I just received my first credit card (my sister applied it for me). Can anyone tell me what are the steps when we shop using it? Please teach me how to use it to shop??please..please..thank you.
2007-11-22 20:02:35 · 7 answers · asked by mhasib07 1 in Business & Finance ➔ Credit
First you have to call the Credit Card Company and make sure the card is activated. Then you can go out and use, some stores my ask for ID to be sure that it's you using your card. Also, you should sign the back, some stores will not accept the card if the back is not signed.
If you want to shop online, you put in shipping address and then your credit card number, sometimes it'll ask for the CVC, and what that is, it's the last 3 numbers on the back of your card next to where you sign. The first 4 numbers will be the last 4 digits of your credit card number. Hope that helps!
2007-11-22 20:09:26 · answer #1 · answered by Anonymous · 0⤊ 0⤋
You don't need to know anything to pay by credit card. The clerk is well trained in how to get your money. Just hand him/her the card...
The bigger question is whether or not you have any self control? Credit cards are fine if you pay them off at the end of each month, but if you carry a balance, you are a slave to your credit card company and interest payments will suck the financial lifeblood right out of you.
Best rule of life: Only finance things that are likely to go up in value, like a house. Pay cash for the rest! Don't discount this advice because it's free. Follow it and you will likely retire comfortably and have something to pass on to your children.
2007-11-22 20:34:50 · answer #2 · answered by Pragmatism Please 7 · 2⤊ 0⤋
1st thing u should quickly sign your name at the back of the card. When purchasing any item the cashier will justify your signature against the signature you sign on your credit card.
Whatever you intend to buy just flash your card to the cashier, you are just using it as same as you pay cash, just that all the charges will be debit to you at the end of the month so use your money wisely and don't overdraft.
Happy Shopping...
2007-11-22 20:17:09 · answer #3 · answered by †ѕαи∂y† 2 · 0⤊ 0⤋
Just present you card. Make sure its something accepted in the establishment. Normally VISA, Mastercard, JBC or American Express Accepted here is displayed. Make sure you have signed the back of the card and don't give that last 3 digits at the back of your card to anyone.
2007-11-22 20:12:19 · answer #4 · answered by janey_bei 4 · 0⤊ 0⤋
Don't buy junk you don't need and try to saty atleast at half your limit to promote good credit and pay on time every month.
2007-11-22 20:10:48 · answer #5 · answered by Anonymous · 0⤊ 0⤋
its easy. find what you want, and give it at the register.
just make sure that you are able to pay for what you are getting. And be smart! Small things add up quickly.Debt is no fun, and it will haunt you for the rest of your life.
2007-11-22 20:06:30 · answer #6 · answered by t_desens 2 · 0⤊ 0⤋
Welcome to te family of DEBTNESS xD
2007-11-22 20:15:26 · answer #7 · answered by Jamie F 3 · 0⤊ 0⤋