Credit - September 2007

I'm selling our dump truck and bobcat right now but business has really been slow. Should I just voluntarily have it repossessed right now rather than pay for it from my personal funds and eventually still lose it later on?

2007-09-28 04:18:03 · 2 answers · asked by PADILLA I 1

I have bad credit with a foreclosure and bankruptcy. In the past my husband and I paid a company almost $1,500 to help us avoid foreclosure but they never accomplished anything. I would like to get some guidance on the best way to improve our credit.

2007-09-28 03:18:34 · 5 answers · asked by ronnie75 1

2007-09-28 03:06:34 · 11 answers · asked by gerryhattrick2020 1

I have a Marriott Visa credit card, but no longer use it and don't want to pay the $30 annual fee. But I don't want to cancel it either, as it will lower my credit score. They said I can switch it to a card that doesn't have an annual fee. Will that effect my credit score the same as if I cancel it? Or if I just switch to another card, will it not effect my score at all? Thanks!

2007-09-28 02:58:04 · 5 answers · asked by Boss Hog 1

The home was appraise lower than it was 2 years ago, and now our payments keep going up and up and we are each working 2 jobs for our house. We are not making this months house payment. I want to also know if anyone went threw this and how bad were they harressed? How was it going threw this? Thank you PJ

2007-09-28 02:52:15 · 9 answers · asked by mamaqueenie59 1

Its already 681, so I dont need to go crazy trying to bump it up higher. I just was wondering if there were some little things I could do.

2007-09-28 00:40:50 · 4 answers · asked by Brenda 4

I posed the earlier question about the $5.5 trillion US national deficit. Yes...I KNOW about Treasury bills, etc. What I am interested in knowing is the identity of the people who hold the "paper" on these massive debts. Who are they? What nation or nations? Who is in the the majority?
$5.5 trillion U.S. alone???...plus many, many other countries. Who has that kind of money to lend? Who has that kind of power? When is too much debt...too much debt???

2007-09-27 22:00:22 · 1 answers · asked by John Mc 6

I've been reading about this "program" and I'm interested in it. Im not to sure though.
Is it really secure to sign up? And if i do, how much will I be paying?
Or, could you explain the payments a little better to me, please?

2007-09-27 16:58:07 · 4 answers · asked by Anonymous

We owe a car title loan company..can we sell the car?

2007-09-27 16:55:08 · 11 answers · asked by Anonymous

some examples

2007-09-27 16:16:50 · 6 answers · asked by jahj2011 1

We have a car loa that has set us back by hundreds of dollars and is making it almost impossible to pay our rent and other bills.It's either pay this car loan or pay the rent.


Or should we let them have the car and lease one?

If we give them the car will it still go on our credit?

2007-09-27 16:04:14 · 10 answers · asked by Anonymous

2007-09-27 15:54:07 · 2 answers · asked by amanda g 2

I want to get a credit card, but I'm an unsure what a good interest rate is. Are there any credit cards that have interest rates in the single-digits? Thanks

2007-09-27 15:36:32 · 10 answers · asked by John S 1

I received a check from an "at home job" and part of my salary was supposed to be in that check. My task was to cash it, keep part of the money and send the rest back to my employer. I went to the bank to cash it, they said it was counterfeit and my name will have "negative credit", I wont be able to cash anything at their bank ever again. What can I do about this and how do I report this "employer" of mine?

2007-09-27 15:15:29 · 9 answers · asked by Anonymous

Ok, I already have bad credit. I have 2 credit cards and they just keep adding fees like crazy, I will pay them, but what I want to know is can I contact them in any way and document that I will pay them but PLEASE STOP THE FEES ? I am 56 and don't understand how the CC's work these days, but can i close the acct. or anything to get the fees stopped ?

2007-09-27 13:45:03 · 10 answers · asked by I Love Jesus 5

Just a general question to anyone in the UK who is awake and who is getting paid today Sept 28th....my husband just checked his account online, it is nearly 1.30am friday morning Sept 28th, his wages would normally show up just after midnight, but it has not. Is anyone else having this trouble tonight? Are there sometimes varying times before it shows up??? Thank you

2007-09-27 13:28:21 · 3 answers · asked by amanda_vanessara 2

i got a check in the mail from somewhere in ontario,ca. it was for a large amount, but it was drawn from a credit union in the u.s. , namely the west coast area. i called the credit union, and they comfirmed that it is a fraudulent check. what should i do now? do i go to the police? or is there another person(S) i should get in touch with? i need help and answers please!!!

2007-09-27 12:37:00 · 7 answers · asked by icabear2 3

Whats better to raise credit score, paying off just one large amount or multiple small amounts of credit card debt?

2007-09-27 12:27:28 · 3 answers · asked by sjdhfpioeahfoihqoifr 1

When I ask for a low rat. They some time's give me the run around and say "not at this time" and so on. I have payed the on time for more then 2 years now. I some time go more the 6 mouth's with out one charge. I need a lower rate to pay them of faster. Thanks

2007-09-27 12:10:11 · 3 answers · asked by Bioman 2

WHAT DO YOU THINK ABOUT Creditors placing a Lean on YOUR Account.

Do you think it's another way for the U.S to make the Rich Richer and the Poor more poor.

What will the U.S do when the lower class citizens reach bottom.

Was the Jews right about Banks Stealing money.

What will happen WHEN To Much Poverty Begins/ Will Kaos begin ,(stealing/rioting) after so many years of lesiure an hard work on living from check to check...

The STOCK MARKET WILL DROP AND BUSINESS WILL BOTTOM OUT. *BECAUSE THERE ARE MUCH MORE POOR THEN RICH.. AN A BIG PORTION OF THE U.S IS IN CREDIT DEBT.

IS THIS A SCAM TO PAY LAWYERS.

IT IS A GIVEN FACT THAT ALL BANKS HAVE TO REPLY
to such court orders given from creditors.

Dont get me wrong if you owe someone you should pay them,

But Is it the Creditor Fault from being so giving to people even at the age of 18 teen years of age & younger, not knowing the indept & responsibility of life.
Because of there mistake will the U.S Fall.

2007-09-27 12:02:52 · 3 answers · asked by ★ ★ ★ ★ America United★ ★ ★ ★ 1

I need to refinance and have a low credit score and have filed bankruptcy last year. Any mortgage companies out there that are legit and willling to help someone who's reshaping their credit?

2007-09-27 11:15:58 · 4 answers · asked by shellsbells 2

2007-09-27 11:02:02 · 4 answers · asked by midland4206 4

i have full equity in my home (i owe nothing on it) and a 611 credit score.. i make $3,400 a month. i want to borrow $125,000 to pay off my debt and do a little remodeling.. but i've applied at two places online and they said not approved.. WHY!? i would think with my high equity, they'd work with me..

does anyone know of anywhere that will qualify me even with my not so great credit??? thanks....

2007-09-27 10:42:33 · 6 answers · asked by what's it gonna be?? 2

My credit card bills are just way to high of a minimum monthly payment than i make a month....if i were to just stop paying them(i know my credit will be real bad) can they garnish my pay?

2007-09-27 09:26:41 · 8 answers · asked by reddheadnurse 3

2007-09-27 09:04:00 · 21 answers · asked by Anonymous

2007-09-27 08:59:05 · 7 answers · asked by chrisboli 1

Yesterday I recieved a court order for a summon to appear in reference to a collection from a credit card company. First , it went through collections, but today I called the law firm for the plantiff and they stated I would have to pay $2,700 for fees and the settlement itself. I was disgusted and hung up the phone. I called back the collection agency today and they stated I could pay up for a lesser settlement of $520, which I have to western union tomorrow. I asked if I would be cleared from the creditor and court process etc. and they said I would be cleared of all and recieve a notification of cleared balance. Is this true or will they get me for something else. My deadline for payment is tomorrow.

2007-09-27 08:34:42 · 8 answers · asked by Den B 1

I am currently in the middle of a hopeful refinance. I have not paid my Sept 1st payment due to the ARM adjustment. I called the lender but they said they can not offer any help until I am at least 60 days past due. I am worried that they late payment will appear before my refi in complete and affect my credit score.

2007-09-27 07:57:50 · 5 answers · asked by adina_650 2

$35000 a year (salary) = Hourly wage (40 hours a week) How do you figure that out 35000 divided by 34 weeks in a year or something like that...I forgot how to figure this out

2007-09-27 07:49:06 · 13 answers · asked by Anonymous

My husband has a mortgage for a house. The house is in the process of rebuilding. We need another loan to finisch it, but we do not have the money for down payment for another loan. Is it posibe to get a loan?

2007-09-27 06:24:46 · 5 answers · asked by gita 1