Credit - October 2007

2007-10-17 07:50:53 · 7 answers · asked by Abu Alwan A 1

I am trying to apply for a loan in the amouint of $8000- for a doublewide. I am married, but i have poor credit, and my husband has none. My grandmother, as a doublewide, financed with National City, and she has a PERFECT credit score! NO DINGS, OR ANYTHING. She said she will be a co-signer. Can i still get declined, even with her as a cosigner?

2007-10-17 07:50:43 · 5 answers · asked by looking_4_0drama 2

I have read two different things all over the internet. I know my SOL is 5 years in my state. MO... but did it start when I first became late on my account and went into collections therefore leading to charge off. or... did it start by the last payment made on my account even if it was partial..is it first late or last payment in the state of Missouri?

2007-10-17 06:52:01 · 3 answers · asked by enchanted 3

what do you think? thanks

2007-10-17 05:39:27 · 4 answers · asked by Moore55 4

I have a 650 and i just got my credit report. It said I was over on one of my credit cards. I just fixed it. Now that card is within its balance.I also got rid of a card cause it said i have to many. How fast would it change?

2007-10-17 05:38:33 · 6 answers · asked by Mr Scott 1

2007-10-17 05:36:30 · 5 answers · asked by 247Questions? 1

2007-10-17 05:14:03 · 8 answers · asked by Anonymous

Hi all, I am thinking of starting a user generated credit ratings site. As so many businesses are doing a lot credit sales, the
people needed a reliable source for giving credit for their potential customers even though they might be only a startup. But desperately lacked concrete business models to continue the idea. Any ideas are appreciated.

2007-10-17 04:59:24 · 1 answers · asked by DragonBoy 1

i get paid nov 2 and i can pay the loan back i found out if the school is not paid for by the 19th i will have to drop out

2007-10-17 04:43:51 · 2 answers · asked by david d 1

I settled with an education loan that went into default a couple of years ago and the during the settlement the education loan company sent a "settlement agreement" or a contract to sign stating what was agreed upon. Well, I recently paid the settlement back in august and it's october and they haven't changed the balance on my credit report to honor the settlement agreement. I talk to them and they stated that they would need 120 days to update the information on my credit report. I've since reported them to the BBB because of this conflict. Does anyone have any further advice to give? It would be greatly appreciated!!!!!

2007-10-17 04:29:03 · 5 answers · asked by Anonymous

i just recieved my credit builder card on 10-19-07 it took them 3 months to send it to me. they never said anything about me having to shop online this is not fair. is there any way i can get my deposit back

2007-10-17 04:22:09 · 2 answers · asked by Anonymous

can i withdraw over my credit limit?? i have a 300 credit limit but i dont have any more money so can i withdraw more

2007-10-17 04:22:06 · 3 answers · asked by Anonymous

i could pay it back 500.00 a month does anyone know were i can get this type of money fast?

2007-10-17 04:17:06 · 2 answers · asked by david d 1

2007-10-17 03:52:39 · 5 answers · asked by Garland Red Neck 1

..articles or ideas,opinions etc. on various category (but not for survey anyway).

2007-10-17 03:17:47 · 4 answers · asked by richy 1

2007-10-17 02:56:57 · 8 answers · asked by Anonymous

2007-10-17 02:55:04 · 21 answers · asked by Sharon D 2

I usually do this, I pay full balance immediately, would it be better to pay monthly?

2007-10-17 01:29:27 · 13 answers · asked by Anonymous

i was paying on a car loan- which i had defaulted on back in 2003, and started paying on again in 2005- to aug of this year
well we could not work out a way to continue paying with the bank- they just ignored us- we were wanting to make a reasonable payment so it could get paid off quicker, but they refused it and so we stop paying on it

now my question is shouldn't this accout go to a collection agency rather than the bank its originated from?
another question, i just recently stopped paying them for the second time, shouldn't they be calling me to work something out? because they have never called my house in the past couple of months after we made no payment, i thought they are suppose to get in contact with you to make arrangements on the payment before going to a lawyer

please don't give rude answers i want serious answers only
i know i should be paying on this, i don't need anyone to answer this if you are going to say pay your debt- thats what i am working on doing

2007-10-16 19:26:58 · 3 answers · asked by samantha r 2

You know tell them my small at home business is not making the money it should so I can either pay you this xxx much or nothing at all and oh well. I don't care cause my other bills (food, heat) are more important. AND how bad will doing this affect my credit?

2007-10-16 19:11:02 · 2 answers · asked by Anonymous

I have excellent credit and do not need any more cards but I think I have too many cards though! I know that closing accounts can negatively affect your credit score, but what about having too many credit cards? My credit score is 783. I want to buy house next year.

1/ boa visa # 1 $22,000 limit Since 2000 Paid Off
2/ boa MasterCard # 2 $17,000 limit Since 2001 Paid Off
3/ boa MasterCard # 3 $13,000 limit Since 2004 Paid Off
4/ AT&T MasterCard $12,500 limit Since 1998 Paid Off
5/ Wells Fargo Visa Credit $12,000 limit Since 2001 Paid Off
6/ Banana Republic Dept Store $ 1,000. Limit Since 2000 Paid Off
7/ Home depot MasterCard $ 5,000 limit Since 2004 Paid Off
8/ Best buy Dept Store $ 2,500 limit Since 2005 Paid Off
9/ CompUSA Dept Store $ 4,500 limit Since 2005 Paid Off
10/ Discover $ 6,000 limit Since 2006 Paid Off
11/ Chase Visa $ 6,000 limit Since 5/2006 $4,000 Balance with 0 Apr. I will pay off in May 2008.
Should I cancel any of these accounts? (Best buy, Banana Re, CompUSA) Or should I just keep them all open? Thanks for the advice!

2007-10-16 18:12:43 · 10 answers · asked by Anonymous

I was told no matter how bad your personal credit is if you take your business and form a LLc you will get a business line of credit is this true and how do i start?

2007-10-16 15:00:17 · 1 answers · asked by take1ads 2

i just got a letter from atlantic lottery corporation saying that i won a big amount of money and to call as soon as possible??? i still cant believe is there any chance this might be a prank or something??? it has the logo on it so i dont know what to think my husband keeps telling me that thats a lie but they even sent a check with money not all of it thou what do i do???

2007-10-16 14:25:28 · 5 answers · asked by pink_beauty 2

can they take you property or anything else

2007-10-16 13:05:16 · 5 answers · asked by patricia m 1

2007-10-16 13:04:05 · 2 answers · asked by Ms. May 1

2007-10-16 12:59:11 · 3 answers · asked by diane e 1

OK I was wondering that if I applied for 4 credit cards and 1 Stafford loan within 6 months. How bad will this make me look on my credit scores..

The reason I was denied for the loan was because I didnt make grades.. But yea..

Is this bad? Is it bad to apply for other credit cards? Is it bad to apply for college loans?

2007-10-16 12:47:42 · 1 answers · asked by mimi s 1

I recently found out that my husband's x-wife bought a bunch of stuff in my husband's name when he was deployed in the middle east. She never paid on any of it. Now, 7 years later, I am married to him (he is in Iraq again) and the collection agencies are calling me. I paid off the first one that called but now I dont have any money left for the rest of them. What happens if I cant pay them? Can they sue me since it is in my husband's name (remember my husband is not in the country)? Can they take my car other possesions (which are in my name, not my husbands)? What is the worst that can happen and how long do I have before it happens? HELP!

2007-10-16 12:41:34 · 5 answers · asked by Rachel F 2

Why is it when they call and someone aswers and says "hello?" it takes them 5 to 10 seconds to respond? Are they tactfully trying to reach the person of interest by Voice recongnition or is it a delay or what? Whats the deal? I answer alot of calls at the front desk where I work and find it annoying when I'm busy, to have to wait up to 10 seconds for the person calling to say "Hello, can I speak to so-and-so..." To tell you the truth, It only takes 1 second for an intelligent human being to respond when someone says hello. It Frickin Kills Me!!!!!

2007-10-16 11:49:03 · 4 answers · asked by Vince 2

Most of the economic rules are made by rich people. They dont realize how much the rest of us rely on credit. Its because they are out of touch. This whole economy depends on credit now with higher monthly payments I notice I am spending less. They need to change that rule real fast or we may have a recession!

2007-10-16 11:37:34 · 9 answers · asked by dpepperdrinker 5