What are the minimum state requirements for car insurance in california?

Answer 1

California Coverage State Requirements

Bodily Injury Liability
15,000/30,000

Property Damage Liability
5,000

Uninsured Motorist Bodily Injury
Not required

Medical Payments
Not required

Collision
Not required

Comprehensive
Not required

Answer 2

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RE :What are the minimum state requirements for car insurance in california?
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Answer 3

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RE :What are the minimum state requirements for car insurance in california?
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Answer 4

California law states you must be financially responsible for your actions whenever you drive and for all motor vehicles you own. Because of this law, California requires you carry liability coverage. The minimum limits of liability coverage available to still be considered "financially responsible" are $15,000 for a single death or injury, $30,000 for death or injury to more than one person and $5,000 for property damage, usually referred to as 15/30/5. You may also post a bond in the amount of $35,000 to meet this requirement. However, keep in mind the first sentence. "The law states you must be held financially responsible for your actions..." for example; if you elect to take a liability policy with the "minimum" required limits of 15/30/5 and you happen to do $10,000 in property damage, your are legally and "financially responsible" for the damage in excess of your policy limits, which means you could pay the additional $5,000 in property damage. Typically if you are a homeowner, or have assetts to protect, you will elect to take out a policy that has higher limits of liability coverage. If you would like a free auto quote, visit the website listed below. Hope this helps!

Answer 5

They're not enough to protect you in the event of an accident. State minimums aren't enough protection in any state. And what the insurance won't cover then you can be sued for.

Answer 6

available be sued even if in case you haven't any resources. you receives a judgment placed antagonistic to you which of them may carry about having your wages garnished. when you're at fault for an coincidence and do not have sufficient insurance,the guy can come once you for the style. featuring both harm to the automobile and medical prices. I had my automobile totaled basically at present. someone went by ability of a end signal by ability of my domicile,hit a automobile coming down the line,that automobile then spun out and hit my automobile,totaling both. the guy at fault had minimum coverage which meant he had $5,000 nicely worth of insurance and 2 autos he totaled. the different adult men automobile change into sparkling,so he were given $4,000 of the peace of mind,because that my automobile change into older,I were given $a million,000. We both sued him for the style between what we were given and the e book fee of our autos. He had particularly alot of money to pay for paying for inexpensive coverage. thankfully no one change into injured or he might want to have had to pay medical expenditures over the peace of mind also. it isn't in any respect a sturdy idea to bypass inexpensive on coverage. wondering you may not be sued because you haven't any resources is punctiliously incorrect.

Answer 7

typically choosing the "minimum state requirements" puts you in one of the lowest tiers, meaning you will pay out more each year than someone with the higher limits.

Answer 8

Compare insuran ce quotes

Answer 9

Get on the phone and call an agent.

Answer 10

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