Credit - October 2007

I've tried alot of these speedy loans and bad credit loans and citibank and am coming up with nothing. I don't want to have to pay for anymore loanfinders and I've even ran into a scam or two. Somebody please give me some advice. And no payday loans either! Please!

2007-10-01 11:49:45 · 7 answers · asked by tropicjones 1

I have debts that were charged off with an open date of 8/2000. These should be off my credit report now shouldn't they? Also, why is it when an account gets sold to a new collection agency it shows up as a new item on my report with a new open date, when the original debt is over 7 years old now?

2007-10-01 11:33:40 · 4 answers · asked by operaphantom2003 4

Okay im 18 years old.. Later this month will be my 1 year with my licence.. i dont have a credit card yet so i dont think i have any credit line.. I wanted to look into buying a 03-04 honda i wanna spend about 12,000.. my question is how do i go about doing that, i know i might need a co signer but what if i cant get one.. is my payment going to have a way higher interest rate.. is it stupid to try to do it without a co signer? I need all the information i can get because im tired of my hoopty lol.. Will they let me trade my car in for a downpayment.. its worth at least 500.. SOMEONE HELP ME PLEASE!! oh i also make 11dollars an hour with a full time job.. i make about 1400 a month after taxes and i dont have any bills except for my current insurance.. if i show them i can make the payments does that look better for me?

Thanks in advance..
;]

2007-10-01 11:32:12 · 2 answers · asked by Anonymous

I just got a phone call from Bill Stewart with Graham Noble and Associates and he claimed that I was being sued for over $9,000 , what he claimed was three times the amount they bought the account for. The thing is, that he claimed i lived and opened the account in Texas and was very rude. Essentially, i am judgement proof and what I don't get, is all my closed and collection accounts are all at the end of their seven years. I had someone two years ago try to sue me and they were told is was past the limitations to do so. I checked my credit report again and the accounts have been sold again and began over again with time. I didn't think they could do that. I have heard some pretty shady things about this company and all he tried to do was to get me to admit that it was my debt and I was going to pay--neither of which I said because he kept saying that it was being recorded and he was going to sue. Have you had any dealings with them? Everything is over 7 years old now.

2007-10-01 11:19:38 · 6 answers · asked by operaphantom2003 4

Can I get a bad credit personal loan from any loan companies other than payday loans.

2007-10-01 10:46:06 · 0 answers · asked by Cedric C 1

pleas answer asap

you can answer on here or at dustinsgirlfashow@yahoo.com

2007-10-01 10:29:11 · 4 answers · asked by dustinsgirlfashow 1

2007-10-01 10:02:17 · 1 answers · asked by Anonymous

they were all place in bankruptcy prior to the collection maybe the creditor did not receive notice????not sure but I cant seem to work them out of the report

2007-10-01 10:00:52 · 4 answers · asked by CARLA F 1

i am ready to throw in the towel! Can some one who gets this stuff help me??? please??-2 part question

1) wallace and sarah decided to purchase furniture for thier new home. they have two payment options. the 1st option is to pay cash-$4200. The 2nd option is to finance the furniture with a 2-yr installment loan. the loan requires a 12% down payment and 24 equal monthly payments of $195. accoring to this information what would be the finance charge on the loan?

2) what is the total deferred payment price of the furniture?

2007-10-01 09:34:57 · 3 answers · asked by girasol2525 2

Capitol One was suppossed to cancel my account, I paid it off then called again to cancel my account. A few days later they added a charge for Credit Inform! I called Capitol One and they told me that I had to cancel my account with Credit Inform too! Credit inform says that it is in Capitol Ones' hands. How do I cancel my account and get this fee for $5.99 waived?

2007-10-01 08:53:49 · 7 answers · asked by Nunyabusiness 4

THAT BELONGS TO HIS FATHER!! unfortunately, his parents named him after his father, but with a different middle name.. but it's so hard now because almost all of his father's bad credit ends up on my fiance's credit report!! and we have worked so dang hard to get him good credit!!

well this time, it's a civil judgement from some jewelry store that they got a couple thousand dollars in jewelry and then hocked it all for cash.. anyway now the civil judgement is on my fiance's credit report.. i already did a dispute online with experian.. what else do i need to do?? i have dealt with cable companies, cell phone companies, etc. before for him, but i've never had to deal with a civil judgement.. what's the process for getting this removed?? and how can we further prevent his dad's crap from going on his credit?? it's really frustrating because he can't get a job or credit anywhere...

thanks everyone!!

2007-10-01 08:50:50 · 2 answers · asked by idgaf 5

2007-10-01 08:08:47 · 14 answers · asked by david s 2

my wallet was stolen. my credit cards were in there, including my social security card. I cancel my BOA credit card that i have for 3 years. now im worrying about my credit score.

2007-10-01 07:23:53 · 3 answers · asked by mushu003 1

2007-10-01 06:38:05 · 12 answers · asked by Kim C 3

I noticed that after the Fed lowered their interest rates a few weeks ago mortgage rates actually went up slightly. What happened?

2007-10-01 06:18:51 · 7 answers · asked by uncle J 4

Hi experts.

Unfortunately I just found out that I had a very small obscure student loan that went into repayment last month and I missed the bill. I switched addresses and somehow forgot to have them forward that loan to my new address :( So I checked my credit report and it's there reported as an adverse account and it says TransUnion says it will not be taken off until 06/2014.

However it seems like I've heard of other people getting these things removed from their report after they pay the amount overdue. Is this something I'm just imagining or can I really pay the amount due and then have the error removed from my credit report?

Thanks so much for your help

2007-10-01 05:40:43 · 7 answers · asked by Curt F 1

2007-10-01 05:25:48 · 3 answers · asked by Anonymous

Hi, I have just applied to the council my interest in running a local shop, I passed the credit check okay, but now I need a reference from my bank. Can anyone please tell me what this is and what sort of information the bank gives out about you? Thanks.

2007-10-01 05:06:41 · 4 answers · asked by katyelizabeth1983 3

I replied to a pop up: 06/05/07..You have won a free vacation good for 1 year from Summer Bay Resorts. at 888-782-9847 FL . Since our group of Landsailers sail 2x per year at Ivanpah Lake, Primm in NV and stay at their resort the idea sounded good. The sales rep requested my credit card information. I did not realize immediately that $498.00US was debited out of my credit account without my authorization.
I was supposed to get : 3 days with 2 FREE Nights on arrival with a presentation..Then, IF INTERESTED pay . I specified that our group comes to Las Vegas for the purpose of teaching persons with disabilities the art of Landsailing during the months of Spring and Fall, we are MAALSF -MID AMERICAN ADAPTIVE LANDSAILING FOUNDATION. NON PROFIT. Also, needing accomodation for November, 7/07 (our group) flight and hotel reservations are now reserved for elsewhere. There is no communication from Summer Bay for a refund. I did not authorize any debit on 06/05/07. I sent correspond

2007-10-01 03:45:59 · 10 answers · asked by sammie 1

Most of my friends charge up their Visa and Mastercard to the limit each and every month. They view their credit limit the same as money in the bank. For example if their Mastercard had a limit of $9000 they would always try to keep the balance at just a few dollars below that amount. They are paying 18% interest on this balance but they do not care because that is just the cost of living in today's society in their mind.

Do you have a credit card balance that you are paying interest on?

2007-10-01 02:23:21 · 5 answers · asked by Anonymous

I am moving to the U.S. soon and I have no credit.
What is the best way to establish good credit?

2007-10-01 00:12:26 · 3 answers · asked by Paul 1