I received a check from an "at home job" and part of my salary was supposed to be in that check. My task was to cash it, keep part of the money and send the rest back to my employer. I went to the bank to cash it, they said it was counterfeit and my name will have "negative credit", I wont be able to cash anything at their bank ever again. What can I do about this and how do I report this "employer" of mine?
2007-09-27 15:15:29 · 9 answers · asked by Anonymous in Business & Finance ➔ Credit
Oops, title says I cashed, I didn't get it cashed, they confiscated the check.
2007-09-27 15:16:18 · update #1
Give it up....The cops already know about these scams as does most of America....
Just a warning incase you arent aware of the other fraud scams out there...
Dont send anyone money so they can help you get your lottery winnings.
Dont accept packages & reship them
Dont send money to your internet lover you met overseas
2007-09-28 15:47:17 · answer #1 · answered by Sammy&Pete 3 · 1⤊ 0⤋
Be very..very..very thankful to Wachovia that they did not cash it. This is a very common scam, and because of how some people deposit the checks they get cashed. You would have then been on the hook for the money. The reason Wachovia said you will not be able to cash a check with them is because this scam is so prevalent that they don't know the people like you who say you didn't know better, from the professionals who do this for a living. So anytime someone tries this they just restrict them from doing it again.
Nothing against you, but I am pretty sure your only "job" at this "at home job" was to go to the bank and cash the check. Most likey they gave you some story that they were doing this to get around some tax or custom regulation. At least this is the common reason, but they could have given you a different story. When you saw this you fell into the "I want easy money" group.
Don't even bother taking the time to report your "employer", there is a good chance that they are not even in the US. The police will take the report, but that is as far as it will go. Law Enforcement has much higher priority cases to put their limited resources to. Yes this sounds horrible, but it is the reality of the situation.
Think of this as a lesson learned that could have been a lot worse.
2007-09-27 16:14:00 · answer #2 · answered by OC1999 7 · 0⤊ 0⤋
I once deposited a check that my roommate gave me for his half of the rent and the money hit my account a few days later. Three WEEKS later the check bounced, the money was pulled out of my account, I was charged a fee for HIS bad check, as well as several resulting NSF fees from other stuff. When I asked the bank representative how long I had to wait to make sure a check wouldn't bounce, my roommate was rather unreliable and I figured there was a decent chance this might happen again, I was told there is NO time limit. The other bank at any time in the future can come back and say "Whoops, that check was bad" and take the money back
2016-04-06 04:37:10 · answer #3 · answered by Anonymous · 0⤊ 0⤋
I almost fell for that scam but stopped before mailing info. If I were you, I would notify Trans Union Fraud Dept @ 1 800 680 7289 and have it put on Fraud Alert. They will notify the other credit bureaus for you at no charge. Wait 5 days and request your free credit report from annualcreditreport.com or call tol;l free @ 877 322 8228. You can get all 3 reports free of charge every 12 months.
2007-09-27 17:42:26 · answer #4 · answered by Anonymous · 0⤊ 0⤋
As far as attempting to cash that cheque goes, it doesn't go on your credit report, only an internal bank thing. if they won't clear it off amicably, then don't deal with them anymore, to hell with them.
and to the whole idea of it all, you must have been pretty naive to fall for that one if you indeed fell for it. i'm completely aware of this age old scam and yet i've been tempted to accept one of these cheques just in case a bank or cheque cashing place does accept it without recourse to me, because after all, i'm not the fraudster, it's someone else. (mind you maybe i wouldn't send them their portion back either)
2007-09-28 05:41:34 · answer #5 · answered by f*ck yahoo, i'm doing google 4 · 0⤊ 0⤋
You got lucky. If you had cashed it and sent part back to your, quote, employer, you would be on the hook for all of it. I would contact your local DA consumer fraud division and take it up with them. Maybe they can help convince the bank that you have been victimized by this mess.
2007-09-27 15:23:24 · answer #6 · answered by Anonymous · 1⤊ 0⤋
I am surprised that someone still had not heard of these crooks .
This con has been running for years and it is on the news frequently .
The "employer" is already being tracked by INTERPOL , I'm sure .
As soon as the bank tried to process it , they were alerted .
Your problem is most banks figure everyone knows that is criminal activity by now and they figure you for part of the gang / organization .
>
2007-09-27 15:21:44 · answer #7 · answered by kate 7 · 0⤊ 0⤋
It may take some time but the only way to keep your name clean is to file a police report. You should have no problem with that if they are putting you at risk of going to jail and having fraud on your record.
2007-09-27 15:25:04 · answer #8 · answered by Shauna 2 · 1⤊ 0⤋
you actually fell for that.......wow...some people are so naive.
2007-09-27 15:24:00 · answer #9 · answered by Anna J 5 · 1⤊ 2⤋