Insurance & Registration - November 2007

Because of work, I need to move out of the country. I leased a Honda Accord this January, and now I must turn in the car early. The manager at the dealer where I leased the car is a friend, and she said she has a friend who needs to lease the car so she can take over the lease for me. However, I must remain the owner of the lease and car with the DMV, and the lady will purchase insurance (300k/100k) and pay the payments. If I accept this deal, I will save over $2000 (the money I have to pay if I return the car back to Honda).

My questions are:

1) What sort of risks am I looking at if I do let her "take over the lease"?
2) Is this recommended?
3) What should I be aware of if I do take the deal?

Thanks to all for answering in advance!

2007-11-30 21:04:43 · 8 answers · asked by Anonymous

Simple Scenario: I was driving and stopped for a school bus. The driver behind me hit my car. I felt one impact. Damage was front his front bumper and my rear. No damage was found on his rear at scene of accident. Situation was written by police officer for following to close for driver of vehicle that hit mine. Driver who hit me claims that a phantom vehicle behind him came in contact with his vehicle which caused it to hit mine. Police officer did not pay much attention to this but I assume he probably took note of that.

We both have the same insurance company. My agent is telling me that my deductable is not waived that I may have to pay it due to the possibility of the phantom vehicle being involved.

My question: Why would I pay for the claim out of my coverage when a ticket was issued by a police officer in my favor and there is no actual evidence to conclude this phantom vehicle? I am the victim and I am paying 100%.

2007-11-30 20:25:13 · 8 answers · asked by Anonymous

I was recently pulled over in SC driving my mother's car. When I was pulled the officer said my SC license was still valid, how can that be when I had to surrender my SC license over a year ago for my NY license? Is it an error in the system? My car insurance, registration, and title are all for NY. As far as I know it's illegal to have 2 licenses, shall I call NY dmv or SC dmv, will there be a fine? Is there a way to prove I surrendered it?

2007-11-30 19:36:01 · 5 answers · asked by Anonymous

I was driving home one night and I fell aslee at the wheel causing me to run into the back of a parked car. Since i had been drinking I started my car and drove off. I called my insurance a couple days later and filed a claim saying I rann off the road and hit a fence. They have my recorded statement already and I went today to pick up my check. When I arrived at the office they told me that they needed to do some more investigating to the claim. I also got into a wreck about 5 months ago where a car did hit me and ran off. Is the insurance company wondering why I have been in two wrecks and no other party involved? Is the standard to investigate? What would happen if I came back and told them the thruth? Most importantly AM I STILL GOING TO GET MY CHECK?

2007-11-30 18:00:18 · 11 answers · asked by nickatimemarketing 1

hey guys...this is what happened..i was driving on the road and a police afficer stoped me because of "improper use of registration....i was driving my uncles companys van..the plates that the van has is a PASSENGER car plates...and he said that i have no seats in the back so it should be a CARGO van..so he wrote me this worning...and he gave me back my D/L...but i really dont know if that gonna affect my record or not....thank you for your time

2007-11-30 16:06:02 · 6 answers · asked by Anonymous

2007-11-30 15:46:57 · 7 answers · asked by Cindy G 1

Okay my car is in my fathers name. He just recently gave the title to me and told me to go get it in my name. What do i need to do and what do i need to bring to the DMV? and how long will it take to get the title back so i can sell my car?

2007-11-30 14:02:30 · 12 answers · asked by Jackie 1

My relative was the original owner of my vehicle, and signed the title over to me. I have signed it, but not registered it yet since we just moved out of state. We are now selling the vehicle AS IS (outside the state of where it was purchased), but are not able to get it inspected since it is awaiting to be fixed.
How can you sign the title over to someone when your name is on it, and it is not yet registered in the state you currently reside?
Any websites or statutes would be great! Thanks in advance..

2007-11-30 12:51:16 · 5 answers · asked by butterfly_sugha 3

My dad just crashed the truck. He fliped over geting out of the freeway and now the truck is damajed.
The problem is that after waiting for a long time no police or highway patrol showed up. Will the insurance cover even though there was no police report? And the accident was individual, no other car was involved and he didnt hit nothing else.
(He has farmers insurance)

2007-11-30 12:40:04 · 6 answers · asked by Anonymous

I start my first drivers ed driving lesson tomorrow and im soooo nervous!! i have only been behind the wheel once in my entire life so im so nervous!! Everyone said that this guy is really strict and can get angry and these are with people who already know how to drive. I have been thinking about it non stop and im freaking out! i thought i would have so much more time to practice and i guess not. it came so sudden. also. its going to be raining and so dark which is making me even more nervous! anyone have any ideas to calm me down??

2007-11-30 12:06:39 · 3 answers · asked by Girlie:D 2

I am trying to sell my truck but my registration expires today. I dont know if I should register it or not. If I do, then when I sell it and buy a new car will I have to pay again? or will they give me some kind of a credit?

2007-11-30 11:37:10 · 8 answers · asked by Bostonian 1

We had a bunch of stuff stolen out of our car, a dig. camera, a DVD player portable, flashlights.. and more. The car wasn't locked. Anyway, can I file this under my homeowners ins? It happend here at home and also, my daughters new bike was just stolen. Can that be claimed as well?

2007-11-30 09:12:29 · 12 answers · asked by darcyd26 2

i live in California and got my license in sept 2007 then within two months of getting my car insurance(state farm) i got into a at-fault accident, my current policy runs till april 2008 and i currently pay 1022 every 6 months with a good student discount, also the damage on my car was worth 6,000 and i have a 1,000 deductible the other cars damage was worth 5,000 how much will my premium rise when it is time to renew?

2007-11-30 07:33:14 · 8 answers · asked by Dabid D 1

18 years old.... gieco insurance.... 55 in a 40.... written up as 'driving fast' which the offficer said would make it so that it didn't hammer my insrance too bad... does anyone know what "too bad' means.. how much willl it increase..?? first offence -

2007-11-30 06:46:34 · 9 answers · asked by Anonymous

2007-11-30 06:25:47 · 11 answers · asked by Julia M 3

I want to change my Auto Insurance provider. I am filling in a new application which asks for any previous violations. I got a speeding ticket 20 days ago. If I do not specify this fact, is it OK?

Will they reject my insurance? (They will look my history and find it anyway. But just want to take a chance by not specifying it myself)

2007-11-30 05:54:49 · 10 answers · asked by chaiku1000 1

I was involved in a accident doing 30mph, and suffered cosmetic damage to front of my car, no damage to other vehicle. Insurers have written it off as total loss as will cost more than car worth to fix it. friend said i could buy car bac off them really cheap. is this true?

2007-11-30 04:50:35 · 32 answers · asked by hyper1504 2

I lived in Lancaster county all my life but moved for college, now my college is still in the same state but different county. I'm getting a new license since I am turning 21, so will I need to get go back to Lancaster county to get it or can I just get it in a different county?

2007-11-30 03:01:20 · 1 answers · asked by AO 1

what is the cheapest car to insure at 17 as i really wot a car but haven't got a lot of money and don't want a 3 wheeler lol
cheers Adam

2007-11-30 01:48:51 · 14 answers · asked by Adam G 1

I rear ended a guy after he suddenly stopped. It was right after an intersection where the light was yellow. I chose to go through it because I was approx 20 - 30ft away from the intersection when it turned yellow and I was going 45 mph. The guy in front of me goes through the intersection without slowing down one bit and suddenly does major breaking coming to a complete stop, not like easing into it at all just breaks as hard as he could suddenly. I was about 15 ft behind him. I know I should have had more room between our cars, but it was a yellow light and I did not want to be caught in the intersection to get ticketed for a red light. SO after hitting him we pull over and I try to get his information, but he doesn't have a Driver's License or insurance, but his Dad the passenger does. So after arguing with him fro 15 mins about wanting his information he decides that he just wants to walk away. SO they drive away leaving me only with a license plate number.Help! Shouldn'tHeBeFalt

2007-11-29 17:06:12 · 11 answers · asked by Anonymous

2007-11-29 16:35:53 · 3 answers · asked by Michael C 1

I buy Today a car with repossesion title in a car auction
after i pick up my car can i obtain a new title or clean title ?
can i export it to another country ?
of whom is the car of me the buyer ?

tell me please.

2007-11-29 15:04:32 · 3 answers · asked by Sorry ? 1

Hi all. I bought a brand new car a couple of months ago from New Jersey, paid in full and paid the dealer the tax for Virginia, where I live. 3 weeks later I got my plates and registration in the mail. However I still have not received my car title. Dealer (when I spoke with him 3 weeks ago) said that the title will follow within 2-3 weeks after the plates...
thanks

2007-11-29 13:07:03 · 5 answers · asked by Anonymous

2007-11-29 13:03:12 · 3 answers · asked by mom05 1

There is a house-party ordinance, and it has been adopted in 43 states, which allows police to enter a private residence if they suspect someone under 21 is consuming liquor, even if adults are present. http://www.time.com/time/magazine/article/0,9171,1047499-1,00.html
Why is this good. I know it will help reduce teen drunk driving, but I need 2 other reasons.
PLEASE help!
i will give best answer!

2007-11-29 12:49:49 · 5 answers · asked by Anonymous

I am going to start working in Philadelphia and am debating whether to live in philly or south jersey. I am not sure what difference there will be insurance, b/c I know Jersey has high rates, but I expect Philly to be on par

2007-11-29 11:18:23 · 5 answers · asked by hsingh86 2

I already switched insurance company after some issues with ING insurance (for auto), and now its like they're blackmailing me!

The switch is already made, but right before, the broker guy was saying how they're looking into the old files and "magically" (imo) comes with with a REALLY old accident of one of the drivers insured. That is impossible for at least 3 years!! Since that person is rarely here (out of country) and for sure no accident has happened for the last three years.

Now they're messing with the new insurance company and the NEW broker called and said "they're holding onto the files because of a accident (thats suppose to have happened a really long time ago)."

The ING people said this is going to make your record bad it takes at least 6 years for an accident record to go away blah blah. While I have heard NOTHING about this after years of using ING until THIS POINT. And they're saying how its going to raise your insurance and so on.

ANY advice would be great

2007-11-29 10:56:33 · 7 answers · asked by Anonymous

somebody told me that at drivers ed they drug test you. is that true?

btw im gunna go to greenlight driving school, if that matters.

2007-11-29 09:58:55 · 10 answers · asked by rynlacr 1

My truck is registered in Texas. It was damaged over 2 years ago and all repairs were brought up to original specs. It passed all inspections and has been used to tow a 5th wheel. It is not a broken down truck. The other party with Progressive insurance has admitted guilt and takes full responsibility for the accident.

2007-11-29 09:54:03 · 4 answers · asked by Michael J 1

I was in a car accident last week - I have a brand new car and I want it fixed.

It was a chain reaction - three cars - mine being the last.

I found out today that the striking vehicle - that hit the black car - that hit my car does not have insurance!!!!

What do I do now?

2007-11-29 09:12:14 · 35 answers · asked by Anonymous