Credit - October 2007

2007-10-15 03:29:52 · 5 answers · asked by chonchies 2

they called me and said i was approved for a 5000 dollar loan and that i need to send them the money up front as colatoral i did it because i thought that i was necessary due to my credit well they kept asking me for more money so i asked to cancel the application and for them to send me my money back they have not sent it they had a 18669176640 phone number and her name was lisa brown

2007-10-15 03:10:27 · 7 answers · asked by lady j 1

Hey people,

Just wondering how complicating will it be using the letter of credit (LC) actually? I am thinking of settling my payment with this China company using letter of credit and this is my first time dealing with letter of credit. All I know by using letter of credit is when I have receive my goods only will the supplier receive the payment. So, there will not be a risk that the supplier not delivering my goods after they received my payment. Any advice will be great. Thanks a lot people!

2007-10-15 03:09:43 · 3 answers · asked by Bobby L 1

I got a money order 2 weeks ago to make a payment for my car and just now received a letter saying that they didn't get the payment. I lost the receipt stub but know the actual time, date, amount. Would that help in getting my money back from where I bought the money order? Or is there anything I can do? Thanks

2007-10-14 19:29:34 · 3 answers · asked by Ratchet 2

ok so my bloody political science professor signed the class up for a magazine subscription even though i told him i wasn't interested. this was last semester. so NOW that i haven't made any payments on the bloody thing, they're threatening to ruin my credit, which is barely established, mind you. is this possible??? how can this man do this to me, ruin my credit for a bloody subscription to a magazine we haven't even gone over in the course!!!! if i pay it now will it be too late? will my credit be destroyed forever? how can he sign me up without my permission??

2007-10-14 18:01:11 · 6 answers · asked by Nico 5

does that mean i only need to pay the minimum balance due? and i won't be charged any interest?

cuz that would be awesome.

2007-10-14 17:12:46 · 8 answers · asked by 2nd Commander 1

Last week my wife lost our debt card while shopping at the mall. Several hours later when at home she finally realized the card was lost.
After calling our bank to report the card lost, we learned that $170.00 has been falsely charged in a mall store within the time frame my wife was shopping. This really pissed me off beyond talking about. I don't know who did the charging, but boy would I like to offer them a piece of my courage if I ever find out who's responsible.

Don't stores check signatures for matches, or even notice if perhaps a male was using a debt card with a females name typed on it ?

Other than paying a "lost card fee" to my bank for $50.00 can anything else be done to find the thief, or am I just plain screwed.

Knowing who would do such a thing to me would be really satisfing or should I just eat crow and consider it a learning experience?

2007-10-14 13:36:45 · 5 answers · asked by Night Owl 3

Hi,

I just recieved payment for an item I sold and I want to cash it at a check cashing place since there is a hold on my bank account.

I understand they take fees, but what will they ask for when I go to cash it, the check is for $3,000ish. I hate giving out my personal information to these places or anyone for that matter, do they use my drivers license info for anything? would false identification work? any help here is appreciated with regards to cashing my check and what is required.....

2007-10-14 13:25:40 · 3 answers · asked by JosephG 1

I was thinking about loan money for a personal reason from Bank of America so i want to know if this rate 8.99% is too high or not...i just want to know before i do the application.

2007-10-14 12:48:46 · 7 answers · asked by Anonymous

What are monthly and annual fee? Do I have to pay those amounts every month and year despite paying my credit card transactions on time?

My sister wants me to apply to old navy credit card so she can get 10% off. She says I can cancel the credit card afterward, but wouldn't that be bad for me?

2007-10-14 10:29:06 · 11 answers · asked by Nhat t 1

i need a personal loan for my wedding bc i have to pay for it myself. if i even get a loan that is. w/o credit or little credit even places for bad or little credit wont give me a loan

2007-10-14 10:17:50 · 3 answers · asked by linseynicoleharmon 1

I have three payday loans, an emergency happened and I needed cash quickly. So now that little loan turned into three. I've been paying interests on all three loans, but I can't afford to do this any longer. I know was dumb for dealing with these people in these the first place. I want to know if they can take legal action against me, If I stopped paying them. I will eventually pay them back(via collections)

2007-10-14 10:03:43 · 4 answers · asked by Idunno 2

I have heard that the Tennessee law just allows 2 or a total of $ 500. I have several more than that. Wouldn't that be against the law on their part. They didn't look me up when I took them out.

2007-10-14 09:45:29 · 3 answers · asked by Anonymous

2007-10-14 07:13:30 · 7 answers · asked by freemontanakelly 1

the other bank to collect fund? How long does it take to know that the check wont come back NSF? Does anyone know?

2007-10-14 06:52:43 · 2 answers · asked by lulu 2

A. 15%
B. 14.5%
C. 16%
D. 15.5%

2007-10-14 05:58:39 · 3 answers · asked by lisa S 1

2007-10-14 04:21:14 · 10 answers · asked by rebecca714me 1

Sincere,honest unbiased answer please!

2007-10-14 02:32:54 · 4 answers · asked by richy 1

2007-10-14 00:16:55 · 10 answers · asked by peter h 1

I'm thinking that as soon as I divorce her, she has to take on 50% of all assets OR debts, right?

Man, I'm broke....

I think its a great way to half my bills, right?

Do you see any legal trouble in this plan?

2007-10-13 23:46:06 · 10 answers · asked by Anyone Know? 2

will it hurt my credit score?

2007-10-13 19:19:15 · 7 answers · asked by KOKO 2

I was using 'YY' phone service and did call forwarding on my cell as my family was away & when they returned I disabled call forwarding but all calls continued to come on cell only. I waited for 3 weeks (called YY 10-15 times) to get this issue resolved before cancelling my contract with them & switched to a new one. Then I emailed their billing dept. & asked them not to charge my card for any payment from now on & mail/email me bill if any.

Now, they have charged my credit card for around $256.00 in two tranactions as Cancellation/commitment charges and equipment charges. They should not have charged me for cancellation/commitment as it was their fault & that only forced me to cancel my service. Secondly when I have said not to charge my credit card they should not have done that.

Do I have right to sue this company for charging my credit card when I asked them not to do so & that too for the cancellation that was because of their non-resolution of my issue.

2007-10-13 19:09:31 · 5 answers · asked by LetsDoIt! 1

I have 4 credit cards and I'm looking to put extra money on them. Here they are in order of when I received them uncluding aprox interest and aprox balance:

1. Bank of America- 10% aprox interest, $1,950 aprox balance
2. Capital One- 20% aprox interest, $430 aprox balance
3. Gap- 30% aprox interest, $370 aprox balance
4. American Eagle- almost paid off, only 2 months old

Cards 1 and 2 are a year and a half old, Gap is almost a year, and American Eagle is 2 months but I've only used it when I had the money to pay it off ($15 left)

I'll have about $500 to put on my cards, the first 3 are almost maxed out and I'm not worried about American Eagle because it'll be paid off this week.

Should I pay off one card completely and not use it (unless I have cash) OR should I put like $175 on each of the first 3 to get them away from the limits? I'm trying hard to improve my credit score and my spending habits are under control.

Thanks!

2007-10-13 16:38:08 · 4 answers · asked by sara 2

So I was watching the movie "Pretty Woman" and I'm wondering how Julia managed to use his credit card and go shopping. I mean , don't you have to be an authorized user on the persons account for them to even accept someone else's credit card. What if he were to deny the transactions; wouldn't she have gotten in big trouble?

2007-10-13 13:23:53 · 5 answers · asked by Anonymous

2007-10-13 13:09:24 · 6 answers · asked by spandawg 2

With the Primary willing to do so?
if not can u change a co-signer?

2007-10-13 13:06:56 · 4 answers · asked by ?? ?? 4

2007-10-13 12:54:11 · 7 answers · asked by Confused1 1

I was lied to and insulted by a capital one fraud supervisor, and lied to by a Capital One executive(i believe they're related). I have evidence but need to get in contact with somebody even higher than these two idiots. Is there any contact info for the Legal Department(phone, fax, add, email etc)? And/or contact info for a reasonable executive?

Thanks

2007-10-13 12:50:37 · 4 answers · asked by lad t 2

Is there any Fees that AOL charges for calling there 1-800 numbers? I read online that there could be some but that is only for there internet service, I want to know about calling to cancel an account or find out about my account.

I will pick best answer.

2007-10-13 12:40:33 · 5 answers · asked by Anonymous

What is the lowest credit score a credit card company would accept, and give you a credit card? I'm looking to rebuild my credit. I paid off my current debt, and only have my car loan open. I'm looking to start over, and rebuild myself back up, but not sure if i apply to some CC places that, that might bring my score down even more. My current score is 523. Or what i got from one of those free report things. And if i go that route what are some kind of cards i should look into, and what i should watch out for. And please don't say secured because i don't have any money to put down on one of those. Not even sure how they work.

2007-10-13 12:03:09 · 6 answers · asked by hollyberries 3