18 years old.... gieco insurance.... 55 in a 40.... written up as 'driving fast' which the offficer said would make it so that it didn't hammer my insrance too bad... does anyone know what "too bad' means.. how much willl it increase..?? first offence -
2007-11-30 06:46:34 · 9 answers · asked by Anonymous in Cars & Transportation ➔ Insurance & Registration
Go to court and see if you can avoid a conviction! The office may not show up, or the judge may give you a break! You may be able to take a driving school, or do community service, or some other way to avoid the points on your license!
Wear your best clothes, (think church with grandma rather than out on a date) get a haircut if needed and be respectful!
Good luck and slow down!!
2007-11-30 06:52:47 · answer #1 · answered by fire4511 7 · 1⤊ 0⤋
The speeding violation you mentioned is considered a "minor" violation by most carriers and if that is your only violation, I would expect as a 'guesstimate" your monthly rate to increase by approx $15 to maybe $20 more. However an 18 year old, licensed, at most, for only two years, you might be getting "hammered" already. Geico may not be the cheapest for you...... You may want to shop the market. Get a qwik quote, they're free and you never know, you may find a current cheaper rate available for you!
Go to http://www.qwiksilverinsurance.com/auto__qwik__quote__ for a free quote.
Best of luck to you!
2007-11-30 12:35:47 · answer #2 · answered by CA. Auto Insurance guy 2 · 0⤊ 0⤋
What State? Texas and some other states have a drivers safety course you can take for ticket dismissal. Still have to pay the court and pay for the class but the ticket doesn't go on your record and your insurance doesn't hear about it. You might want to check with the local traffic court about that. If your state has it it'll save you points and boosted insurance. Good luck.
2007-11-30 06:54:19 · answer #3 · answered by mustanger 7 · 2⤊ 1⤋
There are too many individual factors to predict how much, if any, this one speeding ticket will increase the insurance premiums for the entire family.
It depends on the number of cars, number of drivers and their MVR's, the insurance carrier, previous losses and state law.
Many insurance companies will not check your MVR every year unless there is a change to the policy. If they do not check, then your rates will not change. Typically insurance companies only check high risk drivers and those who drive a company vehicle every year.
Check the laws in your state to see what options are available. In most cases just showing up on your court date will allow you to negotiate for a reduction in the fine and points.
2007-11-30 08:35:13 · answer #4 · answered by Anonymous · 0⤊ 2⤋
From my experience, Geico's rates drastically increase after one infraction, regarless of severity. Keep an eye out for your renewal bills and shop around depending on the increase.
2007-11-30 10:59:56 · answer #5 · answered by Anonymous · 0⤊ 0⤋
in some states there is a minor speeding ticket and a major speeding- all depends on how many miles over the limit you were going. In NJ 14mph and under is a minor speeding ticket. Minor speed is 2pts on the drivers license and usually forgiven on your insurance if it is your 1st violation- that is what he meant...He gave you the lower point ticket
2007-11-30 06:57:06 · answer #6 · answered by Anonymous · 0⤊ 2⤋
In my experience you don't get a hike in the rate until you actually have an accident, and 55 in 40 zone means it won't be too long for you unless you mend your ways.
2007-11-30 06:51:32 · answer #7 · answered by Anonymous · 0⤊ 3⤋
lol..cop was messing with ya....unless he let u off from a 20/25 mph over limit reckless driving charge a speed ticket is a speed ticket
2007-11-30 06:52:32 · answer #8 · answered by Anonymous · 0⤊ 2⤋
It depends on your insurer. But because of your age It will probably go up significantly.
2007-11-30 06:50:34 · answer #9 · answered by CHRISTOPHER R 4 · 0⤊ 2⤋