Credit - October 2007

I have a lot of student loan debt, and a little credit card debt, mixed with some personal/medical-I've heard that legal help is best, but I'm only familiar with debt consolidation, which I now understand isn't always best and is actually in for profit more than helping. As a family in crisis, does anyone have any good advise?

2007-10-06 12:02:44 · 7 answers · asked by amanda c 1

i got a bill from the hospital and it was due today, they sent me a note saying they will notisfy debt collection agency. what does that mean, will the agency arrest me or something? any body with good idea?

2007-10-06 11:49:52 · 3 answers · asked by Anonymous

Hi, I got an offer to transfer a balance to a new card . I not sure how this works.

1. If I decide to transfer, Do I have to close old card because I still have half the limit left on card $1000 and will basically need only $500 transferred. Or will they transfer the whole $1000 and I can use the new card. I didn't want to (close) old card because its bad for credit score, I want to keep it open. can a card be transferred and still remain open??

2. they also offered me a credit limit up to 30,000 but sure they will probably give $1,500. Do I get the $1,500 + the rest of my money of the balance on my old card. please help with this decision.. thanks

2007-10-06 11:44:05 · 11 answers · asked by chynadoll38 2

I had surgery in 2005 and the insurance paid for it yet they sent me to a collection agency. I got everything taken care of between the hospital and the insurance. I even sent them a signed letter from the hospital that the account is paid. Still getting letters and it's on my credit.

2007-10-06 10:18:29 · 14 answers · asked by babig221982 3

hi.plz tell me in each moth,how much money maximum i can send via bank standing order to my prepaid mastercard.

2007-10-06 09:28:48 · 4 answers · asked by Anonymous

i have a car thats about 2 payments behind, the bank that has the loan is located in california, they said if i didnt come up with one payment by october 7 they were repossesing it, well the day has come and i only have half the payment what should i do, send them half or is there a way i can stop them? debt consilidation or something?

2007-10-06 07:38:26 · 10 answers · asked by Anonymous

I do not live in the US anymore and someone is using my personal information get credit. How can I stop this? When I place a fraud alert, can I provide an international phone number as my contact number?

2007-10-06 06:48:33 · 4 answers · asked by Billy 3

When I was 18 I got into some trouble with credit cards, I am now 28, and I am still being harassed by creditors. I thought after five years of deliquency, those credit cards would not reflect on my credit report. Is there something I have to do to get those credit cards off my record? Maybe some kind of law?

2007-10-06 06:39:58 · 6 answers · asked by acontreras80 1

i need to pay it by 2day oct*6*07 so help plz

2007-10-06 05:18:44 · 2 answers · asked by girl 2

IF they tell ur american express acoount is under financial rewiew, and they ask for more employer etc data,

what dose it mean? is that normal from amex?

2007-10-06 04:48:54 · 6 answers · asked by Anonymous

is there any websites where you can go to to see your credit score for free? i've tried some but they ask you sign up and pay for their services but can get a refund within a certain period. any sites where i can avoid all that hassle?

2007-10-06 04:47:13 · 5 answers · asked by blueskywoo819 3

If I go through care one Debt Consolidation program successfully, Do anyone know the final status of your accounts
at the end of the program? Is it paid as agreed or some other rating in The Credit Bureaus? I may enroll but would like to know some people experiences with this program

2007-10-06 04:45:19 · 1 answers · asked by jawsnu7 2

They stated on my credit report that it ws inclued in a bankruptcy (which it wasn't) I haven't had one, yet the card is in good standing. I tried calling and they are telling me ther is nothing they can do as they only can report what they were told from federated department stores. Help. The account was Lord and Taylor

2007-10-06 04:26:58 · 1 answers · asked by Scott H 1

2007-10-06 03:45:31 · 5 answers · asked by Anonymous

anyone has ever tried the work from home things were you stay at home and work on your computer and get paid or the ones where u stuff envolopes???is this true or just a scame

2007-10-06 03:42:15 · 2 answers · asked by amber p 1

Does it appear in my record that I got rejected? Thanks.

2007-10-06 03:22:45 · 5 answers · asked by September 2

2007-10-06 03:15:00 · 5 answers · asked by Mia B 1

I have the worst credit in the world. I can't get a decent car loan, can't buy a new computer, can't even open a checking account. I have had nothing in my name,(no credit of any kind) in about 9 years. I've never had a bankrupcy. Why have these old items not fallen off my credit report? I thought after 7 years things were supposed to stop being reported. What can I do to stop the credit reporting agencies from causing me to be turned down for something as simple as a bank account? It is difficult to not be able to put your money in the bank!

2007-10-06 03:00:51 · 7 answers · asked by Jay G 3

I want some reliable Getpaid to click/sign up or review sites which are suppoed to be little faster and trustworthy,not scam or fraud and you have experience with those that you have been paid for your some small work and contribution.
Please recommend me any/some,one the best if possible.

2007-10-06 01:57:13 · 4 answers · asked by Anonymous

2007-10-06 00:35:46 · 3 answers · asked by chorsey_2 2

When I gt divorced I was left with £30,000 debt over the last 4-5 years I have struggled to reduce that to £10,000. At the moment I have reduced my creditors to 6 in number. I have the opportunity to offer them all a 1 x payment of 75% of the outstanding balance in return for a final clearance of the debt. Do they have to accept this offer or can they keep forcing me to pay at my current rate for the next 2 years ?

2007-10-05 21:55:45 · 11 answers · asked by Fifi L'amour 6

He has a lot of debt, about $20,000. It relates to back child support incurred while in a situation about 7 years ago where he was unable to work, and ignorant to the idea that he should have went to court to reduce his payments. He came out of the situation with about $15,000 worth of back pay. The only other stuff on the credit report was related to ambulance fees, hospital bills and a Macy's bill. The Macy's bill didn't even list an amount owed, it just said the account was closed. He doesn't know what he owes or could owe to Macy's because he was not the one using the card nor receiving the statements. This was 7 years ago as well.

How can he fix this. No one will give him a credit card, (he's tried.) He pays the child support regularly and my caulculations suggest that at the rate his payments go, it will be 4 years before that back pay is almost gone. He can't afford to give more. He doesn't bring enough home now to pay his rent each month.

Is there really no way out?

2007-10-05 17:11:21 · 3 answers · asked by thetigersnameistony 2

From your check or bank account.........

2007-10-05 17:06:31 · 3 answers · asked by Anonymous

Im worndering also if there are better companies to use as I have heard some horror stories with some credit " repair" companies....

Please advise your help is very much appriciated!!! GP

2007-10-05 13:08:08 · 5 answers · asked by g p 1

But Equifax is not deleting the same negative items off of my credit report ( and they shouldn't be there ).... I have yet to hear from Experian.... What more can I do to get Equifax to take these things off? Dispute again?

2007-10-05 12:30:48 · 4 answers · asked by Anonymous

2007-10-05 11:10:04 · 4 answers · asked by Me 1

so far i have been payin my macy's card on time every time and i always give more thin the minimum payment due, and i would really like for them to give me more credit, i've proven to them that i am responsible so why dont they. do i have to request it or do they automaticly give you more.

2007-10-05 09:18:28 · 8 answers · asked by that*girl*713 4

2007-10-05 08:50:14 · 4 answers · asked by ndhlpwmny 1

2007-10-05 08:05:27 · 4 answers · asked by Katie T 1

What happens when you apply for an apartment? Will you get straight denied?

2007-10-05 06:56:29 · 9 answers · asked by zozosammy 2