Credit - November 2007

What are my rightsas bank didnt stop old card back in aug2007 and now account been cleared out.

2007-11-24 07:50:02 · 2 answers · asked by Steph P 1

Don't they charge you to cash your check? The bank does it free.

2007-11-24 07:35:22 · 7 answers · asked by Anonymous

i dont want the loan on my credit report since the loan was cancelled,can i call the credit bureaus and tell them them to take it off?

2007-11-24 07:21:33 · 2 answers · asked by blankmeow 1

I am trying to find out who I contact about this. I am not in debt so it wouldn't be credit counselling. All I want is someone to sit down take all our income and all our debt then put us on a budget so that we aren't strapped. I want to know how much we are alotted each week without going over our budget and still making ends meet. What profession am I looking for? I tried Financial planner but that is mostly investments. I have tried debt management but I am not really "in" debt.I just need a plan!!

2007-11-24 05:30:30 · 2 answers · asked by kickrz 2

What is the daily spenindg limit on your card? My limit is 800.00 a month and I spent about 300 last night and when I went in to buy something else I was declined lol and had to pay cash which sux. Just wondering how much you can spend in one day and when it comes back on after it is at its limit for the day.

2007-11-24 05:24:40 · 5 answers · asked by ★Eric Hilton☆ 6

Since i didnt have much credit my mom had to be the primary on my bank loan. I became the co signer. But i checked my report and after 6 months of paying its still not on my report. Do bank loans only show up after they are paid off? Or should this already be on there?

2007-11-24 03:14:41 · 6 answers · asked by PiNk-PrInCeSs 3

I've recently separated. My husband accumulated $15,000 in credit card debt before he left. He isn't working now and is applying for disablilty. In the meantime he has no income and is planning on filing for bankruptcy on 5 credit cards. I am listed as an authorized user (He did that without my knowledge) on one card. Obviously his name is on the mortgage papers for the house. I don't earn enough to qualify for a new loan to buy him out. He is living in a different state now. If he files for bankruptcy will I end up losing the house.

2007-11-24 01:30:03 · 10 answers · asked by peirce3 1

in ky can thy garnish my wages and how much can thy garnish on a pay check of 350.00 dallors a week thy say i owe 3.100 dallors and get pair every week i really cant afford tem to do this since it takes every dallor to do this this is a bill from 10 years ago that hase resurvice on me

2007-11-24 01:13:27 · 2 answers · asked by bkeystone 1

Someone told me to miss a couple payments, (which I hate to do), in order to qualify for a lower rate, and then the will re-age the loan in a few months, with no harm to your credit score. Is this true??? My husband is self employed, and the phone is not ringing, bills are piling up, I am disabled.

2007-11-24 01:07:39 · 3 answers · asked by grammabobbie 2

2007-11-23 20:10:38 · 4 answers · asked by averstar23 2

i owe 25 grnad to the credit card copmpanies like american express ,bank of america,master card etc. it s been 1,5 since i left usa but i couldnt come back again so i have to stay in my country,my question is what is the progress about them taking this money back from me?or can they?

2007-11-23 17:54:48 · 8 answers · asked by Anonymous

I have a IOU of 30K with Ms N from a legal firm, repayment of $300 for about 6years. 2 years has passed. I am very mental stress. I want to ask if there is any loophole which i can counterclaim her for any ways or get a lawyer to fight this case. If i don't pay...where will i end up? jail? small case? what is the worst that can happen under singapore law.

2007-11-23 17:10:13 · 3 answers · asked by Anonymous

okay i have several payday loans out and i wrote a couple of bad checks which ended up in telecheck and now theyre demanding money but i dont have a job or anything right now what does telecheck do????

2007-11-23 14:23:09 · 6 answers · asked by Anonymous

My mom is on my bank account and apprently she had a levy put on her account and they took money from my account. If I take her off my account will this stop the levy from taking money from my account?

2007-11-23 12:16:09 · 4 answers · asked by kswoo2 1

I dont have the best credit and I am trying to apply for a vehicle loan, I heard that there are companies that assist solely in helping people with bad credit find loans. I am not looking for a loan company, just a company to help me find someone to give me a loan, does anyone know a company like this?

2007-11-23 11:57:03 · 9 answers · asked by Anonymous

How do i know if I was enrolled in the 30day free trial subscription? Do they automatically enroll you in that when you check your credit score?

2007-11-23 11:07:09 · 9 answers · asked by BlackThought 3

Now that I'm verified on paypal does that mean that I can now buy something without the money being in the account?If not then how can I purchase something with paypal without having money in the account?

2007-11-23 11:03:36 · 3 answers · asked by Anonymous

I currently owe a collection agency 87.00. Earlier last year I decided to fix up my credit and pay everything off. I contacted this Agency over a dozen times and no one could seem to locate my acct. They gave me several attorneys numbers, but they also couldn't find it. And all of a sudden it started updating negatively on my credit report. Last month I called again and she then gave me another number to an attorneys office. He told me that he has had my acct since Sept of this year and that I had to pay almost 300.00 or he would sue me. He was so rude and arrogant I had to eventually hang up the phone on him. They kept passing my acct around from person to person when I am the one that contacted them to settle the matter. I don't think that I should have to pay extra because I was actively trying to locate the acct before it got this far. What should I do?

2007-11-23 09:24:48 · 3 answers · asked by michelle 2

i just got the last warning to pay my bank of an overdraft balance on my card.
theyre telling me that if i dont pay immediately theyre gonna list me on a credit report company or something...
what happens next?
on those credit report companies?
what do they do?
what will happen to my credit?

2007-11-23 09:22:32 · 2 answers · asked by Anonymous

If a charge is sent to a collection agency what happens if you dont pay it?

2007-11-23 09:01:53 · 14 answers · asked by Sierra 1

I have a credit card that has been closed because of me not paying. IT HAS NOT BEEN SENT TO A COLLETIONS AGENCY. They gave me a payment plan to pay off the balance of $1122. I am paying about $60 a month, which is more then the minimum.


Could I request to use this card again? Or if they could open it since I am paying the entire balance and finance charges?!

2007-11-23 07:24:39 · 8 answers · asked by ♥ Loving My Babyboy ;) ♥ 3

I just received my first credit card (my sister applied it for me). Can anyone tell me what are the steps when we shop using it? Please teach me how to use it to shop??please..please..thank you.

2007-11-22 20:02:35 · 7 answers · asked by mhasib07 1

2007-11-22 18:01:40 · 9 answers · asked by Anonymous

I am so mad. Looking at my credit card statement I noticed a $29 late fee. I pay my credit cards online and noticed I made a payment on Oct. 3rd. Oops, it was paid 2 days too early and the billing cycle ends on the 5th so I in fact made 2 payments for Sept. Arrrrg. Has this happened to you? Think I can get the charge reversed? I'll call them tomorrow but I want your opinion. Thanks

2007-11-22 17:32:57 · 8 answers · asked by SonoranAngel 6

People say report her but she is my mother and i think im just gonna file bankrupcy im looking for someone who has filed and what life was like after wards i hope that is enough info thanks

2007-11-22 15:40:55 · 19 answers · asked by Anonymous

2007-11-22 09:51:01 · 6 answers · asked by njfinancialadvisor 1

When I was about 19 I had got a Target's card to help my mom out she lost her job and never paid the bill. I am now 24 and there was a writ of execution put on my bank account. However, I was suposed to be served by a sheriff but I was not and knew nothing about about the court date until they took all my money. Is there anything I can do and don't I deserve due process or something????

2007-11-22 07:48:16 · 7 answers · asked by heavenlea_7 3

Im a college student and have been unable to pay off my credit card for the past three months due to no source of income. I am paying it off finally in full now. Is this bad that i waited so long? How greatly will my credit score be affected?

2007-11-22 07:30:10 · 5 answers · asked by Jack 1

Which ones are owned by Arab countries?

2007-11-22 07:24:27 · 2 answers · asked by hannah751946 1

Hi, on the 20th of this month i made transactions in three shops and the money was taken out of my account on that day, there was definately sufficient funds in there for the transactions, then I had my wages payed in my account today and I have been charged again today for those 3 transactions..... So I have payed double.....

What should I do and has this ever happened to anyone else?

Tryed to rush to the bank in time today but didnt make it.

2007-11-22 07:14:31 · 0 answers · asked by Proud Mumma Lola 2