Credit - November 2007

BUT I'm a victim of indentity theft right now. Will a fraud alert prevent them from doing it again, OR do I HAVE to put a credit freeze on my accounts?

2007-11-16 07:21:47 · 4 answers · asked by LetLoveIn 2

I lived in an apartment in Michigan, and relocated to Ilinois. I gave the proper notice, and did everything I was suppose to before leaving. After living in Ilinois for a couple of months, I received a letter from my landlord stating that they have set a court date regarding my eviction. I did not receive this notice of a court date, and they claim I did not show up. They also told me that in order for them not to report it to the credit bureau which would ruin my credit I would have to pay them $4,000. I would like to buy a house in a year, and this would make it almost impossible if an eviction shows up on my credit history. I did nothing wrong, but they think they can get away with this, and I'll pay up. I'm a single parent just getting by, and I can NOT afford a lawyer and all the costs related to this. What can I do to get free from this situation? I'm worried sick...Please Help, thank you...

2007-11-16 06:20:44 · 7 answers · asked by Anonymous

They called my mother this morning and told her that my brother owed them money and that if she didn't pay them by noon that they would bring him to court. They squeezed $10,000 out of her and I am livid. She paid them with a credit card. Can't she stop this payment? It is not even her debt! HELP!!!

2007-11-16 05:08:45 · 5 answers · asked by thatgirl90 2

Every so often I transfer my balances to new cards with 0% apr on them, but I just dont know if it will hurt my credit to have a bunch of credit cards in my name even if they all have no balances. Any info is appreciated!

2007-11-16 03:50:02 · 15 answers · asked by Anonymous

My company asked if I could buy an item and put it on my car, and be reiumbursed in a couple of weeks.

Will interest affect this purchase?

Thanks

2007-11-16 02:51:56 · 12 answers · asked by Kizzeith 1

But when I order my report from Equifax, it only shows that I have ONE SS #. As a result of Equifax reporting 2 different SS#'s with my name, I am being declined in opening a bank account.

1. How can I get this resolved so Equifax only reports I have 1 SS#? I wrote to them but they only sent me a form letter, without addressing my concern
2. Do I have a case against Equifax for continuing to report that I have 2 SS#s associated with my name, after I contacted them with my correct single SS #?

2007-11-15 22:48:51 · 3 answers · asked by orange juice 1

2007-11-15 22:19:48 · 1 answers · asked by st. paul 1

I have a visa card but i have no certain address (www,,,,,,.com) to check my account balance and transaction, who can show my a formal gatway to check my account?
thanks lot

2007-11-15 19:10:42 · 5 answers · asked by mr_allaf 1

I was trying to get a credit card for the holiday spending(not that i really need it). But i was not approved by 2 different ones and was wondering if there is any trick to do that or if my mom cosigns would that help. But if she does that would still technically be in my name right so it help or hurts my credit not hers. Also when i check my credit report it wasnt able to why is that???

2007-11-15 16:24:14 · 4 answers · asked by Yousuf 1

Like if you sell on ebay can they put money on that card ?

2007-11-15 16:02:32 · 2 answers · asked by Artur 3

We don't agree with a medical clinic's bill (it was for some heart tests), and they refuse to adjust it. What happens if we don't pay it?

2007-11-15 15:15:19 · 25 answers · asked by shawn5552002 1

2007-11-15 15:07:32 · 5 answers · asked by OOOOOOOOO 1

2007-11-15 14:57:20 · 3 answers · asked by phoenyx 1

I have a lawsuit against me for a vehicle I gave back two years ago. They are now comming after me and said they are getting ready to file a judgement and garnish my wages. I don't have the money to pay a attorney or them. I am a single mom of 3 special needs kids. I don't have friends or family to help me I an't got nuthin!! If they garnish my wages I will either be evicted from my house or I will not be able to feed my kids. I have told the creditors that and when I talked to them the guy looked up my credit and said oh u are dealing with other stuff "duh" I got alot going on and I don't need this on top of it. I don't know what to do or where to turn. Does anyone have any advise on what I can do?? why after 2 years they are comming after me now?? when can the wage garnishment start? will they take my taxes too? and freeze my bank account even if money an't in it?

2007-11-15 14:24:42 · 8 answers · asked by Anonymous

i know that it's bad to have debt and stuff, but how bad a thing is it to have like $6,000 charged on credit cards (that is the total after you add the balances on my two cards)? even if i'll be able to have them paid off completely in a period of about 6 months....???

2007-11-15 14:08:39 · 4 answers · asked by Anonymous

The punk at my local market rounding up my transactions by adding a bogus tip amount to my credit card transactions. Smells like fraud, what can I do to prove and stop this?! thanks

2007-11-15 13:25:52 · 6 answers · asked by Anonymous

what credit card visa company doesn't need all that information such as prof of my address?

2007-11-15 13:06:54 · 6 answers · asked by Anonymous

I co signed my name to a car with my dad just wanted to know since i am married will it affect my husbands credit if my dad doesn't pay on time.

2007-11-15 07:54:15 · 8 answers · asked by Anonymous

2007-11-15 07:49:15 · 10 answers · asked by gerry perz. 2

I want to seriously start fixing my credit. However I have 3 'charge offs' on my credit history since 2001. Do you recommend me holding off until they get erased next year (7th year) and...Would they really get erased???? please help!!!

2007-11-15 07:06:41 · 7 answers · asked by magical 2

Looking at my credit scores they vary from company to company so I wondered if creditors look at a certain companies score more than the others because it is considered more relible.

2007-11-15 06:40:45 · 6 answers · asked by parkdad73 1

2007-11-15 05:23:02 · 12 answers · asked by Anonymous

My credit is filled with hospital bills and student loans. I know if I start this business after the first year I will be able to take care of all that.

2007-11-15 03:21:44 · 4 answers · asked by theboyslover 1

Ok, my credit card payments are due on the 25th of each month. Now i wanted to know at what date before the 25th if i where to buy somthing, it would not show up as being late. Say i buy somthing before the 25th, they WILL NOT add the payment to be due for that perchase on the 25 of this month but next month. What im asking is how many days before the payment is due will they charge me a purchas for next month but not this month.

And another question, how bad is it to be late on a credit card for about 2 weeks on say about $150 dollars?

2007-11-15 01:41:34 · 1 answers · asked by Slapjack 3

2007-11-15 00:03:35 · 7 answers · asked by Anonymous

Seems like it varies from station to station. One my wife goes to takes 50.00 out , plus the amount of gas you get. Then , usually in one to two days, the 50.00 is back in the account.
One station, that we won't use again, held 50.00 for seven days!
What gives?
With modern technology, they should get authorization imediatly. And not hold your money.

2007-11-14 23:46:05 · 5 answers · asked by Colt 4

Tonight I have read some facts regarding Westcore Credit and their loan.I have been approved for a personal loan for $5000 and then they asked me to send them $500 as security deposit and unfortunately I did send money by wire transfer like 10 days ago.Since then ,I have not received my funds.I got very nervous and suspicious about it.I have called them many times and I have just been able to speak to Martin Sullivan.I could not even reach their customer service although I called them thousand times.I think , I am ripped off already and I am one of the victims in spite of the fact that they said they will transfer my funds into my account this Saturday.Now , I am just going to seek some legal advice...

2007-11-14 18:27:00 · 1 answers · asked by alissword 1

I bought a car this tuesday, yesterday 11/13/07. I had no money down and my trade a 2003 Audi A4. They gave me a trade of $10500 for it and after everything was said and done the total price was $27581.85. I bought the car traded in the old audi car to the dealership, went through finance and signed all the paper work, took delivery on the car, and I had my 3rd party bank wire transfer the car company the full $27581.85. So now I make payments direct to my bank. The problem I am having here is I get a call today and after re reviewing my trade the 2003 audi a4 they only want to give me $7000 for it. That would actually bring the whole thing up to $30000+ making my payments go up. My question is this even legal since the deal was already made I took delivery, signed all the papers and my bank even paid the dealership? I love the car but they are saying this deal may end up falling through can they even legally do that since the dealership is paid off already through my bank?

2007-11-14 17:52:19 · 7 answers · asked by Anonymous

Do lenders and credit companies consider owning a mobile home as owning your own home if it's not on a plot of land you own? Would that be considered renting instead of owning if you live in a trailer park? Thank you.

2007-11-14 17:36:52 · 2 answers · asked by Anonymous

I need help to pay all my depts and I've got bad credit. I've tried to get loans to pay them but no one is willing to help. I don't have any assets which makes it worse. I do have a car on HP and am working but the repo man came to my job today to take it but i managed to arrange a payment plan but that leaves me and my kids with nothing till next month :-( Can anyone refer me to someone who will help my consolidate all my bills with my credit rating? I have a good job but get paid monthly which makes this harder.

2007-11-14 16:58:58 · 4 answers · asked by Marnis 1