Credit - September 2007

i have a secured capitol one card. i always pay on time and keep a few dollars still on it. i have a car so do not want to get a loan and pay 25-29% on a car i dont need. since the bankruptcy i have gotten a really good job makin over 100k/year. i have managed to save bout 30k this year alone. i am just trying to mainly find ways to build and get a credit score goin. and would like to know if having 2 secured credit cards is a good idea?

2007-09-25 19:11:07 · 4 answers · asked by nascarfan200378 1

Why does it take 4-6 weeks for me to receive cheque from client ?

2007-09-25 17:24:38 · 2 answers · asked by ladybug21 2

If you have clothes from second hand stores and a vehilce worth $1000 and living on a student loan, what can they do if you dont' have the money? It is $480 and I dont have it (the internet wont' let me out of my contract and I am a full time student with 2 kids). I moved to another state and that company doesn't run their service to my state so I had to break my contract when I moved. What can the creditors acutally do? Take my kids bikes to sell them?

2007-09-25 17:05:26 · 7 answers · asked by Anonymous

im lookin to build my credit whats the best card to apply for

2007-09-25 16:56:36 · 9 answers · asked by randon_s2008 1

So you have to be 18 to enter a legal binding contract, but how old does one have to be to be the co signer.

Also does this person need good credit, or the fact that they now have two people on the ring for the payments enough to get approved?

2007-09-25 15:29:54 · 3 answers · asked by festy1986 2

and i dnt qualify for a crdit card application either how can i redeem my prize?

2007-09-25 15:16:43 · 5 answers · asked by mazinger_zdg 1

I work for a small Bank. We loan money to customers. Some customers become late with payments and we call them at home and work. I've had 1 or 2 say to cease call them. My manager said that if the customer has an established relationship with our bank, and we are trying to collect on a loan, we can continue to call the customer. Is this true? Or would we be breaking the "Do Not Call Registry" law?

2007-09-25 14:56:45 · 7 answers · asked by Tom G 2

I received my credit report from experian and have to call them about a dispute. The problem is that I did the online look up and there is no telephone number listed I can call and talk to a real person!!! The only info I get is "look on your printed report and call that number" Ha Ha, I would like to do that!

So anyone out there who can give me the customer service telephone number from their experian credit report.

PLEASE

2007-09-25 14:56:26 · 3 answers · asked by Hansi 2

how can i find out if i am in collections?

2007-09-25 14:52:57 · 4 answers · asked by jazyjaz05 2

As is tradition in the family, upon graduation from high school you are give n a credit card, a master card...Now the other day my mom said that in one family you can only have up to 4 credit cards registered under one family. Does anyone know if thats true?

2007-09-25 14:35:53 · 5 answers · asked by cplamoottil 2

just started business have ein number, any suggesstions Thanks

2007-09-25 14:29:56 · 3 answers · asked by sxy+brains 1

Also, are collectors allowed to lie/misrepresent? I had a collector call my company and mysteriously say he was with "Child Support Services" to find out info pertaining to me. Plus, some other weird comments made previously..

2007-09-25 14:20:54 · 5 answers · asked by yngevn08 1

I am in between jobs right now and have no money. I'm thinking about getting a credit card. How does it work? Do I start paying the money back within the first month or do you start making payments later on?

2007-09-25 14:15:08 · 3 answers · asked by tarheels145 2

How can i stop them from doing so?

2007-09-25 13:53:48 · 3 answers · asked by Bullz08Champz 1

I want to pay off some major credit card debt and I have seen advertisements on TV before and never bothered to write them down.

Any good suggestions websites that will work with a person in helping me pay them off.

Thanks.

2007-09-25 13:30:36 · 3 answers · asked by utfan67 1

What happens to credit card debt when one's parents pass away in the event that they do not have an estate, BUT the children do have an estate (real estate, etc)?

Morbid, but just wondering.

2007-09-25 13:28:25 · 4 answers · asked by Triple Nipple 1

I just got my first credit card and decided to use it once or twice a month for gas at first. Now my bill is due18th of October and it's $44. When should I pay it? A week before the due date? Also what should I pay? The full amount of 44 or the minimum payment? Which looks better? Any advice as well is generous. Thanks

2007-09-25 12:05:32 · 4 answers · asked by Destiny Jay 1

2007-09-25 10:57:41 · 7 answers · asked by KATRINA 2

In my country the interest rates from the banks are extremely high. Do you know a bank that make loans for foreign people.
Any information please contact me in: walrusbrit@yahoo.com
Thank you

2007-09-25 10:26:35 · 6 answers · asked by Anonymous

2007-09-25 09:30:32 · 8 answers · asked by Julie 3

I don't have any credit and wont get excepted for credit cards. How are you suppose to get your credit up if no one even offers you a credit card.

2007-09-25 08:50:29 · 3 answers · asked by starkizz4u 1

- I don't have any credit but am holding a full time job how can I apply for a credit card and get excepted.

2007-09-25 08:41:55 · 5 answers · asked by starkizz4u 1

i don't believe the car dealership! i don't understand if i co-signed and everything is in my name except the payments how can this increase her credit score?

2007-09-25 08:28:59 · 8 answers · asked by mahoganyd 1

if I have a balance on an exisitng credit card and want to transfer to a 0% but am unable to as I dont earn enough to qualify for a new card, would it be possible to do a joint credit application with husband whos income is higher then transfer the balance?

2007-09-25 08:18:45 · 4 answers · asked by salomissi 2

Hello. How does a court judgment for a medical bill count against one's credit score? For instance, for a debt of $10k, if the court decides in the hospital's favor, what will that do to my FICO score? Is there a specific amount the score will decrease by? Is it based on the amount of the debt? Thanks in advance.

Nan

2007-09-25 07:55:43 · 8 answers · asked by Nancy S 1

mastercard.thank you to everyone who answers this questions.

2007-09-25 07:30:05 · 2 answers · asked by TRUELOVER4 1

They aren't free and require sign-up or enrollment. What do people do without a computer and do these companies have a monopoly on credit reports?

2007-09-25 07:25:48 · 3 answers · asked by Mutley 6

My husband and I live in a crap, crap, crap, did I mention crap mobile home. Well, now we need to buy a house becuase our place is falling apart and I hate that my son has to grow up in such a POS. Anyway, we still owe on this place but KNOW that no one will pay a penny for this place. So, I'm wondering if my husband agreed to a voluntary repossession and we got the mortgage in my name how bad would that hurt us?

2007-09-25 06:21:07 · 11 answers · asked by lisanicole_98 2

2007-09-25 06:07:09 · 3 answers · asked by wonderer 1

I have a Capital One car and I'm not working at the moment. I'm a little over the limit on my card and I have to make a payments, but I don't have the means to do so. Is there any way I can cancel the card and talk to someone at Capital One to arrange a lesser amount of monthly payments?? Help please.

2007-09-25 05:44:01 · 4 answers · asked by xxSweet_Facexx 1