the first, or the second. If there is no time stated for when a payment is considered late, can I make the September payment at any time during September without being in breach of the contract.

2007-08-21 09:35:56 · 13 answers · asked by Anonymous in Renting & Real Estate

Yes Im trying to get pass paying rent, my rent is like paying my landlords mortgage..$1600, but I just can't get pass the debt I have along with rent due Im in the hole $1475, mostly payday loans, which I've gotten to to help pay rent last month's rent. I got ILL and injured on the job, and my SDI won't kick in for 10-15 days. I just want my own house for me and familly, my credit score is not so great 574 last time I checked, and I don't know what steps to take

2007-08-21 09:29:48 · 8 answers · asked by Mari J 1 in Renting & Real Estate

Hello,
My father owns a home in Nevada(second) and another home in California(primary). The home in California is going into Foreclosure. My question is my father would like to know if he files for a bankruptcy and includes all his credit card debt which is aprx. $25k, will the bankrupcty court or judge make him take out equity/or sell his other home that is in Nevada to pay off the debts? I know the laws have changed and would appreciate any help on this.
Thank you all in advance,
Rudy

2007-08-21 09:29:46 · 3 answers · asked by rudolph_barton 2 in Personal Finance

I am in the same situation as many people I make enough money but still somehow have none let over for cushioning

Auto-$442
Insurance- $127
Rent-$733
Cell-$60
Cable-$35
Home Phone-Basic Service-$10
Gas-$40 week
PGE (Gas and Electric)-$20
Credit card (consolidation program)- $256

I make $1200 a paycheck (two times a month) and am still constantly overdrawing my account to pay my expenses causing my next check to be 1200-the overdrawn amount.

Any suggestions are welcomed

-I would also like to add that I discontinued cable
-My car insurance is with AAA and is higher than normal because of an no-fault accident in 2005
-Although my car payment is high it's because at the time I had bad credit (score of 599)-I am not sure if I can refinance

From what you know where can I save

2007-08-21 09:28:12 · 11 answers · asked by K.C. 5 in Credit

the programe is free of charge,available for public,employing and training fresh graduates with high level trainers and companies. I need ideas for:
1)events that are affordable & attract youth people.
2)PR methods to involve this programe in the youth and universities lives.
Thank You ;)

2007-08-21 09:22:01 · 3 answers · asked by nadoosh jordan 1 in Other - Advertising & Marketing

2007-08-21 09:20:55 · 2 answers · asked by Anonymous in Other - Business & Finance

so i have been a stay at home mom for about 8 years.
i am only 25 years myself.
i went from high school strait to being a full time mom.
i now have an almost 8 year old and a 4 year old.
i need a job but have never had one,other then being a parent.
i don't know how to go about this?
please help.

2007-08-21 09:20:32 · 6 answers · asked by Anonymous in Other - Careers & Employment

For around, £20,000. So far it is First Plus with 6.9% APR Typical, anything lovwer than that?

Thanks

2007-08-21 09:17:40 · 3 answers · asked by Anonymous in Credit

2007-08-21 09:16:12 · 2 answers · asked by joni r. 1 in Other - Business & Finance

I am desperate to move out of this job, working in a bank where I'm exploited, I have a bachelor's degree but can't seem to move past the assistant position. I want to quit because I hate coming here everyday...I feel miserable. I want to move into nursing, but don't know how. Does it make sense to work in a hospital as an admin/clerical position untill I become a nurse? Is that crazy? Please help. I can't take one more day here.

2007-08-21 09:02:37 · 5 answers · asked by wayshower 3 in Health Care

I have an account on my cred. report. Last date of activity was October 2002. It is listed under the collections area of my report - and it is listed as a 'current delinquency'. I get a phone call from the creditor about twice a year, and a letter once a year. This all happened after a bout of unemployment.

I was told that my creditor can keep it on my report indefinitely. Then someone else told me that it must 'fall-off' 7 years after the LDoA.

Whose right? My question also is: what is the average time a collections agency will use to take you to court for amounts owed in the hopes of getting a judgement against you (it has been at the same agency for almost 1 year and a half)? Monies owed total is almost $7k, through research I have found that this particular company pay about 8-10 cents on the dollar...(if that makes a difference).

I would rather give my money to a charity...but that won't help my credit score. Will paying off this debt help?

2007-08-21 08:57:06 · 7 answers · asked by Jess T 3 in Credit

Im 18 and I havent had a job yet but I have applied to many places like stores in the mall as a sales associate. I also have no experiences. So do need experience to be a sales associate? And what other places should I apply at? thanks for any help!

2007-08-21 08:56:17 · 16 answers · asked by lucky 1 in Other - Careers & Employment