Credit - November 2007

I had a debt collector call me a couple of days ago about a credit card debt I had in college, that was 9 yars ago. I know i made a mistake by not paying and now they keep calling me. I asked them to stop but they dont, what do I do. the debt was for less then $1,000

2007-11-20 16:04:04 · 8 answers · asked by oldskool 2

2007-11-20 13:54:56 · 11 answers · asked by Anonymous

If i broke a house lease (owner uses real estate agency), will that be reported to credit agencies and show up on my credit report?

2007-11-20 13:51:57 · 9 answers · asked by MA 2

After you have filled out all the info, and got accepted?

2007-11-20 13:21:22 · 13 answers · asked by Baby is finally here!! 5

My friend and I were discussing this the other day and I realized I had no idea.

2007-11-20 12:50:42 · 12 answers · asked by Julie 3

Of this larger amount check. and never actually pay the larger check - just use its amount to "bunce" the amounts of the smaller checks??

Some of the smaller checks pre-dated the larger one by five days!

2007-11-20 10:20:56 · 3 answers · asked by Carol D 1

using my credit card, if i spend $2000 worth , i get $20 back, is that considered a good bonus? what are the typical bonuses for credit card the ones without any anual fees

2007-11-20 09:41:44 · 13 answers · asked by Frosty Z 1

We have a high balance on some high interest rate credit cards. We own our home...I am wondering if there is any tips or info on refinancing and including our credit card debt into the refinance or debt consolidation. I don't know much about it. How much is normal to be charged for these things? What is a good trustworhy business to go through? What are my options? Am I just going to get myself into deeper debt?

2007-11-20 09:30:06 · 8 answers · asked by ME 3

Thanks...

2007-11-20 09:24:58 · 4 answers · asked by Anonymous

2007-11-20 09:24:13 · 5 answers · asked by Anonymous

ok long time since i went to school,

how do i add this on the a item i bought off ebay please

2007-11-20 09:03:11 · 4 answers · asked by Anonymous

some place called cash1 and it says that since you're a first time customer your first loan is free.

2007-11-20 05:07:30 · 4 answers · asked by Anonymous

i have to make a payment on my credit card...i was wondering if simp1y making the minimum payment on my card wou1d harm my credit score...if so how 1ong do I have to keep making min. payments before it does start serious1y effecting my credit score?

a1so i am an 18 year o1d and this is my first credit card...if that make sa difference....p1ease inc1ude any information that you have on the subject...thank you very much

brad

2007-11-20 04:31:21 · 6 answers · asked by in4parbrad 2

2007-11-20 03:01:05 · 20 answers · asked by ccc 1

2007-11-20 01:58:14 · 7 answers · asked by Mindy H 2

I have been rebuilding my credit since June. I was in the 400's. I am proud to say that I now have a 660. I know this isn't great, but I am still working hard to keep it up. I have paid off everything on my credit except for my car, and I disputed two things on my credit with all credit bureaus b/c of fraud. (family member) Anyway, my husband and I were applying for a construction loan through Home America Mortgage (not the one going bankrupt), and they use CBC Innovis as the company doing their credit reports. Anyway, we were approved but the LO said that on my credit report it came up as Multiple Disputes On File and that until it was removed, there was nothing they could do. I don't know what report they look at and if they see something totally different than what I see. All disputes were resolved with each bureau and I called and was told that the disputes were closed.Does anyone know how I can get this removed? I really want to be on the loan b/c I have worked so hard. Help!

2007-11-19 23:49:34 · 2 answers · asked by Anonymous

i recently received a citation from a collection agency stating that i owed $3,128 to them. they've enlisted an attorney in delaware, while they (collection agency) are in dallas county (tx) and i'm in collin county (tx).
i plan to go in to court and sign a written disagreement with this citation. (either you say you agree or disagree that you owe to the plaintiff)

am i making the right decision?

(this debt began in 1999, the last charge on the card was in 1999
it has not been 6 years since last payment was rendered on the account and sent to collection agency)

2007-11-19 19:00:22 · 3 answers · asked by goodnewz24 1

2007-11-19 18:08:40 · 2 answers · asked by Cervelan 1

My mom and dad been divorced for over seven years but gets calls every night from these creditors. The creditors seem to not believe he doesn't live there, thinking her husband to be the one they are looking for. My mom sent cease & desist letters but they are calling again; she thinks the debt was simply sold. She cannot keep paying $$$ to send registered mail to these creditors when they can simply keep selling the debts. I'm also not in contact with my dad though he's asked for money in the past, so no help there.

2007-11-19 17:06:19 · 4 answers · asked by Anonymous

I have been asked to pay to host a website and that company is asking me to pay through credit card.is that safe. The website address is as follows. "https://secure.ipower.com/register/registration.bml?masters=616&Origin=1033".
I have only debit card can we use it to pay. or i have to use my friend's credit card by paying him.

2007-11-19 16:45:45 · 7 answers · asked by karthik k 1

I have 2 questions , if I have some charge off accounts in texas and I move to oklahoma , can they start garnishing my wages? Also what happens to the charge off accounts after 7 years that have not ben paid ? Do they fall off the credit report ?

2007-11-19 16:17:24 · 4 answers · asked by Anonymous

please help me..
i was so stupid
i found a credit card and used it
small amount..
i know it's still really bad
please
help me
what do i do

i already cancelled the card for the ownerrr
and i wanna contact the owner so i put up flyers looking for the owner

what else can i do to find the owner?
please help me...
please..

2007-11-19 15:56:00 · 25 answers · asked by damn 1

My boyfriend is 20 and has never even had a bank account. He makes okay money, but he cashes it every week. I am 19 and I've had a bank account since I was 14. I went to college for a year, and then decided to leave, so now I've got a bunch of open loans and only about a year of credit history. We REALLY need a loan so that we can get a car. Do we have a chance? How do we go about this? I know there are a lot of seedy places, but are there some reputable ones? Will a bank help us out?

2007-11-19 15:38:39 · 10 answers · asked by Anonymous

My credit is not great because I just left school, so I have a lot of open loans. I really need to get a car. I have a perfect driving record and a steady job, and I can afford monthly payments. Is there any chance that I could find a place to help me get a car? I live in Maine, so bonus points if you know a place in Maine...

2007-11-19 15:17:28 · 12 answers · asked by Anonymous

hey guys, if anyone knows about financing please i need your help. My sister is trying to get a car, a 3-series sedan and the vehicle costs about 23,000. The guy at the used car dealership said that with a co-signer, who she has, my dad. My dad has about 780+ credit score and he wants to put $5,000 down. The guy said with a 72 month payment plan it will be 12% interest rate. Doesnt that sound alittle too high? even with my dad co-signing for her. btw were in CA if that helps.

2007-11-19 14:46:11 · 6 answers · asked by ChildofBodom27 1

Im guessing that it wouldn't matter because if you die, they get nothing.

2007-11-19 12:27:31 · 10 answers · asked by Anonymous

i have a det that i encoured about 7 yerars ago is there a point where where it will drop off a credit record?

2007-11-19 12:15:29 · 4 answers · asked by john M 3

he already cut up the credit card cuz he got all scared
what should he do ?
he used it once but cut the card up
he only used it on a porn website

is there a way to cancel the payment?

2007-11-19 11:57:02 · 8 answers · asked by damn 1

its a capitol one card

2007-11-19 11:55:04 · 6 answers · asked by sum_chick 1

Are there car dealers in the California Bay Area that will lease cars to expats new to the USA, under some kind of expat leasing program?

2007-11-19 11:36:51 · 2 answers · asked by Tom V 1