I don't have any credit and wont get excepted for credit cards. How are you suppose to get your credit up if no one even offers you a credit card.
2007-09-25 08:50:29 · 3 answers · asked by starkizz4u 1 in Business & Finance ➔ Credit
You can get a credit card even with no credit so long as you meet the minimum criteria. Usually you need to have the same employer and residence for 6 months - 1 year. Make sure you don't have any phone bills/utility bills that have late payments or are in collections. If you do that, and you're at least 18 you should have not problem getting a credit card. You can also go to a college campus and fill out any of the millions of credit card applications you'll see in stores, bulletin boards, etc. They don't turn away anyone.
2007-09-25 08:56:40 · answer #1 · answered by nvention 2 · 0⤊ 0⤋
You can go online to the credit websites and apply there if youre not getting apps in the mail.
Secndly, if youre denied a credit card you can always opt for a secure card, where you put $200.00 into the card and pay yourelf back. They are lots of companies out there like that as well as the standard type of credit cards!
Good Luck!
2007-09-25 15:54:04 · answer #2 · answered by Prohibition Rose 2 · 0⤊ 0⤋
I get several each day in the mail. how lucky are you. the way to build credit is to get a loan from your bank to buy something and make payments on time and talk to them about a credit card from them and get started that way.
2007-09-25 15:54:13 · answer #3 · answered by Aloha_Ann 7 · 0⤊ 0⤋
Hello s. I found interesting information about your answer & the best credit card options here. http://all-debt-consolidation-loan.blogspot.com/2007/07/chase-credit-cards.html
Good luck!
2007-09-27 15:42:45 · answer #4 · answered by bel 3 · 0⤊ 0⤋