I have a Capital One car and I'm not working at the moment. I'm a little over the limit on my card and I have to make a payments, but I don't have the means to do so. Is there any way I can cancel the card and talk to someone at Capital One to arrange a lesser amount of monthly payments?? Help please.
2007-09-25 05:44:01 · 4 answers · asked by xxSweet_Facexx 1 in Business & Finance ➔ Credit
call the center and explain everything. that simple.
2007-09-26 03:39:21 · answer #1 · answered by Bella Luna 3 · 0⤊ 0⤋
Call the customer service number on the back of the card. Choose the menu option to speak to a customer service rep and explain your problem to them. If they refuse to help, ask for a supervisor.
2007-09-25 05:49:47 · answer #2 · answered by theHoundDawg 6 · 0⤊ 0⤋
You can always cancel ( which stops your ability to spend / overspend ) but
The debt obligations will still be there and accruing % .
Best to get a couple of part time jobs from a temp agency to save your financial reputation .
>
2007-09-25 05:49:44 · answer #3 · answered by kate 7 · 0⤊ 0⤋
They won't close your account until it's at a zero balance. I doubt that they will adjust your payments as per your terms and agreement.
Good Luck!
2007-09-25 05:50:22 · answer #4 · answered by Kimberly B 2 · 0⤊ 0⤋